Jiayin (JFIN) stock price, revenue, and financials

Jiayin market cap is $165.9 m, and annual revenue was $320.35 m in FY 2019

$165.9 M

JFIN Mkt cap, 20-Oct-2020

$320.3 M

Jiayin Revenue FY, 2019
Jiayin Net income (FY, 2019)75.7 M
Jiayin EBIT (FY, 2019)534.7 M
Jiayin Cash, 31-Dec-201917.5 M
Jiayin EV183.5 M

Jiayin Revenue Breakdown

Embed Graph

Jiayin revenue breakdown by business segment: 13.6% from Other revenue, 8.4% from Post-origination services and 78.0% from Loan facilitation services

Jiayin Income Statement

Annual

CNYFY, 2017FY, 2018FY, 2019

Revenue

2.3b2.9b320.3m

Revenue growth, %

28%

Sales and marketing expense

884.9m726.6m

R&D expense

181.0m184.3m

General and administrative expense

95.6m150.5m

Operating expense total

1.6b2.2b

EBIT

686.7m685.2m534.7m

EBIT margin, %

31%24%167%

Interest income

1.9m169.0k822.0k

Investment income

378.0k

Pre tax profit

701.2m705.7m81.0m

Income tax expense

161.6m93.9m5.3m

Net Income

539.5m611.8m75.7m

Quarterly

CNYQ1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Revenue

264.7m510.2m705.8m983.3m680.3m508.2m

Operating expense total

239.4m330.3m406.2m657.6m435.1m564.0m

Jiayin Balance Sheet

Annual

CNYFY, 2017FY, 2018FY, 2019

Cash

606.1m41.4m17.5m

Accounts Receivable

336.8m20.0m

Prepaid Expenses

118.3m88.2m13.1m

PP&E

23.9m29.0m5.6m

Total Assets

2.5b801.9m100.7m

Accounts Payable

105.4m110.6m

Long-term debt

35.2m

Total Debt

35.2m

Total Liabilities

4.5b2.5b207.2m

Common Stock

216.1m

Additional Paid-in Capital

327.7m395.5m111.7m

Retained Earnings

(2.3b)(2.0b)(1.5b)

Total Equity

(1.9b)(1.7b)(741.6m)

Financial Leverage

-1.3 x-0.5 x-0.1 x

Jiayin Cash Flow

Annual

CNYFY, 2017FY, 2018FY, 2019

Net Income

539.5m611.8m75.7m

Depreciation and Amortization

4.1m11.3m17.7m

Cash From Operating Activities

104.8m(228.4m)26.3m

Purchases of PP&E

(21.7m)(16.9m)(4.0m)

Cash From Investing Activities

61.2m(16.4m)(33.6m)

Dividends Paid

(400.0m)

Cash From Financing Activities

13.9m(433.6m)244.7m

Net Change in Cash

179.8m(678.4m)5.6m

Income Taxes Paid

91.0m33.8m55.6m

Jiayin Ratios

USDQ1, 2017

Jiayin Operating Metrics

Jiayin's Borrowers was reported to be 3.1 m in FY, 2018.
FY, 2016Q1, 2017Q2, 2017Q3, 2017Q4, 2017FY, 2017Q1, 2018Q2, 2018Q3, 2018Q4, 2018FY, 2018

Active Investors

123 k157 k264 k

Borrowers

210 k2.86 m3.09 m

Investment Volume

¥15.70 b¥4.20 b¥4.01 b¥4.94 b¥8.62 b¥21.77 b¥7.86 b¥6.77 b¥4.61 b¥7.54 b¥26.78 b

Loans Originated

¥11.82 b¥2.66 b¥4.11 b¥5.27 b¥7.81 b¥19.85 b¥7.11 b¥5.77 b¥4.19 b¥6.60 b¥23.67 b