Howard Bank

Howard Bank is a full service commercial bank focused on making a difference in the communities within Greater Baltimore which we serve. We have grown from a smart idea to a full service community bank. Historically, the bank has focused on combining high touch outreach with expert advice and a broad array of commercial services for growing small and medium sized businesses. We understand the challenges and opportunities facing a growing business like yours because we are one. First, we listen and then we respond with financial solutions that make sense. Having local decision makers allows us to act quickly. Having experienced, knowledgeable bankers allows us to put together solutions to meet our customers’ needs. Howard Bancorp is a bank holding company with total assets of$947 million at December 31, 2015. Its principal operating subsidiary, Howard Bank is a locally owned and managed, growth-focused community bank serving small and midsized businesses, professionals and individuals in the Greater Baltimore area through a network of full service branches. Howard Bank is a wholly owned subsidiary of Howard Bancorp (NASDAQ: HBMD).
Ellicott City, US
Size (employees)
214 (est)
Howard Bank is headquartered in Ellicott City, US

Howard Bank Office Locations

Howard Bank has office in Ellicott City
Ellicott City, US

Howard Bank Metrics

Howard Bank Summary

Market capitalization

$124.8 m

Closing share price

Howard Bank's current market capitalization is $124.8 m.

Howard Bank Financials

Howard Bank's revenue is $17.7 m in FY, 2013 which is a 24.2% decrease from the previous period.
FY, 2013FY, 2014FY, 2015Y, 2016


$17.7 m$23.4 m$33.3 m$53.5 m

Revenue growth, %


Cost of goods sold

$1.9 m$2.4 m$3.1 m$4.6 m

Operating expense total

$13.2 m$23.7 m$38.3 m$38.7 m


$15.8 m$21 m$30.3 m$34.2 m

Interest income

$15.8 m$21 m$30.3 m$34.2 m

Income tax expense

$984 k$6.9 m$973 k$2.9 m

Pre tax profit

$2.9 m$17.3 m$2.1 m$8.2 m

Net Income

$2 m$10.4 m$1.1 m$5.3 m

Howard Bank Market Value History

Howard Bank Online Presence

Howard Bank Company Life

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