$183.6 M

FGBI Mkt cap, 17-May-2019

$23.3 M

First Guaranty Bancshares Revenue Q1, 2019
First Guaranty Bancshares Gross profit (Q1, 2019)15.9 M
First Guaranty Bancshares Gross profit margin (Q1, 2019), %68.3%
First Guaranty Bancshares Net income (Q1, 2019)3.1 M
First Guaranty Bancshares EBIT (Q1, 2019)13.8 M
First Guaranty Bancshares Cash, 31-Mar-2019166.2 M

First Guaranty Bancshares Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

59.5m65.0m68.0m75.9m83.7m

Revenue growth, %

9%5%

Cost of goods sold

8.6m10.1m14.4m21.4m

Gross profit

56.4m57.8m61.5m62.3m

Gross profit Margin, %

87%85%81%74%

Operating expense total

31.1m32.9m38.5m43.3m

EBIT

43.6m44.7m49.3m55.7m

EBIT margin, %

67%66%65%67%

Pre tax profit

21.5m21.3m19.2m17.7m

Net Income

9.1m11.2m14.5m14.1m11.8m14.2m

First Guaranty Bancshares Balance Sheet

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

61.5m44.6m37.3m18.1m38.0m128.0m

PP&E

19.6m19.2m22.0m23.5m38.0m39.7m

Goodwill

2.0m2.0m2.0m2.0m3.5m3.5m

Total Assets

1.4b1.5b1.5b1.5b1.8b1.8b

Accounts Payable

1.3b1.3b1.3b1.5b1.6b

Short-term debt

5.8m1.8m1.8m6.5m15.5m

Total Debt

5.8m1.8m6.5m15.5m

Total Liabilities

1.3b1.3b1.4b1.6b1.7b

Retained Earnings

47.5m54.3m49.9m59.2m44.5m53.3m

Total Equity

123.4m139.6m118.2m124.3m144.0m147.3m

Debt to Equity Ratio

0.1 x

Debt to Assets Ratio

0 x

Financial Leverage

11.6 x10.9 x12.3 x12.1 x12.2 x12.3 x

First Guaranty Bancshares Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

9.1m11.2m14.5m14.1m11.8m14.2m

Depreciation and Amortization

2.1m2.1m2.0m2.2m2.4m3.3m

Cash From Operating Activities

17.2m16.8m17.2m22.2m12.3m26.9m

Cash From Investing Activities

(78.1m)(95.0m)47.2m(67.8m)(83.0m)6.8m

Long-term Borrowings

(2.9m)

Dividends Paid

(4.7m)(4.4m)(4.6m)(4.9m)(5.2m)(5.6m)

Cash From Financing Activities

36.2m61.3m(71.7m)26.4m90.6m56.3m

Income Taxes Paid

2.9m4.5m8.4m3.0m10.7m2.4m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019

Net Income

6.5m2.8m5.5m8.4m3.4m7.3m11.1m3.2m7.6m10.9m3.3m6.2m9.2m3.6m8.2m11.6m3.1m

Depreciation and Amortization

1.6m540.0k1.1m1.6m530.0k1.0m1.5m530.0k1.1m1.6m554.0k1.1m1.8m684.0k1.4m2.3m752.0k

Cash From Operating Activities

14.1m7.1m9.6m14.7m6.0m8.6m12.8m7.4m11.0m17.2m2.7m4.2m8.9m7.8m14.8m20.6m7.1m

Cash From Investing Activities

(61.1m)14.5m(68.6m)(70.3m)(27.3m)(20.8m)63.7m(20.0m)(17.1m)6.5m(72.3m)(62.2m)(35.8m)3.1m3.5m8.0m(48.3m)

Dividends Paid

(3.6m)(1.1m)(2.2m)(3.3m)(1.1m)(2.2m)(3.3m)(1.2m)(2.4m)(3.7m)(1.2m)(2.5m)(3.8m)(1.4m)(2.8m)(4.2m)(1.4m)

Cash From Financing Activities

21.6m(3.2m)20.0m21.6m22.0m(15.1m)(103.5m)1.1m(12.7m)(37.2m)69.6m70.7m32.6m(16.7m)(28.5m)(2.8m)79.4m

Income Taxes Paid

1.9m500.0k2.8m2.9m400.0k4.3m6.5m3.0m3.0m4.2m8.4m9.9m1.5m2.4m

First Guaranty Bancshares Ratios

USDY, 2019

Financial Leverage

12.3 x

First Guaranty Bancshares Operating Metrics

First Guaranty Bancshares's Total Loans was reported to be $1.1b in Q2, 2017.