Industrial and Commercial Bank of China market cap is ¥1.6 t, and annual revenue was ¥800.08 b in FY 2020

Industrial and Commercial Bank of China Net income (H1, 2021)164.5 B

Industrial and Commercial Bank of China EBIT (H1, 2021)206.9 B

Industrial and Commercial Bank of China Cash, 30-Sept-20213.6 T

Industrial and Commercial Bank of China EV-2 T

Industrial and Commercial Bank of China revenue breakdown by business segment: 49.2% from Corporate Banking, 39.8% from Personal Banking, 10.5% from Treasury Operations and 0.6% from Other

CNY | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Revenue | 725.1b | 776.0b | 800.1b |

| 7% | 3% | |

## Operating expense total | 194.2b | 207.8b | 206.6b |

## Depreciation and amortization | 15.7b | 15.6b | 16.3b |

## EBIT | 369.3b | 389.3b | 390.8b |

| 51% | 50% | 49% |

## Investment income | 3.1b | 2.5b | 1.3b |

## Pre tax profit | 372.4b | 391.8b | 392.1b |

## Income tax expense | 73.7b | 78.4b | 74.4b |

## Net Income | 298.7b | 313.4b | 317.7b |

## EPS | 0.8 | 0.9 | 0.9 |

CNY | H1, 2019 | H1, 2020 | H1, 2021 |
---|---|---|---|

## Revenue | 394.2b | 402.3b | 426.4b |

## Operating expense total | 87.2b | 87.9b | 95.0b |

## Depreciation and amortization | 7.8b | 7.9b | 8.6b |

## EBIT | 207.9b | 189.0b | 206.9b |

| 53% | 47% | 49% |

## Investment income | 1.3b | 386.0m | 1.2b |

## Pre tax profit | 209.2b | 189.4b | 208.1b |

## Income tax expense | 40.5b | 39.6b | 43.6b |

## Net Income | 168.7b | 149.8b | 164.5b |

## EPS | 0.5 | 0.4 | 0.5 |

CNY | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Cash | 3.4t | 3.3t | 3.5t |

## Accounts Receivable | 16.0t | 17.4t | 19.2t |

## PP&E | 290.4b | 286.6b | 286.3b |

## Goodwill | 9.3b | 9.5b | 8.9b |

## Total Assets | 27.7t | 30.1t | 33.3t |

## Accounts Payable | 23.2t | 25.2t | 28.0t |

## Long-term debt | 87.4b | 102.2b | 87.9b |

## Total Debt | 87.4b | 102.2b | 87.9b |

## Total Liabilities | 25.4t | 27.4t | 30.4t |

## Common Stock | 356.4b | 356.4b | 356.4b |

## Additional Paid-in Capital | 680.9b | 745.1b | 800.7b |

## Retained Earnings | 1.2t | 1.4t | 1.5t |

## Total Equity | 2.3t | 2.7t | 2.9t |

## Debt to Equity Ratio | 0 x | 0 x | 0 x |

## Debt to Assets Ratio | 0 x | 0 x | 0 x |

## Financial Leverage | 11.8 x | 11.2 x | 11.5 x |

CNY | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 | Q1, 2021 | Q2, 2021 | Q3, 2021 |
---|---|---|---|---|---|---|---|---|---|

## Cash | 3.6t | 4.0t | 3.4t | 4.0t | 3.5t | 3.2t | 3.6t | 3.7t | 3.6t |

## Accounts Receivable | 16.6t | 16.8t | 17.4t | 18.0t | 18.7t | 19.3t | 19.9t | 20.5t | 20.8t |

## PP&E | 289.5b | 285.4b | 289.3b | 287.8b | 286.6b | 279.6b | 285.7b | 283.4b | 282.6b |

## Total Assets | 29.2t | 30.0t | 30.4t | 32.1t | 33.1t | 33.5t | 34.4t | 35.1t | 35.4t |

## Accounts Payable | 24.6t | 25.3t | 25.5t | 27.1t | 28.1t | 28.3t | 29.0t | 29.6t | 29.9t |

## Long-term debt | 95.0b | 92.8b | 112.0b | 130.0b | 125.7b | 108.1b | 101.0b | 88.4b | 88.4b |

## Total Debt | 95.0b | 92.8b | 112.0b | 130.0b | 125.7b | 108.1b | 101.0b | 88.4b | 88.4b |

## Total Liabilities | 26.8t | 27.6t | 27.8t | 29.3t | 30.4t | 30.6t | 31.4t | 32.1t | 32.2t |

## Common Stock | 356.4b | 356.4b | 356.4b | 356.4b | 356.4b | 356.4b | 356.4b | 356.4b | 356.4b |

## Additional Paid-in Capital | 683.0b | 686.4b | 694.2b | 748.5b | 745.3b | 727.7b | 799.4b | 799.2b | 801.4b |

## Retained Earnings | 1.3t | 1.3t | 1.4t | 1.5t | 1.4t | 1.5t | 1.6t | 1.6t | 1.7t |

## Total Equity | 2.4t | 2.4t | 2.7t | 2.8t | 2.7t | 2.8t | 3.0t | 3.0t | 3.2t |

## Debt to Equity Ratio | 0 x | 0 x | 0 x | 0 x | 0 x | 0 x | 0 x | 0 x | 0 x |

## Debt to Assets Ratio | 0 x | 0 x | 0 x | 0 x | 0 x | 0 x | 0 x | 0 x | 0 x |

## Financial Leverage | 12 x | 12.3 x | 11.4 x | 11.5 x | 12.1 x | 11.9 x | 11.5 x | 11.5 x | 11.2 x |

CNY | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Net Income | 298.7b | 313.4b | 317.7b |

## Depreciation and Amortization | 22.7b | 28.5b | 29.7b |

## Accounts Receivable | (1.0t) | (1.4t) | (2.0t) |

## Accounts Payable | 1.9t | 2.0t | 2.8t |

## Cash From Operating Activities | 724.1b | 694.5b | 1.6t |

## Capital Expenditures | (60.5b) | (34.2b) | (38.0b) |

## Cash From Investing Activities | (731.7b) | (876.0b) | (1.1t) |

## Dividends Paid | (90.7b) | (94.2b) | (102.8b) |

## Cash From Financing Activities | (35.9b) | 112.9b | (46.9b) |

## Net Change in Cash | (43.5b) | (68.6b) | 375.6b |

## Interest Paid | 351.8b | 393.5b | 393.1b |

## Income Taxes Paid | 67.8b | 72.8b | 84.6b |

## Free Cash Flow | 663.6b | 660.4b | 1.5t |

CNY | FY, 2018 |
---|---|

## Revenue/Employee | 1.6m |

## Financial Leverage | 11.8 x |

FY, 2018 | H1, 2019 | FY, 2019 | H1, 2020 | FY, 2020 | H1, 2021 | |
---|---|---|---|---|---|---|

## Assets Under Management (Private Clients) | ¥1.39 t | ¥1.59 t | ¥1.55 t | ¥1.83 t | ¥1.8 t | ¥2.26 t |

## Credit Cards Issued | 151 m | 159 m | 160 m | |||

## Customers (Private Banking) | 80.7 k | 90.22 k | 102 k | |||

## Debit Cards Issued | 840 m | 913 m | 967 m | |||

## Deposits from Customers (Corporate) | ¥11.48 t | ¥12.41 t | ¥12.03 t | ¥13.07 t | ¥12.94 t | ¥13.51 t |

## Deposits from Customers (Personal) | ¥9.44 t | ¥10.27 t | ¥10.48 t | ¥11.53 t | ¥11.66 t | ¥12.49 t |

## Loans to Customers (Corporate) | ¥9.42 t | ¥9.91 t | ¥9.96 t | ¥10.77 t | ¥11.1 t | ¥12.1 t |

## Loans to Customers (Personal) | ¥5.64 t | ¥6.04 t | ¥6.38 t | ¥6.77 t | ¥7.12 t | ¥7.58 t |