Green Dot (GDOT) stock price, revenue, and financials

Green Dot market cap is $2 b, and annual revenue was $1.11 b in FY 2019

$2 B

GDOT Mkt cap, 22-May-2020

$362.2 M

Green Dot Revenue Q1, 2020
Green Dot Net income (Q1, 2020)46.8 M
Green Dot EBIT (Q1, 2020)58.8 M
Green Dot Cash, 31-Mar-20201.6 B
Green Dot EV575.8 M

Green Dot Revenue Breakdown

Embed Graph

Green Dot revenue breakdown by business segment: 72.8% from Processing and Settlement Services and 27.2% from Account Services

Green Dot Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

573.6m601.6m694.7m718.8m890.2m1.0b1.1b

Revenue growth, %

5%5%15%3%24%17%

Sales and marketing expense

230.4m249.1m280.6m326.3m386.8m

R&D expense

200.7m

General and administrative expense

134.6m139.4m155.6m206.0m199.8m

Operating expense total

635.4m655.5m791.8m935.2m787.3m

EBIT

49.1m59.0m59.3m63.3m98.3m106.6m122.9m

EBIT margin, %

9%10%9%9%11%10%11%

Interest expense

72.0k1.3m5.9m9.1m6.1m6.5m

Interest income

3.4m4.1m4.7m7.4m11.2m23.7m

Pre tax profit

52.5m68.9m58.1m61.6m103.5m123.8m121.1m

Income tax expense

18.5m26.2m19.7m20.0m17.6m5.1m21.2m

Net Income

34.0m42.7m38.4m41.6m85.9m118.7m99.9m

Quarterly

Green Dot Balance Sheet

Annual

USDFY, 2011Y, 2011FY, 2012Y, 2012Y, 2013Y, 2014FY, 2014Y, 2015FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

223.0m223.0m293.6m293.6m423.5m724.2m724.2m772.1m772.1m919.2m1.1b1.1b

Accounts Receivable

41.3m40.4m46.4m48.9m48.9m42.2m42.2m40.2m35.3m40.9m59.5m

Prepaid Expenses

12.2m32.0m24.0m30.5m47.1m57.1m66.2m

Inventories

Current Assets

337.0m530.2m666.1m1.0b1.0b975.3m975.3m1.0b1.3b1.4b1.4b

PP&E

27.3m58.4m60.5m77.3m77.3m78.9m78.9m82.6m97.3m120.3m145.5m

Goodwill

10.8m27.3m417.2m473.8m582.4m551.1m521.0m

Total Assets

425.9m725.7m875.5m1.6b1.6b1.7b1.7b1.7b2.2b2.3b2.5b

Accounts Payable

15.4m31.4m34.9m36.4m36.4m37.2m37.2m22.9m34.9m38.6m37.9m

Short-term debt

372.0k22.5m21.0m20.9m58.7m35.0m

Current Liabilities

161.7m379.4m438.8m835.7m835.7m888.3m888.3m960.8m1.3b1.3b1.5b

Long-term debt

127.5m100.7m58.7m58.7m24.4m

Total Debt

372.0k150.0m21.0m20.9m58.7m59.4m

Total Liabilities

172.7m398.0m994.7m1.0b1.1b1.4b1.4b1.5b

Common Stock

51.0k53.0k52.0k

Additional Paid-in Capital

131.4m158.7m199.3m383.3m383.3m379.4m379.4m358.2m354.8m380.8m296.2m

Retained Earnings

121.7m169.0m203.0m245.7m245.7m284.1m284.1m325.7m410.4m529.1m629.0m

Total Equity

253.2m327.8m402.2m629.0m629.0m663.3m663.3m683.7m764.6m909.8m927.4m

Debt to Equity Ratio

0 x0 x0.1 x

Debt to Assets Ratio

0 x0 x0 x

Financial Leverage

1.7 x2.2 x2.2 x2.6 x2.6 x2.5 x2.5 x2.5 x2.9 x2.5 x2.7 x

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q4, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020

Cash

173.0m198.3m117.6m121.3m164.4m370.2m406.1m328.9m423.5m747.6m679.5m632.6m878.2m763.9m606.7m739.8m570.1m597.5m785.8m594.5m708.3m1.3b1.1b1.0b1.7b1.1b861.3m1.6b

Accounts Receivable

29.3m30.4m47.0m44.6m43.4m50.6m46.0m48.2m46.4m33.1m33.5m33.2m38.2m23.2m21.8m27.7m28.4m24.9m21.3m15.8m21.5m29.3m24.8m27.4m34.1m28.2m34.9m61.6m

Prepaid Expenses

9.2m10.9m15.6m22.8m21.4m25.2m14.9m26.3m27.3m30.1m24.4m28.0m26.3m30.1m37.0m37.0m30.8m27.8m32.3m32.7m36.1m53.2m42.1m46.2m49.0m49.5m46.6m57.1m

Current Assets

263.7m296.8m294.9m308.4m356.0m600.5m622.7m587.1m666.1m981.9m899.3m895.2m1.0b946.0m798.6m975.6m808.4m823.6m1.0b854.9m1.0b1.6b1.4b1.4b2.1b1.5b1.2b2.0b

PP&E

22.3m24.8m31.5m36.0m52.2m58.1m58.4m62.6m60.5m56.8m61.3m62.8m79.8m76.7m78.1m79.1m80.1m81.6m88.4m88.0m91.6m100.4m104.7m110.2m127.0m131.7m139.2m147.5m

Goodwill

41.5m39.5m39.5m590.6m574.1m566.0m557.8m542.9m535.0m528.9m513.3m

Total Assets

321.9m351.8m473.8m490.9m561.1m787.0m808.5m803.2m875.5m1.2b1.1b1.1b1.7b1.7b1.5b1.7b1.5b1.6b1.9b1.7b1.9b2.5b2.3b2.3b3.1b2.5b2.1b3.0b

Accounts Payable

15.9m19.5m29.9m26.1m30.5m18.9m15.9m21.0m34.9m25.7m19.9m23.3m24.8m19.7m15.6m21.8m15.7m15.5m27.7m27.5m26.7m32.4m39.7m30.2m47.1m35.0m47.3m37.4m

Short-term debt

22.5m22.5m22.5m21.0m21.0m21.0m71.0m21.0m20.9m20.9m20.9m20.9m8.1m

Current Liabilities

101.0m110.9m182.6m175.0m228.1m416.7m408.3m370.5m438.8m697.4m629.7m609.6m873.7m810.8m705.2m860.6m752.0m784.1m1.1b923.2m1.1b1.6b1.3b1.4b2.0b1.5b1.1b1.9b

Long-term debt

121.9m116.3m110.6m95.4m90.2m85.0m74.3m69.1m63.9m53.5m48.3m43.0m15.9m29.4m27.2m123.1m

Total Debt

144.4m22.5m22.5m21.0m21.0m21.0m71.0m21.0m20.9m20.9m20.9m20.9m15.9m29.4m27.2m131.1m

Total Liabilities

111.3m121.3m195.0m191.1m246.8m438.5m440.6m412.4m473.2m726.6m661.8m640.9m1.0b967.3m857.1m988.8m864.6m894.9m1.2b1.0b1.2b1.7b1.4b1.5b2.1b1.6b1.2b2.1b

Common Stock

50.0k50.0k51.0k52.0k52.0k53.0k53.0k52.0k52.0k53.0k

Additional Paid-in Capital

116.1m122.8m139.9m149.0m152.8m163.8m172.0m188.8m199.3m207.8m219.3m228.7m400.8m408.5m406.1m378.7m338.6m347.0m319.5m334.4m342.8m356.1m367.5m378.1m384.4m292.0m297.6m306.2m

Retained Earnings

94.4m107.7m138.9m150.7m161.4m184.6m195.9m202.0m203.0m218.3m232.6m246.5m286.5m290.0m290.2m317.0m325.0m327.1m364.7m383.9m397.6m480.5m510.3m514.9m593.2m627.9m627.3m675.6m

Total Equity

210.6m230.5m278.8m299.8m314.3m348.5m367.9m390.8m402.2m426.1m452.0m475.3m687.4m698.2m664.3m695.9m664.1m674.5m684.0m718.2m740.0m835.3m876.7m891.7m978.7m921.9m927.2m988.0m

Debt to Equity Ratio

0 x0 x0 x0 x0 x0.1 x0 x0 x0 x0 x0 x

Debt to Assets Ratio

0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x

Financial Leverage

1.5 x1.5 x1.7 x1.6 x1.8 x2.3 x2.2 x2.1 x2.2 x2.7 x2.5 x2.3 x2.5 x2.4 x2.3 x2.4 x2.3 x2.3 x2.7 x2.4 x2.6 x3 x2.6 x2.6 x3.1 x2.7 x2.3 x3.1 x

Green Dot Cash Flow

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

52.1m47.2m34.0m42.7m38.4m41.6m85.9m118.7m99.9m

Depreciation and Amortization

12.3m18.1m27.1m37.0m38.5m39.5m33.5m38.6m49.5m

Accounts Receivable

(70.5m)(66.1m)(48.0m)(30.5m)(54.4m)(74.9m)(68.4m)(85.5m)(105.1m)

Inventories

Accounts Payable

(4.5m)31.5m925.0k13.2m(19.2m)28.0m12.5m(8.1m)

Cash From Operating Activities

94.1m102.0m122.5m69.0m156.7m111.5m218.3m251.1m189.9m

Purchases of PP&E

(23.1m)(40.4m)(39.3m)(47.8m)(43.3m)(44.1m)(61.0m)(78.2m)

Cash From Investing Activities

(50.4m)(210.3m)(53.4m)(187.3m)(175.7m)(78.3m)(223.9m)(115.0m)(153.9m)

Short-term Borrowings

(22.5m)(22.5m)(42.5m)(22.5m)(60.0m)

Long-term Borrowings

(30.0m)(145.0m)(335.0m)

Cash From Financing Activities

14.3m179.5m57.9m419.4m66.5m(72.7m)192.2m(51.0m)(65.1m)

Net Change in Cash

57.9m(29.1m)

Interest Paid

108.0k98.0k73.0k1.3m4.4m7.6m4.5m4.9m2.5m

Income Taxes Paid

18.3m28.2m16.4m21.6m9.9m22.3m9.6m6.2m1.9m

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q4, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020

Net Income

24.8m38.1m17.1m29.0m39.6m15.6m26.9m33.0m34.0m15.3m29.6m43.5m40.8m44.3m44.5m32.9m40.9m42.9m40.8m60.0m73.7m70.0m99.9m104.4m64.0m98.7m98.2m46.8m

Depreciation and Amortization

5.5m8.8m3.7m7.7m12.6m6.4m13.0m19.9m27.1m7.7m15.6m24.2m14.7m29.7m45.2m17.2m33.1m48.1m15.3m31.9m48.2m17.2m34.6m52.7m19.1m39.4m60.5m21.0m

Accounts Receivable

(27.8m)(44.5m)(17.7m)(30.5m)(45.4m)(26.5m)(29.3m)(39.8m)(48.2m)15.7m3.5m(6.4m)(2.3m)(3.8m)(17.3m)(2.4m)(26.3m)(43.3m)5.5m(8.0m)(35.9m)(12.6m)(31.4m)(55.5m)(16.7m)(32.7m)(58.7m)(3.4m)

Accounts Payable

(5.2m)(2.8m)18.8m20.2m21.8m(7.7m)2.2m11.4m26.9m(6.3m)(16.3m)(10.5m)(9.6m)(19.9m)(29.0m)(12.4m)(16.3m)(17.6m)(13.3m)(9.3m)(12.5m)(18.9m)(16.4m)(13.3m)(10.2m)(31.2m)(20.1m)9.9m

Cash From Operating Activities

55.8m76.5m37.3m56.5m83.3m24.5m87.1m93.0m122.5m(171.0k)24.5m46.8m84.3m118.2m113.7m71.0m90.4m100.1m94.9m143.7m163.3m88.9m167.7m214.3m115.4m167.1m204.7m104.1m

Purchases of PP&E

(11.2m)(17.0m)(7.8m)(16.9m)(23.3m)(8.9m)(17.0m)(26.9m)(35.7m)(10.5m)(14.1m)(23.8m)(14.1m)(25.0m)(37.4m)(12.2m)(24.0m)(33.3m)(11.8m)(20.9m)(32.4m)(13.4m)(27.4m)(43.4m)(19.3m)(37.7m)(58.2m)(15.7m)

Cash From Investing Activities

(56.5m)(52.2m)(145.4m)(158.0m)(169.4m)11.9m(5.9m)(78.9m)(53.4m)28.8m(1.4m)(54.6m)(81.0m)(171.0m)(197.8m)(25.3m)(52.1m)(106.1m)(135.9m)(198.4m)(209.7m)(10.5m)(70.4m)(121.1m)(40.3m)(78.8m)(100.1m)(73.9m)

Short-term Borrowings

(35.6m)(41.3m)(46.9m)(20.6m)(26.2m)(41.9m)(180.6m)(366.2m)(36.9m)(5.6m)(11.2m)(16.9m)(60.0m)(60.0m)(60.0m)

Long-term Borrowings

(335.0m)(35.0m)

Cash From Financing Activities

6.1m6.5m2.4m(834.0k)28.1m40.2m29.2m19.1m57.9m295.6m233.2m217.3m150.7m92.5m(33.4m)(78.1m)(240.4m)(168.6m)94.2m(83.5m)21.9m266.3m11.3m(65.2m)510.5m(82.9m)(335.4m)469.9m

Net Change in Cash

5.5m30.8m(105.8m)344.7m108.6m28.1m5.4m(230.8m)500.2m

Interest Paid

6.0k6.0k28.0k48.0k72.0k30.0k34.0k7.0k73.0k16.0k46.0k62.0k1.1m2.3m3.4m4.4m5.4m6.5m1.3m2.4m3.4m1.1m2.3m3.3m1.1m1.6m2.0m283.0k

Income Taxes Paid

2.4m13.0m9.8m15.4m23.0m302.0k818.0k10.3m16.4m219.0k219.0k10.3m779.0k891.0k9.3m140.0k11.5m22.6m122.0k9.4m80.0k4.3m4.3m38.0k3.7m(3.6m)(95.0k)

Green Dot Ratios

USDY, 2020

EV/EBIT

9.8 x

EV/CFO

5.5 x

Financial Leverage

3.1 x

Green Dot Operating Metrics

Green Dot's Total Loans was reported to be $9.1m in Q2, 2017.

Green Dot Employee Rating

3.8243 votes
Culture & Values
3.7
Work/Life Balance
3.7
Senior Management
3.5
Salary & Benefits
4.0
Career Opportunities
3.8
Source