Funding Circle (FCH.L) stock price, revenue, and financials

Funding Circle market cap is £314.2 m, and annual revenue was £141.90 m in FY 2018

£314.2 M

FCH.L Mkt cap, 21-May-2020

£141.9 M

Funding Circle Revenue FY, 2018
Funding Circle Net income (FY, 2018)-49.3 M
Funding Circle EBITDA (FY, 2018)-44.8 M
Funding Circle EBIT (FY, 2018)-51.6 M
Funding Circle Cash, 31-Dec-2018333 M

Funding Circle Revenue Breakdown

Embed Graph

Funding Circle revenue breakdown by geographic segment: 22.8% from Rest of the World and 77.2% from UK

Funding Circle Income Statement

Annual

GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

24.7k505.6k1.9m5.4m13.1m32.0m50.9m94.5m141.9m

Revenue growth, %

1950%281%178%145%144%59%86%

Cost of goods sold

60.3k440.1k1.2m3.0m11.9m

Gross profit

445.3k1.5m4.2m10.1m20.1m

Gross profit Margin, %

88%77%78%77%63%

Operating expense total

542.9k1.6m5.6m9.4m29.6m71.7m102.7m131.4m193.5m

EBITDA

(516.8k)(1.1m)(4.1m)(5.1m)(19.1m)(30.1m)(44.8m)

EBITDA margin, %

(2096%)(225%)(210%)(95%)(146%)(32%)(32%)

EBIT

(518.2k)(1.1m)(4.1m)(5.2m)(19.6m)(39.7m)(51.8m)(36.9m)(51.6m)

EBIT margin, %

(2101%)(226%)(212%)(97%)(149%)(124%)(102%)(39%)(36%)

Interest income

217.3k694.4k

Pre tax profit

(518.0k)(1.3m)(4.3m)(5.3m)(19.4m)(39.5m)(47.2m)(36.3m)(50.7m)

Income tax expense

(187.9k)(233.8k)39.4k622.3k(1.0m)1.4m

Net Income

(518.0k)(1.3m)(4.1m)(5.1m)(19.4m)(39.6m)(46.6m)(35.3m)(49.3m)

Funding Circle Balance Sheet

Annual

GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

195.7k1.5m7.3m19.4m35.0m86.3m43.3m88.9m333.0m

Accounts Receivable

1.5k2.5k42.6k512.4k850.9k1.7m1.2m

Prepaid Expenses

1.1m2.3m

Current Assets

227.9k1.6m7.8m20.3m42.7m99.5m56.4m105.4m360.7m

PP&E

4.0k32.9k401.6k674.7k1.1m4.6m5.1m4.7m5.3m

Goodwill

35.1m41.4m

Total Assets

231.9k1.6m8.2m30.0m55.0m145.2m115.8m167.9m430.1m

Accounts Payable

18.7k114.3k306.4k682.5k1.1m2.2m1.6m2.4m2.8m

Current Liabilities

39.7k319.4k993.9k2.4m6.4m11.7m11.2m14.1m26.9m

Non-Current Liabilities

2.2m2.3m116.0k1.7m294.0k409.2k400.0k800.0k

Total Liabilities

39.7k2.6m3.3m2.5m8.1m12.0m11.6m14.5m27.7m

Common Stock

74.3k74.3k106.0k168.8k190.7k229.4k230.2k200.0k300.0k

Additional Paid-in Capital

195.9m195.9m

Retained Earnings

(11.0m)(30.4m)(70.0m)(116.7m)(152.0m)88.6m

Total Equity

192.2k(940.3k)4.9m27.6m46.9m133.2m104.2m153.4m402.4m

Financial Leverage

1.2 x-1.7 x1.7 x1.1 x1.2 x1.1 x1.1 x1.1 x1.1 x

Funding Circle Cash Flow

Annual

GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

(518.0k)(1.3m)(4.1m)(5.1m)(19.4m)(35.3m)(49.3m)

Depreciation and Amortization

1.3m4.2m

Accounts Receivable

(2.2m)(2.7m)

Accounts Payable

1.4m(870.0k)

Cash From Operating Activities

(3.9m)(4.9m)(18.9m)(35.4m)(40.0m)(22.6m)(28.5m)

Purchases of PP&E

(4.3m)(1.7m)

Cash From Investing Activities

(10.1m)(6.1m)

Cash From Financing Activities

9.9m19.0m36.6m95.1m(12.9k)81.9m285.6m

Net Change in Cash

5.8m12.3m16.8m49.5m(46.1m)46.6m243.6m

Funding Circle Ratios

GBPY, 2018

Revenue/Employee

148.7k

Financial Leverage

1.1 x

Funding Circle Operating Metrics

FY, 2015FY, 2016FY, 2017Q1, 2018Aug, 2018Aug, 2019

Loans under Management

£845.60 m£1.37 b

Loans Originated

£727.65 m£1.07 b£8

Loans under Management (UK)

£653.20 m£1.03 b£1.58 b£1.79 b

Loans under Management (UK), units

12.16 k18.83 k30.35 k33.74 k

Loans Originated (UK)

£530.59 m£823.19 m£1.26 b£354.70 m

Loans Originated (UK), units

7.44 k11.11 k18.09 k5.43 k

Lenders

80 k

Small Businesses Served

50 k

Funding Circle Human Capital

Ethnicity

Y, 2017
Asian, percent30 %
Hispanic, percent10 %
White, percent54 %
Other6 %
Y, 2017Q1, 2015Y, 2014
Male, percent63 %70 %70 %
Female, percent37 %30 %30 %

Job Roles

Q1, 2015Y, 2014
Business / Sales, percent38 %36 %
Operations, percent26 %26 %
Technology, percent36 %38 %

Funding Circle Employee Rating

3.4234 votes
Culture & Values
3.7
Work/Life Balance
4.1
Senior Management
3.2
Salary & Benefits
3.1
Career Opportunities
3.2
Source