$1.7 B

HMN Mkt cap, 11-Oct-2018

$601.7 M

Horace Mann Revenue Q2, 2018
Horace Mann Net income (Q2, 2018)26.1 M
Horace Mann Cash, 30-Jun-20188.2 M
Horace Mann EV2 B

Horace Mann Revenue Breakdown

Embed Graph

Horace Mann revenue breakdown by business segment: 15.0% from Life Insurance, 81.7% from Property and Casualty and 3.3% from Other

Horace Mann Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

1.0b1.1b1.1b1.1b1.2b

Revenue growth, %

3%2%4%

Interest expense

14.2m14.2m13.1m11.8m11.9m

Pre tax profit

154.1m146.1m129.5m114.2m88.7m

Income tax expense

43.2m41.9m36.0m30.5m(80.8m)

Net Income

110.9m104.2m93.5m83.8m169.5m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q1, 2018Q2, 2018

Revenue

251.9m261.3m264.7m265.5m270.1m268.5m265.8m271.3m283.6m291.2m287.3m291.4m295.5m601.7m

Interest expense

3.6m3.5m3.5m3.5m3.6m3.4m2.7m2.9m2.9m3.0m3.0m2.9m3.2m6.5m

Pre tax profit

30.4m39.7m28.6m35.7m48.4m22.7m30.3m35.3m16.7m35.0m17.8m2.2m23.8m30.7m

Income tax expense

6.8m11.3m8.1m10.3m14.1m6.5m8.4m10.2m4.8m8.1m2.5m(33.0k)3.7m4.6m

Net Income

23.6m28.4m20.5m25.4m34.3m16.2m22.0m25.2m11.9m26.9m15.3m2.3m20.2m26.1m

Horace Mann Balance Sheet

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

18.2m11.7m15.5m16.7m7.6m

Accounts Receivable

Inventories

8.0b8.4b

Goodwill

47.4m47.4m47.4m47.4m47.4m

Total Assets

8.8b9.8b10.1b10.6b11.2b

Accounts Payable

Short-term debt

Long-term debt

199.9m247.2m297.5m

Total Debt

247.2m297.5m

Total Liabilities

9.3b9.7b

Additional Paid-in Capital

407.1m422.2m442.6m453.5m464.2m

Retained Earnings

1.0b1.1b1.1b1.2b1.2b

Total Equity

1.1b1.3b1.3b1.3b1.5b

Debt to Equity Ratio

0.2 x

Debt to Assets Ratio

0 x

Financial Leverage

8 x7.3 x8 x8.2 x7.5 x

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q1, 2018Q2, 2018

Cash

45.8m34.9m44.7m41.2m43.9m46.0m49.9m50.5m50.4m53.6m6.6m16.0m24.0m8.2m

Inventories

6.3b6.8b7.1b7.3b7.6b7.4b7.5b7.8b8.1b8.2b8.1b8.2b8.2b8.2b

Goodwill

47.4m47.4m47.4m47.4m47.4m47.4m47.4m47.4m47.4m47.4m47.4m47.4m47.4m47.4m

Total Assets

8.5b9.1b9.4b9.6b10.1b10.0b9.9b10.2b10.5b10.7b10.8b10.9b11.1b11.2b

Accounts Payable

221.4m224.6m228.6m232.1m239.2m243.8m247.2m

Long-term debt

199.9m199.9m199.9m247.0m247.1m247.1m247.3m247.3m297.5m297.6m

Total Debt

199.9m199.9m199.9m247.0m247.1m247.1m247.3m247.3m297.5m297.6m

Total Liabilities

7.4b7.9b8.2b8.4b8.7b8.7b8.6b8.9b9.0b9.2b9.5b9.5b9.7b9.8b

Additional Paid-in Capital

400.1m413.5m418.0m420.7m435.1m437.8m439.2m444.9m447.5m450.8m455.0m459.3m466.3m470.7m

Retained Earnings

974.3m1.0b1.0b1.0b1.1b1.1b1.1b1.1b1.1b1.1b1.2b1.2b1.3b1.2b

Total Equity

1.2b1.3b1.3b1.3b1.3b1.3b1.4b1.4b1.3b1.4b1.4b1.4b

Financial Leverage

7.6 x7.4 x7.5 x7.6 x7.6 x7.7 x7.4 x7.4 x8.2 x8 x7.9 x8.3 x

Horace Mann Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

110.9m104.2m93.5m83.8m

Accounts Receivable

Inventories

Accounts Payable

Cash From Operating Activities

205.9m221.9m207.0m207.4m256.6m

Cash From Investing Activities

(598.3m)(565.5m)(415.8m)(325.4m)(228.7m)

Dividends Paid

(32.5m)(39.2m)(42.5m)(44.3m)(46.1m)

Cash From Financing Activities

395.4m337.1m212.6m119.1m(37.0m)

Income Taxes Paid

(16.3m)

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q1, 2018Q2, 2018

Net Income

20.5m25.4m34.3m16.2m22.0m25.2m11.9m26.9m15.3m

Cash From Operating Activities

150.9m53.1m108.1m165.6m67.3m98.3m159.5m77.1m112.5m161.5m72.8m154.5m72.1m151.3m

Cash From Investing Activities

(337.8m)(71.2m)(241.2m)(466.3m)(80.7m)(154.4m)(244.0m)(46.2m)(127.4m)(229.7m)(84.3m)(88.0m)(33.7m)(112.4m)

Dividends Paid

(24.3m)(9.8m)(19.6m)(29.4m)(10.7m)(21.4m)(32.0m)(11.1m)(22.2m)(33.2m)(11.5m)(23.0m)(11.6m)(23.3m)

Cash From Financing Activities

217.5m34.9m159.6m323.6m45.6m90.4m122.7m4.0m49.8m106.3m1.4m(67.1m)(22.1m)(38.3m)

Income Taxes Paid

690.0k(7.4m)

Horace Mann Ratios

USDY, 2018

EV/CFO

12.9 x

Financial Leverage

8.3 x
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Horace Mann Operating Metrics

FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

In-Force Policies (Home)

229 k227.77 k226.39 k225.42 k224 k223.65 k222.34 k221.09 k220 k219.02 k218.13 k

In-Force Policies (Life Insurance)

200.87 k200.92 k200.65 k201.23 k201.79 k201.48 k201.28 k197.79 k197.94 k197.90 k197.17 k

In-Force Policies (Motor)

481 k480.43 k482.56 k484.56 k487 k486.68 k486.48 k486.12 k485 k483.68 k483.82 k
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