Summary - Funding Rounds

Founding Date

1963
FNB Bancorp is a subsidiary of TriCo Bancshares

FNB Bancorp Income Statement

Annual

USDFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

46.0m4.2m6.6m4.5m4.6m3.9m

Revenue growth, %

5%1%14%

Sales and marketing expense

343.0k458.0k414.0k500.0k524.0k451.0k

R&D expense

571.0k616.0k572.0k1.1m657.0k571.0k

General and administrative expense

1.1m

Operating expense total

2.5m1.1m986.0k1.6m1.2m1.0m

EBIT

(77.0k)

EBIT margin, %

0%

Interest expense

2.7m2.4m2.1m2.6m3.1m3.9m

Interest income

33.5m37.4m36.9m39.3m45.5m50.2m

Pre tax profit

10.4m8.8m14.5m11.6m16.2m20.0m

Income tax expense

1.6m1.3m5.1m3.4m5.7m9.3m

Net Income

8.8m7.4m9.4m8.2m10.5m10.7m

FNB Bancorp Balance Sheet

Annual

USDFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

27.9m14.0m15.0m12.3m15.8m18.4m

Accounts Receivable

541.6m552.3m583.7m722.7m4.9m829.8m

Prepaid Expenses

701.0k1.0m997.0k825.0k

PP&E

12.7m12.5m11.0m10.2m9.3m

Goodwill

1.8m1.8m1.8m4.6m4.6m4.6m

Total Assets

875.3m891.9m917.2m1.1b1.2b1.3b

Accounts Payable

9.1m13.3m15.0m1.0b16.9m

Short-term debt

5.6m5.0m

Long-term debt

71.0m

Total Debt

15.0m5.6m22.0m71.0m(71.2m)

Total Liabilities

780.0m797.7m820.1m1.0b1.1b1.1b

Common Stock

52.6m59.3m66.8m74.8m85.6m

Preferred Stock

12.6m9.5m

Retained Earnings

26.3m26.7m28.7m27.8m27.6m34.7m

Total Equity

95.4m94.2m97.1m104.2m110.3m119.3m

Debt to Equity Ratio

0.2 x0.1 x0.2 x0.6 x-0.6 x

Debt to Assets Ratio

0 x0 x0 x0.1 x-0.1 x

Financial Leverage

9.2 x9.5 x9.4 x10.8 x11.1 x10.6 x

Quarterly

USDQ2, 2011Q3, 2011Q4, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Cash

68.7m69.3m38.5m45.1m70.8m39.1m23.7m18.4m19.2m21.7m15.2m30.6m91.7m40.3m37.7m20.6m17.3m25.3m21.9m23.7m21.2m

Accounts Receivable

459.8m456.1m447.3m546.3m531.2m558.2m566.9m560.4m568.5m575.6m571.7m696.9m734.0m725.5m741.4m807.2m808.5m829.1m831.0m

Prepaid Expenses

2.1m1.5m1.1m718.0k741.0k631.0k504.0k444.0k1.0m922.0k877.0k945.0k783.0k670.0k768.0k621.0k469.0k675.0k

PP&E

13.6m13.4m13.2m13.0m12.8m12.6m12.7m11.5m12.5m12.4m12.2m10.7m10.5m10.3m10.3m10.1m9.9m9.6m9.4m9.4m9.2m

Goodwill

1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m1.8m4.6m4.6m4.6m4.6m4.6m4.6m4.6m4.6m

Total Assets

897.7m897.5m901.5m927.1m901.5m905.4m907.4m922.4m1.0b1.1b1.2b1.1b1.2b1.2b1.3b1.3b1.3b

Accounts Payable

8.3m10.7m8.1m9.1m9.0m11.2m11.0m12.3m11.0m13.3m17.2m17.0m18.8m17.2m17.5m19.4m17.5m

Dividends Payable

139.0k376.0k

Total Debt

44.0m12.0k21.7m14.3m5.1m4.8m11.7m41.5m90.2m95.1m88.9m103.6m

Total Liabilities

628.4m803.0m801.6m811.4m834.2m813.9m814.3m814.8m822.3m909.4m1.0b1.1b1.0b1.1b1.1b1.1b1.2b1.1b

Common Stock

46.7m46.8m48.9m49.0m49.2m53.1m53.7m53.8m59.9m60.7m61.1m67.2m67.6m67.9m75.2m75.9m76.1m84.6m85.2m85.3m85.9m

Preferred Stock

12.6m12.6m12.6m12.6m9.5m9.5m

Retained Earnings

23.2m23.6m22.4m23.3m28.7m26.8m27.6m30.2m28.0m29.2m30.6m29.9m31.5m33.0m29.7m31.4m33.1m29.8m32.3m34.7m37.9m

Total Equity

718.4m723.0m87.2m746.6m94.7m95.9m90.1m92.8m87.6m91.1m92.6m100.0m100.4m103.7m108.7m112.4m113.7m114.3m118.7m121.2m120.5m

Debt to Equity Ratio

0.5 x0 x0.2 x0.1 x0 x0 x0.1 x0.4 x0.8 x0.8 x0.7 x0.9 x

Debt to Assets Ratio

0 x0 x0 x0 x0 x0 x0 x0 x0.1 x0.1 x0.1 x0.1 x

Financial Leverage

9.5 x9.4 x10 x10 x10.3 x9.9 x9.8 x9.2 x10.1 x10.7 x10.7 x10.2 x10.4 x10.9 x10.6 x10.5 x10.5 x

FNB Bancorp Cash Flow

Annual

USDFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

8.8m7.4m9.4m8.2m10.5m10.7m

Depreciation and Amortization

3.5m3.7m3.5m3.5m3.9m3.9m

Accounts Receivable

(1.3m)

Accounts Payable

2.5m1.8m3.8m(2.4m)583.0k812.0k

Cash From Operating Activities

9.1m14.6m11.1m10.9m14.7m17.4m

Purchases of PP&E

(850.0k)(1.1m)(645.0k)(287.0k)(687.0k)(432.0k)

Cash From Investing Activities

(52.5m)(43.8m)(19.0m)(120.9m)(99.9m)(46.3m)

Short-term Borrowings

(450.0k)(600.0k)(600.0k)(600.0k)

Dividends Paid

667.0k(1.1m)(1.3m)(1.8m)(2.9m)(3.6m)

Cash From Financing Activities

32.8m15.3m8.9m107.4m87.9m31.4m

Net Change in Cash

(10.6m)(13.9m)971.0k(2.7m)2.7m2.6m

Interest Paid

2.7m2.5m2.1m2.5m3.1m3.6m

Income Taxes Paid

1.9m1.2m2.6m4.7m6.3m7.9m

Quarterly

USDQ2, 2011Q3, 2011Q4, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018

Net Income

467.0k7.0k7.5m930.0k2.3m5.4m1.8m3.5m5.3m1.8m3.9m6.1m2.6m5.0m7.5m3.1m6.4m9.8m4.2m

Depreciation and Amortization

1.3m(2.0m)2.8m807.0k1.7m2.6m915.0k1.8m2.8m856.0k1.7m2.6m823.0k1.7m2.6m928.0k1.9m2.9m992.0k2.0m3.0m960.0k

Accounts Payable

(242.0k)(579.0k)(431.0k)1.5m(1.2m)(33.0k)409.0k(2.5m)(2.8m)(5.0m)(64.0k)(1.1m)967.0k2.0m1.3m3.3m821.0k

Cash From Operating Activities

5.9m9.0m10.3m(1.4m)2.7m7.0m4.7m6.9m11.0m2.3m5.9m8.2m1.9m4.3m8.2m3.9m6.5m12.2m6.1m9.3m15.0m5.7m

Purchases of PP&E

(842.0k)(979.0k)(1.2m)(187.0k)(427.0k)(582.0k)(241.0k)(618.0k)(873.0k)(526.0k)(629.0k)(20.0k)(141.0k)(144.0k)(386.0k)(449.0k)(512.0k)(35.0k)(71.0k)(307.0k)(58.0k)

Cash From Investing Activities

2.3m(2.7m)(24.9m)(21.4m)(25.7m)(33.0m)(14.8m)(41.7m)(72.5m)(4.1m)(3.7m)(12.9m)10.1m(19.4m)(80.2m)(8.7m)(12.6m)(46.6m)(16.2m)(24.7m)(44.2m)5.0m

Short-term Borrowings

(150.0k)(300.0k)(150.0k)(300.0k)(450.0k)(150.0k)(300.0k)(450.0k)(150.0k)(300.0k)(450.0k)(150.0k)

Dividends Paid

(167.0k)(568.0k)167.0k(211.0k)(421.0k)(421.0k)(298.0k)(301.0k)(677.0k)(403.0k)(848.0k)(29.0k)(588.0k)(1.1m)(34.0k)(721.0k)(1.4m)(824.0k)(1.7m)(2.7m)(976.0k)

Cash From Financing Activities

(419.0k)2.1m(7.8m)29.5m29.4m30.6m52.0m7.0m5.5m5.9m3.6m91.7m97.3m30.2m14.3m39.4m19.7m21.5m37.2m(7.8m)

Net Change in Cash

7.8m8.4m6.6m6.4m(4.2m)(9.5m)5.2m7.7m1.2m15.7m76.7m25.3m25.4m8.3m5.0m9.6m6.1m8.0m2.9m

Interest Paid

(1.7m)(2.6m)(3.3m)(700.0k)(1.3m)1.9m672.0k1.4m2.0m455.0k1.0m1.6m531.0k1.1m1.7m840.0k1.6m2.3m855.0k1.6m2.6m1.0m

Income Taxes Paid

(1.1m)(1.6m)(2.0m)(930.0k)(930.0k)1.7m575.0k1.0k1.5m2.4m865.0k2.9m1.9m202.0k3.6m4.2m3.5m5.4m120.0k

FNB Bancorp Ratios

USDQ2, 2011

FNB Bancorp Employee Rating

3.49 votes
Culture & Values
4.2
Work/Life Balance
3.6
Senior Management
4.2
Salary & Benefits
3
Career Opportunities
2.8
Source