$2.7 B

IBOC Mkt cap, 18-Mar-2019

$630.9 M

International Bancshares Revenue FY, 2018
International Bancshares Gross profit (FY, 2018)578.2 M
International Bancshares Gross profit margin (FY, 2018), %91.7%
International Bancshares Net income (FY, 2018)215.9 M
International Bancshares EBIT (FY, 2018)413.2 M
International Bancshares Cash, 31-Dec-2018316.8 M

International Bancshares Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

363.2m571.9m552.5m549.6m565.5m630.9m

Revenue growth, %

57%(3%)(1%)

Cost of goods sold

44.3m43.1m38.9m52.7m

Gross profit

508.2m506.5m526.6m578.2m

Gross profit Margin, %

92%92%93%92%

Sales and marketing expense

7.6m7.8m7.9m7.7m

Operating expense total

276.9m289.6m293.7m299.5m

EBIT

352.4m344.8m376.2m413.2m

EBIT margin, %

64%63%67%65%

Pre tax profit

206.8m197.0m221.6m272.6m

Income tax expense

70.1m63.1m64.2m56.7m

Net Income

126.4m153.2m136.7m133.9m157.4m215.9m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018

Revenue

139.1m143.7m138.0m134.5m137.2m134.7m137.1m148.3m150.4m307.8m

Cost of goods sold

11.2m11.1m10.8m11.0m11.2m9.2m8.8m10.0m12.1m24.9m

Gross profit

127.9m132.6m127.2m123.5m126.0m125.5m128.3m138.3m138.2m282.8m

Gross profit Margin, %

92%92%92%92%92%93%94%93%92%92%

Sales and marketing expense

2.0m1.9m2.1m2.3m1.9m2.3m2.1m2.1m1.8m3.6m

Operating expense total

68.3m74.9m67.9m72.0m76.7m75.6m73.7m71.7m68.9m149.5m

EBIT

87.8m89.6m86.2m86.9m85.4m87.7m94.4m97.0m99.3m201.5m

EBIT margin, %

63%62%62%65%62%65%69%65%66%65%

Pre tax profit

51.9m48.9m50.1m44.4m50.7m48.1m53.8m60.0m67.7m134.4m

Income tax expense

18.0m16.9m17.1m14.7m14.9m16.1m13.3m20.4m14.3m28.1m

Net Income

31.8m43.6m37.7m33.2m35.9m33.9m32.0m33.0m29.7m35.8m32.0m40.6m39.6m53.4m106.3m

International Bancshares Balance Sheet

Annual

USDFY, 2013FY, 2015FY, 2016FY, 2017FY, 2018

Cash

274.8m273.1m265.4m316.8m

Accounts Receivable

Inventories

5.2b6.0b6.3b6.6b

Goodwill

282.5m282.5m282.5m282.5m

Total Assets

12.1b11.8b12.2b11.9b

Accounts Payable

8.2b8.5b224.1k8.5b8.7b

Short-term debt

Long-term debt

Total Liabilities

10.7b10.1b10.3b9.9b

Retained Earnings

1.5b1.7b1.9b2.1b

Total Equity

1.4b1.7b1.8b1.9b

Financial Leverage

8.5 x7.1 x6.6 x6.1 x

International Bancshares Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

126.4m153.2m136.7m133.9m157.4m215.9m

Accounts Receivable

Inventories

Accounts Payable

Cash From Operating Activities

209.1m193.0m203.6m203.2m196.8m229.8m

Cash From Investing Activities

(447.6m)(90.4m)373.2m(137.8m)(403.8m)379.4m

Long-term Borrowings

(15.3m)(14.0m)

Cash From Financing Activities

230.2m(122.3m)(559.0m)(69.3m)203.1m(557.8m)

Interest Paid

56.8m47.3m44.6m44.1m39.0m50.6m

Income Taxes Paid

60.5m80.4m65.2m49.9m67.0m40.6m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018

Net Income

87.4m43.6m81.4m114.6m35.9m69.7m101.8m33.0m62.7m98.5m32.0m72.6m112.2m53.4m106.3m

Cash From Operating Activities

160.4m61.2m82.3m149.7m66.8m100.4m180.0m66.4m103.2m156.7m64.4m104.0m174.5m53.2m102.2m

Cash From Investing Activities

(365.2m)34.2m(97.5m)71.5m(135.2m)104.3m111.3m(101.0m)(6.1m)(190.5m)84.1m183.2m

Long-term Borrowings

(10.3m)(10.3m)(10.3m)(14.0m)

Cash From Financing Activities

224.2m(18.9m)192.1m(192.5m)91.7m(199.4m)(304.7m)20.0m(124.8m)9.6m89.3m83.6m189.9m(148.0m)(285.6m)

Interest Paid

43.4m12.6m24.4m35.8m11.5m22.6m33.5m11.1m23.2m33.3m10.4m10.2m9.7m12.1m11.6m

Income Taxes Paid

45.5m5.7m53.3m64.9m50.0k37.8m46.2m100.0k26.2m41.5m100.0k34.9m54.4m27.9m

International Bancshares Ratios

USDY, 2018

Revenue/Employee

224.0k

Financial Leverage

6.1 x
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International Bancshares Operating Metrics

International Bancshares's Total Loans was reported to be $6.2b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

ATMs

324 322 307

Bank Branches

211 207 193

Non-accrual Loans

$63.56 m$61.32 m$46.23 m$43.91 m$47.69 m$30.86 m$25.25 m$35.07 m$37.25 m$31.97 m$32.40 m

Total Loans

$5.68 b$5.78 b$5.77 b$5.92 b$5.95 b$5.94 b$5.95 b$5.89 b$5.96 b$6.01 b$6.21 b
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International Bancshares Employee Rating

2.5324 votes
Culture & Values
2.6
Work/Life Balance
2.5
Senior Management
2.3
Salary & Benefits
2.2
Career Opportunities
2.7
Source