£94.5 M

Funding Circle Revenue FY, 2017
Funding Circle Net income (FY, 2017)-35.3 M
Funding Circle EBITDA (FY, 2017)-30.1 M
Funding Circle EBIT (FY, 2017)-36.9 M
Funding Circle Cash, 31-Dec-201788.9 M

Funding Circle Revenue Breakdown

Embed Graph

Funding Circle revenue breakdown by geographic segment: 77.2% from UK and 22.8% from Rest of the World

Funding Circle Income Statement

Annual

GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

24.7k505.6k1.9m5.4m13.1m32.0m50.9m94.5m

Revenue growth, %

101%59%

Cost of goods sold

60.3k440.1k1.2m3.0m11.9m

Gross profit

445.3k1.5m4.2m10.1m20.1m

Gross profit Margin, %

88%77%78%77%63%

Operating expense total

542.9k1.6m5.6m9.4m29.6m71.7m102.7m131.4m

EBITDA

(516.8k)(1.1m)(4.1m)(5.1m)(19.1m)(30.1m)

EBITDA margin, %

(2096%)(225%)(210%)(95%)(146%)(32%)

EBIT

(518.2k)(1.1m)(4.1m)(5.2m)(19.6m)(39.7m)(51.8m)(36.9m)

EBIT margin, %

(2101%)(226%)(212%)(97%)(149%)(124%)(102%)(39%)

Interest income

217.3k694.4k

Pre tax profit

(518.0k)(1.3m)(4.3m)(5.3m)(19.4m)(39.5m)(47.2m)(36.3m)

Income tax expense

187.9k233.8k39.4k(622.3k)1.0m

Net Income

(518.0k)(1.3m)(4.1m)(5.1m)(19.4m)(39.6m)(46.6m)(35.3m)

Funding Circle Balance Sheet

Annual

GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

195.7k1.5m7.3m19.4m35.0m86.3m43.3m88.9m

Accounts Receivable

1.5k2.5k42.6k512.4k850.9k1.7m

Prepaid Expenses

1.1m2.3m

Current Assets

227.9k1.6m7.8m20.3m42.7m99.5m56.4m105.4m

PP&E

4.0k32.9k401.6k674.7k1.1m4.6m5.1m4.7m

Goodwill

35.1m41.4m

Total Assets

231.9k1.6m8.2m30.0m55.0m145.2m115.8m167.9m

Accounts Payable

18.7k114.3k306.4k682.5k1.1m2.2m1.6m2.4m

Current Liabilities

39.7k319.4k993.9k2.4m6.4m11.7m11.2m14.1m

Non-Current Liabilities

2.2m2.3m116.0k1.7m294.0k409.2k400.0k

Total Liabilities

39.7k2.6m3.3m2.5m8.1m12.0m11.6m14.5m

Common Stock

229.4k230.2k

Additional Paid-in Capital

74.3k74.3k106.0k168.8k190.7k195.9m195.9m200.0k

Retained Earnings

(518.0k)(1.3m)(4.1m)(5.1m)(19.4m)(70.0m)(116.7m)(35.3m)

Total Equity

192.2k(940.3k)4.9m27.6m46.9m133.2m104.2m153.4m

Financial Leverage

1.2 x-1.7 x1.7 x1.1 x1.2 x1.1 x1.1 x1.1 x

Funding Circle Cash Flow

Annual

GBPFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

(518.0k)(1.3m)(4.1m)(5.1m)(19.4m)(35.3m)

Depreciation and Amortization

1.3m4.2m

Accounts Receivable

(2.2m)(2.7m)

Accounts Payable

1.4m(870.0k)

Cash From Operating Activities

(3.9m)(4.9m)(18.9m)(35.4m)(40.0m)(22.6m)

Purchases of PP&E

(4.3m)(1.7m)

Cash From Investing Activities

(10.1m)(6.1m)

Cash From Financing Activities

9.9m19.0m36.6m95.1m(12.9k)81.9m

Net Change in Cash

5.8m12.3m16.8m49.5m(46.1m)46.6m

Funding Circle Ratios

GBPY, 2017

Revenue/Employee

250.1k

Financial Leverage

1.1 x
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Funding Circle Operating Metrics

FY, 2015FY, 2016FY, 2017Q1, 2018Aug, 2018

Loans under Management

£845.60 m£1.37 b

Loans Originated

£727.65 m£1.07 b

Loans under Management (UK)

£653.20 m£1.03 b£1.58 b£1.79 b

Loans under Management (UK), units

12.16 k18.83 k30.35 k33.74 k

Loans Originated (UK)

£530.59 m£823.19 m£1.26 b£354.70 m

Loans Originated (UK), units

7.44 k11.11 k18.09 k5.43 k

Lenders

80 k

Small Businesses Served

50 k
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Funding Circle Human Capital

Funding Circle's employees are reported to be approximately 37% female and 63% male.

Ethnicity

Y, 2017
White54 %
Asian30 %
Hispanic10 %
Other6 %
Y, 2017Q1, 2015Y, 2014
Male63 %70 %70 %
Female37 %30 %30 %

Job Roles

Q1, 2015Y, 2014
Operations26 %26 %
Technology36 %38 %
Business / Sales38 %36 %
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Funding Circle Employee Rating

3.8135 votes
Culture & Values
4.3
Work/Life Balance
4.3
Senior Management
4.1
Salary & Benefits
3.5
Career Opportunities
3.8
Source