Guaranty Bancorp (GBNK) stock price, revenue, and financials

Guaranty Bancorp market cap is $608 m, and annual revenue was $159.75 m in FY 2017

$608 M

GBNK Mkt cap, 01-Jan-2019

$88.4 M

Guaranty Bancorp Revenue Q2, 2018
Guaranty Bancorp Gross profit (Q2, 2018)79.3 M
Guaranty Bancorp Gross profit margin (Q2, 2018), %89.7%
Guaranty Bancorp Net income (Q2, 2018)26.8 M
Guaranty Bancorp EBIT (Q2, 2018)65 M
Guaranty Bancorp Cash, 30-Jun-201872.3 M

Guaranty Bancorp Income Statement

Annual

USDFY, 2014FY, 2015FY, 2016FY, 2017

Revenue

92.2m99.5m119.1m159.7m

Revenue growth, %

8%20%

Cost of goods sold

5.4m9.5m13.5m

Gross profit

94.2m109.6m146.2m

Gross profit Margin, %

95%92%92%

Operating expense total

60.3m72.8m86.8m

Depreciation and amortization

2.0m1.6m2.7m

EBIT

77.0m90.4m120.8m

EBIT margin, %

77%76%76%

Pre tax profit

33.7m36.7m58.5m

Income tax expense

11.3m12.0m19.8m

Net Income

13.5m22.5m24.7m38.6m

Quarterly

USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q3, 2017Q1, 2018Q2, 2018

Revenue

22.5m23.8m24.0m24.6m25.3m26.0m26.0m30.0m37.7m40.8m43.3m88.4m

Cost of goods sold

1.7m1.7m1.1m1.2m1.5m1.9m2.0m2.6m3.2m3.4m4.2m9.1m

Gross profit

20.9m22.1m22.9m23.3m23.8m24.2m24.0m27.5m34.6m37.5m39.1m79.3m

Gross profit Margin, %

93%93%96%95%94%93%92%91%92%92%90%90%

Sales and marketing expense

8.1m8.1m8.6m8.8m8.5m

Operating expense total

8.1m8.1m8.6m15.0m14.9m8.8m8.5m18.6m20.5m21.8m21.9m44.6m

Depreciation and amortization

496.0k495.0k389.0k649.0k672.0k912.0k1.9m

EBIT

17.1m17.8m18.8m18.9m19.4m20.0m19.8m22.8m28.2m31.3m32.1m65.0m

EBIT margin, %

76%75%78%77%77%77%76%76%75%77%74%73%

Pre tax profit

6.0m7.0m7.6m8.3m8.9m8.4m8.8m8.8m14.0m15.2m16.9m34.0m

Income tax expense

1.9m2.3m2.6m2.8m2.9m2.8m3.1m3.0m4.2m5.1m3.4m7.1m

Net Income

4.1m4.7m5.1m5.5m6.0m5.5m5.7m5.8m9.8m10.1m13.6m26.8m

Guaranty Bancorp Balance Sheet

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

28.1m32.4m26.7m50.1m51.6m

Accounts Receivable

Inventories

442.3m424.7m590.9m614.3m

PP&E

48.1m45.9m48.3m67.4m65.9m

Goodwill

56.4m65.1m

Total Assets

1.9b2.1b2.4b3.4b3.7b

Accounts Payable

1.5b1.8b2.7b2.9b

Short-term debt

25.8m25.8m25.8m

Long-term debt

Total Debt

25.8m25.8m

Total Liabilities

1.7b2.1b3.0b3.3b

Common Stock

24.0k24.0k24.0k31.0k32.0k

Retained Earnings

(405.5m)(396.2m)(382.1m)(367.9m)(343.4m)

Total Equity

189.4m206.9m221.6m352.4m404.9m

Financial Leverage

10.1 x10.3 x10.7 x9.6 x9.1 x

Quarterly

USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q3, 2017Q1, 2018Q2, 2018

Cash

35.3m44.1m46.6m31.6m55.2m23.8m31.1m30.4m163.9m40.5m64.4m44.3m72.3m

Inventories

470.8m465.7m456.1m452.3m442.8m433.3m400.9m369.0m562.1m584.7m576.5m598.4m598.3m

PP&E

47.5m46.9m46.5m48.4m48.4m48.6m46.0m45.8m68.8m66.0m63.3m65.4m64.0m

Goodwill

56.1m56.4m56.4m67.9m67.9m

Total Assets

2.0b2.0b2.1b2.1b2.3b2.3b2.4b2.4b3.3b3.4b3.5b3.7b3.8b

Accounts Payable

1.5b1.6b1.7b1.7b1.7b1.8b1.9b1.8b2.8b2.8b2.9b3.0b2.9b

Short-term debt

25.8m25.8m25.8m25.8m25.8m25.8m25.8m25.8m65.0m

Total Debt

25.8m25.8m25.8m65.0m

Total Liabilities

1.8b2.1b2.1b3.0b3.0b3.1b3.3b3.4b

Common Stock

24.0k24.0k24.0k24.0k24.0k24.0k24.0k24.0k31.0k31.0k31.0k32.0k32.0k

Retained Earnings

(403.0m)(400.0m)(396.3m)(393.2m)(389.8m)(385.9m)(379.1m)(375.8m)(372.5m)(361.6m)(348.4m)(333.5m)(324.9m)

Total Equity

195.0m201.3m205.4m211.1m213.8m218.8m225.5m230.0m351.4m358.8m375.2m410.4m419.0m

Financial Leverage

10.1 x10.1 x10.1 x10.2 x10.6 x10.4 x10.5 x10.4 x9.5 x9.5 x9.4 x9.1 x9 x

Guaranty Bancorp Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

14.0m13.5m22.5m24.7m38.6m

Depreciation and Amortization

4.9m5.1m4.7m4.3m5.7m

Accounts Receivable

Inventories

Accounts Payable

Cash From Operating Activities

29.6m27.9m33.3m28.8m51.8m

Cash From Investing Activities

(197.6m)(209.8m)(260.2m)(61.7m)(187.1m)

Cash From Financing Activities

32.8m186.3m221.1m56.3m136.7m

Income Taxes Paid

711.0k5.3m7.3m12.7m16.0m

Quarterly

USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q3, 2017Q1, 2018Q2, 2018

Net Income

3.5m4.1m4.7m5.1m10.6m16.6m5.5m5.7m17.0m9.8m30.0m13.6m26.8m

Depreciation and Amortization

1.2m591.0k670.0k495.0k2.3m3.5m240.0k239.0k2.7m1.4m4.2m1.7m3.4m

Cash From Operating Activities

5.1m16.1m25.9m25.6m14.0m38.4m15.8m32.3m

Cash From Investing Activities

(47.0m)(128.2m)(177.7m)74.2m(48.9m)(136.8m)(33.1m)(62.6m)

Cash From Financing Activities

49.1m134.8m143.1m37.4m25.3m112.6m10.1m51.0m

Guaranty Bancorp Ratios

USDY, 2018

Financial Leverage

9 x

Guaranty Bancorp Operating Metrics

Guaranty Bancorp's Total Loans was reported to be $2.6b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Bank Branches

26 26 32

Non-performing Loans

$12.62 m$13.27 m$13.19 m$14.51 m$14.47 m$13.40 m$13.33 m$5.84 m$5.25 m$5.10 m$4.62 m

Total Loans

$1.54 b$1.55 b$1.67 b$1.73 b$1.81 b$1.83 b$1.90 b$2.41 b$2.52 b$2.57 b$2.58 b

Guaranty Bancorp Employee Rating

2.613 votes
Culture & Values
2.5
Work/Life Balance
3.3
Senior Management
2.6
Salary & Benefits
2.7
Career Opportunities
2.4
Source