F.N.B. Corporation Financials

$249.8 M

Revenue Q1, 2017

$4.7 B

Mkt cap, 16-Feb-2018
Gross profit (Q1, 2017)227.9 M
Gross profit margin (Q1, 2017), %91%
Net income (Q1, 2017)23 M
EBIT (Q1, 2017)172.8 M
Cash, 31-Mar-2017450.4 M

Market Value

Revenue/Financials

Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

709.2 m880.7 m

Revenue growth, %

24%

Cost of goods sold

48.6 m67.5 m

Gross profit

660.6 m813.3 m

Gross profit Margin, %

93%92%

Sales and marketing expense

202.1 m239.8 m

Operating expense total

202.1 m239.8 m

EBIT

498.2 m611.5 m

EBIT margin, %

70%69%

Pre tax profit

229.6 m246.4 m

Income tax expense

70 m75.5 m

Net Income

117.8 m144.1 m159.6 m170.9 m

Quarterly

USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

163.6 m169.1 m171.6 m175.2 m178.6 m201.8 m222.3 m228.4 m249.8 m

Cost of goods sold

10.2 m10.9 m11.4 m11.7 m12 m15.4 m16.6 m17.6 m21.9 m

Gross profit

153.4 m158.2 m160.1 m163.5 m166.6 m186.4 m205.8 m210.7 m227.9 m

Gross profit Margin, %

94%94%93%93%93%92%93%92%91%

Sales and marketing expense

48.5 m49.6 m49.3 m50.4 m51.9 m56.4 m61.3 m60.9 m73.6 m

Operating expense total

48.5 m49.6 m49.3 m50.4 m51.9 m56.4 m61.3 m60.9 m73.6 m

EBIT

103.8 m109.4 m121.9 m123.8 m125.2 m140.4 m154.4 m157.5 m172.8 m

EBIT margin, %

63%65%71%71%70%70%69%69%69%

Pre tax profit

50.4 m51.1 m57.3 m58.2 m57.6 m38 m59.5 m75.1 m29.5 m

Income tax expense

15.6 m15.7 m17 m18 m17.6 m11.9 m18.2 m22.9 m6.5 m

Net Income

69.4 m104.7 m40.3 m80.5 m120.5 m26.1 m67.4 m119.6 m23 m

Balance Sheet

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

214 m287.4 m489.1 m371.4 m

Accounts Receivable

67.9 m

PP&E

154 m168.8 m159.1 m244 m

Goodwill

764.2 m832.2 m833.1 m1 b

Total Assets

13.6 b16.1 b17.6 b21.8 b

Accounts Payable

16.1 b

Short-term debt

1.2 b2 b2 b2.5 b

Long-term debt

143.9 m483.2 m641.5 m539.5 m

Total Debt

1.4 b2.5 b2.7 b3 b

Total Liabilities

19.3 b

Additional Paid-in Capital

1.6 b1.8 b1.8 b2.2 b

Retained Earnings

121.9 m176.1 m243.2 m304.4 m

Total Equity

1.8 b2 b2.1 b2.6 b

Debt to Equity Ratio

0.8 x1.2 x1.3 x1.2 x

Debt to Assets Ratio

0.1 x0.2 x0.2 x0.1 x

Financial Leverage

7.6 x8 x8.4 x8.5 x

Quarterly

USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

270.7 m238 m234.2 m237.5 m258.8 m345.9 m399 m445.3 m450.4 m

PP&E

162.4 m166.7 m169.9 m167 m161.7 m208.7 m224.8 m228.6 m355.4 m

Goodwill

805.5 m829.3 m829.7 m831.3 m834.1 m1 b1 b1 b2.3 b

Total Assets

15 b15.8 b16.3 b16.6 b16.8 b20.3 b21.2 b21.6 b30.2 b

Accounts Payable

11.1 b11.5 b11.8 b12.4 b12.8 b15.4 b15.5 b16 b21.3 b

Short-term debt

1.5 b1.6 b1.7 b1.5 b1.3 b1.6 b2.3 b2.2 b3.6 b

Long-term debt

335.9 m483.2 m541.5 m542.6 m542.7 m657.4 m656.8 m587.5 m696.2 m

Additional Paid-in Capital

1.7 b1.8 b1.8 b1.8 b1.8 b2.2 b2.2 b2.2 b4 b

Retained Earnings

146.5 m159.8 m193.5 m210.4 m227.3 m242 m255.9 m280.7 m299.8 m

Total Equity

1.9 b2 b2.1 b2.1 b2.1 b2.5 b2.5 b2.6 b4.4 b

Financial Leverage

7.9 x7.9 x7.9 x8 x8 x8.1 x8.3 x8.4 x6.9 x

Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

117.8 m144.1 m159.6 m170.9 m

Depreciation and Amortization

70.8 m40.1 m8.3 m60.5 m

Accounts Receivable

(1.7 m)(2.2 m)(4.7 m)(5.2 m)

Accounts Payable

(2.2 m)(875 k)760 k(150 k)

Cash From Investing Activities

(644.4 m)(1.7 b)(1.1 b)(1.3 b)

Dividends Paid

(71.2 m)

Quarterly

USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

69.4 m104.7 m40.3 m80.5 m120.5 m26.1 m67.4 m119.6 m23 m

Depreciation and Amortization

16.3 m29 m11.7 m21.9 m31.4 m11.8 m25.9 m45.1 m17.3 m

Accounts Receivable

40 k(1.6 m)(1.7 m)(1.6 m)(4.5 m)(109 k)(215 k)(1.4 m)(1.5 m)

Accounts Payable

(1.3 m)(1.1 m)(178 k)(492 k)(414 k)1.3 m(131 k)945 k444 k

Cash From Investing Activities

(957.8 m)(1.4 b)(225.7 m)(561.8 m)(627.1 m)(417.1 m)(791.6 m)

Ratios

USDY, 2017

Revenue/Employee

75.1 k

Financial Leverage

6.9 x

Operating Metrics

F.N.B. Corporation's Total Loans was reported to be $20.5 b in Q2, 2017. F.N.B. Corporation's Assets Under Management was reported to be $4.5 b in Q2, 2017