Gross profit (Q1, 2017)227.9 M

Gross profit margin (Q1, 2017), %91%

Net income (Q1, 2017)23 M

EBIT (Q1, 2017)172.8 M

Cash, 31-Mar-2017450.4 M

USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
---|---|---|---|---|

## Revenue | 709.2 m | 880.7 m | ||

## Revenue growth, % | 24% | |||

## Cost of goods sold | 48.6 m | 67.5 m | ||

## Gross profit | 660.6 m | 813.3 m | ||

## Gross profit Margin, % | 93% | 92% | ||

## Sales and marketing expense | 202.1 m | 239.8 m | ||

## Operating expense total | 202.1 m | 239.8 m | ||

## EBIT | 498.2 m | 611.5 m | ||

## EBIT margin, % | 70% | 69% | ||

## Pre tax profit | 229.6 m | 246.4 m | ||

## Income tax expense | 70 m | 75.5 m | ||

## Net Income | 117.8 m | 144.1 m | 159.6 m | 170.9 m |

- Source: SEC Filings

USD | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 |
---|---|---|---|---|---|---|---|---|---|

## Revenue | 163.6 m | 169.1 m | 171.6 m | 175.2 m | 178.6 m | 201.8 m | 222.3 m | 228.4 m | 249.8 m |

## Cost of goods sold | 10.2 m | 10.9 m | 11.4 m | 11.7 m | 12 m | 15.4 m | 16.6 m | 17.6 m | 21.9 m |

## Gross profit | 153.4 m | 158.2 m | 160.1 m | 163.5 m | 166.6 m | 186.4 m | 205.8 m | 210.7 m | 227.9 m |

## Gross profit Margin, % | 94% | 94% | 93% | 93% | 93% | 92% | 93% | 92% | 91% |

## Sales and marketing expense | 48.5 m | 49.6 m | 49.3 m | 50.4 m | 51.9 m | 56.4 m | 61.3 m | 60.9 m | 73.6 m |

## Operating expense total | 48.5 m | 49.6 m | 49.3 m | 50.4 m | 51.9 m | 56.4 m | 61.3 m | 60.9 m | 73.6 m |

## EBIT | 103.8 m | 109.4 m | 121.9 m | 123.8 m | 125.2 m | 140.4 m | 154.4 m | 157.5 m | 172.8 m |

## EBIT margin, % | 63% | 65% | 71% | 71% | 70% | 70% | 69% | 69% | 69% |

## Pre tax profit | 50.4 m | 51.1 m | 57.3 m | 58.2 m | 57.6 m | 38 m | 59.5 m | 75.1 m | 29.5 m |

## Income tax expense | 15.6 m | 15.7 m | 17 m | 18 m | 17.6 m | 11.9 m | 18.2 m | 22.9 m | 6.5 m |

## Net Income | 69.4 m | 104.7 m | 40.3 m | 80.5 m | 120.5 m | 26.1 m | 67.4 m | 119.6 m | 23 m |

- Source: SEC Filings

USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
---|---|---|---|---|

## Cash | 214 m | 287.4 m | 489.1 m | 371.4 m |

## Accounts Receivable | 67.9 m | |||

## PP&E | 154 m | 168.8 m | 159.1 m | 244 m |

## Goodwill | 764.2 m | 832.2 m | 833.1 m | 1 b |

## Total Assets | 13.6 b | 16.1 b | 17.6 b | 21.8 b |

## Accounts Payable | 16.1 b | |||

## Short-term debt | 1.2 b | 2 b | 2 b | 2.5 b |

## Long-term debt | 143.9 m | 483.2 m | 641.5 m | 539.5 m |

## Total Debt | 1.4 b | 2.5 b | 2.7 b | 3 b |

## Total Liabilities | 19.3 b | |||

## Additional Paid-in Capital | 1.6 b | 1.8 b | 1.8 b | 2.2 b |

## Retained Earnings | 121.9 m | 176.1 m | 243.2 m | 304.4 m |

## Total Equity | 1.8 b | 2 b | 2.1 b | 2.6 b |

## Debt to Equity Ratio | 0.8 x | 1.2 x | 1.3 x | 1.2 x |

## Debt to Assets Ratio | 0.1 x | 0.2 x | 0.2 x | 0.1 x |

## Financial Leverage | 7.6 x | 8 x | 8.4 x | 8.5 x |

USD | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 |
---|---|---|---|---|---|---|---|---|---|

## Cash | 270.7 m | 238 m | 234.2 m | 237.5 m | 258.8 m | 345.9 m | 399 m | 445.3 m | 450.4 m |

## PP&E | 162.4 m | 166.7 m | 169.9 m | 167 m | 161.7 m | 208.7 m | 224.8 m | 228.6 m | 355.4 m |

## Goodwill | 805.5 m | 829.3 m | 829.7 m | 831.3 m | 834.1 m | 1 b | 1 b | 1 b | 2.3 b |

## Total Assets | 15 b | 15.8 b | 16.3 b | 16.6 b | 16.8 b | 20.3 b | 21.2 b | 21.6 b | 30.2 b |

## Accounts Payable | 11.1 b | 11.5 b | 11.8 b | 12.4 b | 12.8 b | 15.4 b | 15.5 b | 16 b | 21.3 b |

## Short-term debt | 1.5 b | 1.6 b | 1.7 b | 1.5 b | 1.3 b | 1.6 b | 2.3 b | 2.2 b | 3.6 b |

## Long-term debt | 335.9 m | 483.2 m | 541.5 m | 542.6 m | 542.7 m | 657.4 m | 656.8 m | 587.5 m | 696.2 m |

## Additional Paid-in Capital | 1.7 b | 1.8 b | 1.8 b | 1.8 b | 1.8 b | 2.2 b | 2.2 b | 2.2 b | 4 b |

## Retained Earnings | 146.5 m | 159.8 m | 193.5 m | 210.4 m | 227.3 m | 242 m | 255.9 m | 280.7 m | 299.8 m |

## Total Equity | 1.9 b | 2 b | 2.1 b | 2.1 b | 2.1 b | 2.5 b | 2.5 b | 2.6 b | 4.4 b |

## Financial Leverage | 7.9 x | 7.9 x | 7.9 x | 8 x | 8 x | 8.1 x | 8.3 x | 8.4 x | 6.9 x |

USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 |
---|---|---|---|---|

## Net Income | 117.8 m | 144.1 m | 159.6 m | 170.9 m |

## Depreciation and Amortization | 70.8 m | 40.1 m | 8.3 m | 60.5 m |

## Accounts Receivable | (1.7 m) | (2.2 m) | (4.7 m) | (5.2 m) |

## Accounts Payable | (2.2 m) | (875 k) | 760 k | (150 k) |

## Cash From Investing Activities | (644.4 m) | (1.7 b) | (1.1 b) | (1.3 b) |

## Dividends Paid | (71.2 m) |

USD | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 |
---|---|---|---|---|---|---|---|---|---|

## Net Income | 69.4 m | 104.7 m | 40.3 m | 80.5 m | 120.5 m | 26.1 m | 67.4 m | 119.6 m | 23 m |

## Depreciation and Amortization | 16.3 m | 29 m | 11.7 m | 21.9 m | 31.4 m | 11.8 m | 25.9 m | 45.1 m | 17.3 m |

## Accounts Receivable | 40 k | (1.6 m) | (1.7 m) | (1.6 m) | (4.5 m) | (109 k) | (215 k) | (1.4 m) | (1.5 m) |

## Accounts Payable | (1.3 m) | (1.1 m) | (178 k) | (492 k) | (414 k) | 1.3 m | (131 k) | 945 k | 444 k |

## Cash From Investing Activities | (957.8 m) | (1.4 b) | (225.7 m) | (561.8 m) | (627.1 m) | (417.1 m) | (791.6 m) |

USD | Y, 2017 |
---|---|

## Revenue/Employee | 75.1 k |

## Financial Leverage | 6.9 x |

F.N.B. Corporation's Total Loans was reported to be $20.5 b in Q2, 2017. F.N.B. Corporation's Assets Under Management was reported to be $4.5 b in Q2, 2017

FY, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | FY, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | FY, 2016 | Q1, 2017 | Q2, 2017 | |
---|---|---|---|---|---|---|---|---|---|---|---|

## Assets Under Management | $3.5 b | $3.7 b | $3.7 b | $3.6 b | $3.7 b | $4.1 b | $4.2 b | $4.5 b | |||

## Bank Branches | 289 | 288 | 324 | ||||||||

## Non-performing Loans | $68.55 m | $67.05 m | $68.31 m | $68.52 m | $71.93 m | $84.49 m | $90.02 m | $95.47 m | $85.91 m | $105.38 m | $114.79 m |

## Total Loans | $11.25 b | $11.4 b | $11.63 b | $11.87 b | $12.19 b | $14.17 b | $14.56 b | $14.77 b | $14.9 b | $20.18 b | $20.53 b |

## Non-accrual Loans | $45.11 m | $45.03 m | $45.4 m | $47.3 m | $49.9 m | $63.04 m | $67.48 m | $74.83 m | $65.48 m | $81.39 m | $95.3 m |