Funding Circle Revenue growth (FY, 2015 - FY, 2016), %59%

Funding Circle Net income (FY, 2016)-46.6 M

Funding Circle EBIT (FY, 2016)-51.8 M

Funding Circle Cash, 31-Dec-201643.3 M

## Founding Date | 2010 |

## Funding Circle total Funding | $413.2 m |

## Funding Circle latest funding size | $100 m |

## Time since last funding | 2 years ago |

## Funding Circle investors | Index Ventures, BlackRock, Temasek Holdings, Jonathan Golden, Chris Klomp, Accel Partners, Sands Capital Ventures, Accel, Baillie Gifford, DST Global, Ribbit Capital, Rocket Internet, Union Square Ventures |

Funding Circle's latest funding round in January 2017 was reported to be $100 m. In total, Funding Circle has raised $413.2 m. Funding Circle's latest valuation is reported to be $1 b.

Funding Circle revenue breakdown by geographic segment: 77.2% from UK and 22.8% from Rest of the World

GBP | FY, 2010 | FY, 2011 | FY, 2012 | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
---|---|---|---|---|---|---|---|

## Revenue | 24.7 k | 505.6 k | 1.9 m | 5.4 m | 13.1 m | 32 m | 50.9 m |

| 101% | 59% | |||||

## Cost of goods sold | 60.3 k | 440.1 k | 1.2 m | 3 m | 11.9 m | ||

## Gross profit | 445.3 k | 1.5 m | 4.2 m | 10.1 m | 20.1 m | ||

| 88% | 77% | 78% | 77% | 63% | ||

## Operating expense total | 542.9 k | 1.6 m | 5.6 m | 9.4 m | 29.6 m | 71.7 m | 102.7 m |

## EBITDA | (516.8 k) | (1.1 m) | (4.1 m) | (5.1 m) | (19.1 m) | ||

| (2096%) | (225%) | (210%) | (95%) | (146%) | ||

## EBIT | (518.2 k) | (1.1 m) | (4.1 m) | (5.2 m) | (19.6 m) | (39.7 m) | (51.8 m) |

| (2101%) | (226%) | (212%) | (97%) | (149%) | (124%) | (102%) |

## Interest income | 217.3 k | 694.4 k | |||||

## Pre tax profit | (518 k) | (1.3 m) | (4.3 m) | (5.3 m) | (19.4 m) | (39.5 m) | (47.2 m) |

## Income tax expense | 187.9 k | 233.8 k | 39.4 k | (622.3 k) | |||

## Net Income | (518 k) | (1.3 m) | (4.1 m) | (5.1 m) | (19.4 m) | (39.6 m) | (46.6 m) |

- Source: Company Filings

GBP | FY, 2010 | FY, 2011 | FY, 2012 | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
---|---|---|---|---|---|---|---|

## Cash | 195.7 k | 1.5 m | 7.3 m | 19.4 m | 35 m | 86.3 m | 43.3 m |

## Accounts Receivable | 1.5 k | 2.5 k | 42.6 k | 512.4 k | 850.9 k | ||

## Prepaid Expenses | 1.1 m | 2.3 m | |||||

## Current Assets | 227.9 k | 1.6 m | 7.8 m | 20.3 m | 42.7 m | 99.5 m | 56.4 m |

## PP&E | 4 k | 32.9 k | 401.6 k | 674.7 k | 1.1 m | 4.6 m | 5.1 m |

## Goodwill | 35.1 m | 41.4 m | |||||

## Total Assets | 231.9 k | 1.6 m | 8.2 m | 30 m | 55 m | 145.2 m | 115.8 m |

## Accounts Payable | 18.7 k | 114.3 k | 306.4 k | 682.5 k | 1.1 m | 2.2 m | 1.6 m |

## Current Liabilities | 39.7 k | 319.4 k | 993.9 k | 2.4 m | 6.4 m | 11.7 m | 11.2 m |

## Non-Current Liabilities | 2.2 m | 2.3 m | 116 k | 1.7 m | 294 k | 409.2 k | |

## Total Liabilities | 39.7 k | 2.6 m | 3.3 m | 2.5 m | 8.1 m | 12 m | 11.6 m |

## Common Stock | 229.4 k | 230.2 k | |||||

## Additional Paid-in Capital | 74.3 k | 74.3 k | 106 k | 168.8 k | 190.7 k | 195.9 m | 195.9 m |

## Retained Earnings | (518 k) | (1.3 m) | (4.1 m) | (5.1 m) | (19.4 m) | (70 m) | (116.7 m) |

## Total Equity | 192.2 k | (940.3 k) | 4.9 m | 27.6 m | 46.9 m | 133.2 m | 104.2 m |

## Financial Leverage | 1.2 x | -1.7 x | 1.7 x | 1.1 x | 1.2 x | 1.1 x | 1.1 x |

GBP | FY, 2010 | FY, 2011 | FY, 2012 | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
---|---|---|---|---|---|---|---|

## Net Income | (518 k) | (1.3 m) | (4.1 m) | (5.1 m) | (19.4 m) | ||

## Depreciation and Amortization | 1.3 m | 4.2 m | |||||

## Accounts Receivable | (2.2 m) | (2.7 m) | |||||

## Accounts Payable | 1.4 m | (870 k) | |||||

## Cash From Operating Activities | (3.9 m) | (4.9 m) | (18.9 m) | (35.4 m) | (40 m) | ||

## Purchases of PP&E | (4.3 m) | (1.7 m) | |||||

## Cash From Investing Activities | (10.1 m) | (6.1 m) | |||||

## Cash From Financing Activities | 9.9 m | 19 m | 36.6 m | 95.1 m | (12.9 k) | ||

## Net Change in Cash | 5.8 m | 12.3 m | 16.8 m | 49.5 m | (46.1 m) |

GBP | Y, 2016 |
---|---|

## Revenue/Employee | 176.8 k |

## Financial Leverage | 1.1 x |

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FY, 2015 | FY, 2016 | FY, 2017 | Q1, 2018 | Aug, 2018 | |
---|---|---|---|---|---|

## Loans under Management | £845.60 m | £1.37 b | |||

## Loans Originated | £727.65 m | £1.07 b | |||

## Loans under Management (UK) | £653.20 m | £1.03 b | £1.58 b | £1.79 b | |

## Loans under Management (UK), units | 12.16 k | 18.83 k | 30.35 k | 33.74 k | |

## Loans Originated (UK) | £530.59 m | £823.19 m | £1.26 b | £354.70 m | |

## Loans Originated (UK), units | 7.44 k | 11.11 k | 18.09 k | 5.43 k | |

## Lenders | 80 k | ||||

## Small Businesses Served | 50 k |

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Funding Circle's employees are reported to be approximately 37% female and 63% male.

Q1, 2015 | Y, 2014 | |
---|---|---|

Operations | 26 % | 26 % |

Technology | 36 % | 38 % |

Business / Sales | 38 % | 36 % |

- Source: www.deartechpeople.com

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