Juniata Valley Financial (JUVF) stock price, revenue, and financials

Juniata Valley Financial market cap is $96 m, and annual revenue was $4.75 m in FY 2019

$96 M

JUVF Mkt cap, 22-Sept-2020

$1.6 M

Juniata Valley Financial Revenue Q2, 2020
Juniata Valley Financial Net income (Q2, 2020)1.6 M
Juniata Valley Financial Cash, 30-Jun-202016.2 M
Juniata Valley Financial EV139 M

Juniata Valley Financial Income Statement

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

4.0m4.6m4.2m4.3m4.5m5.4m5.3m5.0m4.7m

Revenue growth, %

18%

Sales and marketing expense

172.0k294.0k

R&D expense

1.3m1.4m1.5m1.5m1.6m1.8m1.8m1.9m2.1m

Operating expense total

2.7m3.1m2.8m3.0m3.1m3.5m3.6m4.1m3.9m

Depreciation and amortization

45.0k45.0k51.0k105.0k67.0k79.0k87.0k

Interest expense

4.6m3.6m2.9m2.6m2.0m2.3m2.9m3.6m4.7m

Investment income

263.0k249.0k237.0k236.0k238.0k222.0k167.0k296.0k

Pre tax profit

6.2m4.6m4.5m4.7m3.1m6.0m5.6m5.2m5.8m

Income tax expense

1.5m978.0k505.0k525.0k83.0k819.0k1.1m(659.0k)(14.0k)

Net Income

4.7m3.6m4.0m4.2m3.1m5.2m4.5m5.9m5.8m

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Revenue

1.0m1.0m1.0m1.2m1.3m1.1m1.1m1.0m920.0k1.2m1.1m1.0m1.1m1.2m1.2m1.3m1.6m1.6m1.3m1.2m1.2m1.5m1.2m1.1m1.2m1.2m994.0k1.6m

R&D expense

337.0k336.0k356.0k354.0k364.0k354.0k361.0k367.0k380.0k370.0k391.0k387.0k390.0k389.0k452.0k413.0k493.0k417.0k461.0k440.0k416.0k488.0k498.0k461.0k528.0k556.0k501.0k563.0k

Operating expense total

760.0k704.0k713.0k743.0k727.0k635.0k709.0k742.0k728.0k728.0k776.0k700.0k778.0k797.0k805.0k887.0k892.0k849.0k957.0k969.0k835.0k925.0k921.0k903.0k980.0k889.0k854.0k1.0m

Depreciation and amortization

12.0k131.0k11.0k12.0k11.0k11.0k11.0k31.0k29.0k26.0k17.0k18.0k17.0k11.0k20.0k23.0k22.0k22.0k21.0k19.0k19.0k

Interest expense

1.2m1.2m972.0k924.0k898.0k763.0k741.0k719.0k627.0k683.0k660.0k565.0k496.0k479.0k558.0k546.0k561.0k627.0k702.0k752.0k794.0k890.0k950.0k1.1m1.2m1.3m1.1m970.0k

Investment income

66.0k66.0k57.0k61.0k62.0k54.0k50.0k42.0k37.0k57.0k54.0k49.0k62.0k60.0k40.0k62.0k61.0k47.0k58.0k49.0k69.0k227.0k

Pre tax profit

1.4m1.6m428.0k1.6m1.5m1.3m1.1m1.1m973.0k1.3m1.2m1.0m1.1m1.2m1.5m1.3m1.6m1.8m1.5m1.3m1.3m1.6m1.4m1.4m1.9m990.0k879.0k1.7m

Income tax expense

337.0k413.0k10.0k372.0k354.0k337.0k62.0k60.0k70.0k131.0k154.0k83.0k120.0k146.0k255.0k162.0k150.0k330.0k244.0k127.0k(71.0k)34.0k(29.0k)(10.0k)86.0k(103.0k)(159.0k)57.0k

Net Income

1.1m1.2m418.0k1.2m1.1m1.0m1.0m1.0m903.0k1.2m1.1m924.0k1.0m1.0m1.3m1.1m1.4m1.5m1.3m1.2m1.3m1.6m1.4m1.4m1.8m1.1m1.0m1.6m

Juniata Valley Financial Balance Sheet

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

14.2m14.4m8.6m6.8m10.5m9.6m9.9m16.5m12.7m

Accounts Receivable

286.8m274.2m275.5m292.5m374.6m381.0m414.6m397.6m

PP&E

6.7m6.5m6.3m6.5m6.9m6.9m8.9m8.7m9.2m

Goodwill

2.0m2.0m2.0m2.0m5.4m5.4m5.4m9.1m9.0m

Total Assets

447.4m448.9m448.8m480.5m583.9m580.4m591.9m625.2m670.6m

Accounts Payable

455.8m

Short-term debt

5.4m13.8m375.0k27.7m15.0m13.1m

Long-term debt

122.1m135.5m22.5m22.5m25.0m25.0m15.0m45.0m

Total Debt

127.5m8.4m22.9m52.6m52.7m37.0m26.6m58.1m

Total Liabilities

397.7m398.6m398.8m430.7m524.0m521.3m532.6m557.9m596.9m

Common Stock

4.7m4.7m4.7m4.7m4.8m4.8m5.1m5.1m

Preferred Stock

Additional Paid-in Capital

18.4m18.3m18.4m18.4m18.4m18.6m24.8m24.9m

Retained Earnings

38.9m38.8m39.1m39.6m39.0m39.9m40.9m42.5m44.0m

Total Equity

49.7m50.3m50.0m49.9m60.0m59.1m59.4m67.4m73.7m

Debt to Equity Ratio

2.5 x0.2 x0.5 x0.9 x0.9 x0.6 x0.4 x

Debt to Assets Ratio

0.3 x0 x0 x0.1 x0.1 x0.1 x0 x

Financial Leverage

9 x8.9 x9 x9.6 x9.7 x9.8 x10 x9.3 x9.1 x

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

15.8m17.9m21.4m24.6m16.8m11.5m9.2m9.8m14.9m8.7m7.7m6.9m8.0m8.3m9.5m10.5m9.3m8.8m13.6m13.4m12.2m17.2m15.3m24.3m25.5m13.3m37.8m16.2m

Accounts Receivable

289.1m289.4m281.5m276.5m274.9m269.8m272.9m280.3m273.7m276.0m285.1m289.1m301.8m305.3m376.0m375.5m374.6m380.9m389.4m379.7m386.1m418.7m415.0m412.0m404.4m402.3m386.7m417.0m

PP&E

6.9m6.8m6.6m6.5m6.4m6.4m6.3m6.2m6.2m6.2m6.3m6.5m6.5m6.4m7.1m7.0m6.9m7.0m6.8m6.7m8.7m8.7m8.7m8.6m8.5m8.5m9.2m9.0m

Goodwill

2.0m2.0m2.0m2.0m2.0m2.0m2.0m2.0m2.0m2.0m2.0m2.0m2.0m2.0m5.5m5.4m5.4m5.4m5.4m5.4m5.4m9.1m9.1m9.0m9.0m9.0m9.0m9.0m

Total Assets

452.0m454.8m453.9m462.6m454.8m448.8m449.8m456.8m451.9m478.1m482.7m472.9m487.1m488.4m575.3m572.8m577.0m592.1m602.3m599.9m595.0m631.5m620.7m627.8m662.1m667.1m673.8m768.7m

Short-term debt

262.0k273.0k296.0k307.0k24.1m

Long-term debt

22.5m22.5m22.5m22.5m22.5m32.5m25.0m25.0m25.0m25.0m25.0m25.0m15.0m15.0m25.0m45.0m45.0m45.0m35.0m

Total Debt

262.0k273.0k296.0k307.0k22.5m36.6m22.5m48.0m42.5m36.6m32.1m38.0m50.0m54.1m25.0m37.0m22.5m15.6m25.0m45.0m45.0m45.0m59.1m

Total Liabilities

401.5m403.9m404.6m412.8m404.7m398.4m400.8m407.8m401.6m427.1m431.9m422.4m437.0m437.9m513.9m510.9m514.9m532.7m542.0m539.5m537.0m566.9m555.3m558.6m589.5m593.3m596.5m691.8m

Common Stock

4.7m4.7m4.7m4.7m4.7m4.7m4.7m4.7m4.7m4.7m4.7m4.7m4.7m4.7m4.8m4.8m4.8m4.8m4.8m4.8m4.8m5.1m5.1m5.1m5.1m5.1m5.2m5.2m

Preferred Stock

Additional Paid-in Capital

18.4m18.4m18.4m18.3m18.3m18.4m18.4m18.4m18.4m18.4m18.4m18.4m18.4m18.4m18.4m18.4m18.5m18.5m18.5m18.5m18.6m24.8m24.8m24.8m24.9m24.9m24.9m24.9m

Retained Earnings

38.4m38.7m38.4m38.7m38.9m38.9m39.0m39.1m39.1m39.3m39.5m39.6m39.7m39.8m39.3m39.3m39.7m40.4m40.6m40.8m41.3m41.8m42.0m42.8m43.5m43.6m43.9m44.4m

Total Equity

50.5m50.9m49.3m49.8m50.1m50.4m49.0m48.9m50.4m51.0m50.8m50.5m50.1m50.6m61.4m61.9m62.1m59.4m60.3m60.4m58.0m64.7m65.4m69.2m72.5m73.8m77.4m76.9m

Debt to Equity Ratio

0 x0 x0 x0 x0.4 x0.7 x0.4 x1 x0.8 x0.6 x0.5 x0.6 x0.8 x0.9 x0.4 x0.6 x0.3 x0.2 x0.4 x0.6 x0.6 x

Debt to Assets Ratio

0 x0 x0 x0 x0 x0.1 x0 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0 x0.1 x0 x0 x0 x0.1 x0.1 x

Financial Leverage

9 x8.9 x9.2 x9.3 x9.1 x8.9 x9.2 x9.3 x9 x9.4 x9.5 x9.4 x9.7 x9.7 x9.4 x9.3 x9.3 x10 x10 x9.9 x10.3 x9.8 x9.5 x9.1 x9.1 x9 x8.7 x10 x

Juniata Valley Financial Cash Flow

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Net Income

2.3m3.5m418.0k1.6m2.8m1.0m2.0m3.0m903.0k2.1m3.1m924.0k1.9m2.9m1.3m2.4m3.9m1.5m2.8m4.0m1.3m2.9m4.3m1.4m3.3m4.4m1.0m2.6m

Depreciation and Amortization

22.0k34.0k11.0k22.0k34.0k11.0k22.0k410.0k131.0k262.0k395.0k144.0k289.0k415.0k178.0k356.0k533.0k173.0k356.0k539.0k215.0k434.0k658.0k218.0k440.0k663.0k225.0k444.0k

Cash From Operating Activities

2.1m3.7m879.0k2.5m2.7m138.0k2.0m3.6m422.0k1.7m3.3m898.0k2.4m3.7m1.4m1.8m4.1m1.2m2.3m3.3m727.0k2.6m3.3m2.4m4.5m6.5m527.0k1.1m

Purchases of PP&E

(136.0k)(202.0k)

Capital Expenditures

(125.0k)(168.0k)(48.0k)(97.0k)(127.0k)(11.0k)(40.0k)(73.0k)(36.0k)(72.0k)(284.0k)(58.0k)(187.0k)(244.0k)(346.0k)(385.0k)(482.0k)(251.0k)(271.0k)(324.0k)(41.0k)(66.0k)(252.0k)(96.0k)(170.0k)(348.0k)

Cash From Investing Activities

(25.4m)(26.0m)7.0k(5.7m)(4.7m)(2.2m)(8.1m)(14.9m)3.8m(28.2m)(34.4m)7.9m(6.1m)(6.9m)7.2m11.4m6.1m(12.7m)(17.9m)(14.8m)(2.3m)8.5m16.7m6.3m(24.2m)(41.0m)26.2m(90.2m)

Long-term Borrowings

(7.5m)(7.5m)(10.0m)(10.0m)(5.0m)(15.0m)(15.0m)(10.0m)

Dividends Paid

(1.8m)(2.7m)(930.0k)(1.9m)(2.8m)(928.0k)(1.9m)(2.8m)(923.0k)(1.8m)(2.8m)(921.0k)(1.8m)(2.8m)(1.1m)(2.1m)(3.2m)(1.0m)(2.1m)(3.1m)(1.0m)(2.2m)(3.3m)(1.1m)(2.2m)(3.4m)(1.1m)(2.2m)

Cash From Financing Activities

13.7m15.0m6.4m13.7m4.7m(809.0k)967.0k6.7m2.1m26.5m30.2m(8.7m)4.9m4.8m(9.5m)(13.1m)(11.2m)10.7m19.6m15.2m3.9m(3.8m)(14.5m)(813.0k)28.8m31.4m(1.7m)92.6m

Net Change in Cash

(9.5m)(7.4m)7.3m10.4m2.7m(2.9m)(5.2m)(4.6m)6.3m44.0k(955.0k)151.0k1.2m1.6m(880.0k)160.0k(997.0k)(766.0k)4.0m3.8m2.3m7.3m5.4m7.8m9.1m(3.2m)25.1m3.5m

Interest Paid

2.4m3.5m973.0k1.9m2.8m791.0k1.5m2.3m649.0k1.3m1.9m600.0k1.1m1.6m561.0k1.1m1.7m676.0k1.4m2.1m792.0k1.7m2.6m933.0k2.1m3.3m1.1m2.2m

Income Taxes Paid

875.0k1.1m150.0k825.0k825.0k75.0k695.0k695.0k50.0k50.0k100.0k100.0k100.0k200.0k200.0k360.0k385.0k14.0k14.0k18.0k143.0k200.0k

Free Cash Flow

2.0m3.5m831.0k2.4m2.6m127.0k1.9m3.5m386.0k1.6m3.0m840.0k2.3m3.5m1.1m1.5m3.6m982.0k2.0m3.0m686.0k2.5m3.1m2.3m4.3m6.1m

Juniata Valley Financial Ratios

USDQ2, 2011

Financial Leverage

9 x