$645.5 M

FDEF Mkt cap, 15-Jun-2018

$39.6 M

First Defiance Financial Revenue Q1, 2018
First Defiance Financial Gross profit (Q1, 2018)36.4 M
First Defiance Financial Gross profit margin (Q1, 2018), %91.9%
First Defiance Financial Net income (Q1, 2018)11.7 M
First Defiance Financial EBIT (Q1, 2018)26.8 M

First Defiance Financial Financials

First Defiance Financial Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

74.8 m76.2 m80.8 m87.4 m

Revenue growth, %

2%6%8%

Cost of goods sold

7.2 m6.6 m6.8 m8.4 m11.4 m

Gross profit

67.6 m69.7 m74.1 m78.9 m

Gross profit Margin, %

90%91%92%90%

Sales and marketing expense

40.2 m49.8 m

R&D expense

6.4 m7.7 m

Operating expense total

46.6 m85.4 m

EBIT

65.8 m68.6 m73.9 m78.7 m93.7 m

EBIT margin, %

88%90%91%90%

Interest income

67.6 m69.7 m74.1 m78.9 m

Pre tax profit

31.5 m33.5 m37.8 m41.6 m48.5 m

Net Income

22.2 m24.3 m26.4 m28.8 m32.3 m

Quarterly

USDQ1, 2017Q1, 2018

Revenue

39.6 m

Cost of goods sold

3.2 m

Gross profit

36.4 m

Gross profit Margin, %

92%

Sales and marketing expense

13.2 m

R&D expense

2.1 m

Operating expense total

23.3 m

Depreciation and amortization

347 k

EBIT

26.8 m

EBIT margin, %

68%

Pre tax profit

14.2 m

Net Income

5.1 m11.7 m

First Defiance Financial Balance Sheet

Annual

USDFY, 2015FY, 2016FY, 2017

Accounts Receivable

6.2 m6.8 m

Inventories

PP&E

38.2 m37 m40.2 m

Goodwill

61.8 m61.8 m98.6 m

Total Assets

2.3 b2.5 b3 b

Accounts Payable

48.9 m

Short-term debt

36.1 m36.1 m36.1 m

Long-term debt

59.9 m103.9 m84.3 m

Total Debt

96 m140 m120.4 m

Total Liabilities

2.2 b2.6 b

Additional Paid-in Capital

125.7 m126.4 m160.9 m

Retained Earnings

219.7 m240.6 m262.9 m

Total Equity

280.2 m293 m373.3 m

Debt to Equity Ratio

0.3 x0.5 x

Debt to Assets Ratio

0 x0.1 x

Financial Leverage

8.2 x8.5 x8 x

Quarterly

USDQ1, 2018

PP&E

39.8 m

Goodwill

98.6 m

Total Assets

3 b

Accounts Payable

2.5 b

Short-term debt

36.1 m

Long-term debt

71 m

Total Debt

107.1 m

Total Liabilities

2.6 b

Additional Paid-in Capital

160.5 m

Retained Earnings

271.4 m

Total Equity

379.2 m

Financial Leverage

8 x

First Defiance Financial Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

22.2 m24.3 m26.4 m28.8 m32.3 m

Accounts Receivable

5.8 m6 m

Inventories

Accounts Payable

Cash From Operating Activities

30.7 m27 m36 m

Cash From Investing Activities

(158.5 m)(132.9 m)

Cash From Financing Activities

90.4 m150.7 m111.6 m

Interest Paid

6.8 m8.4 m11.4 m

Income Taxes Paid

10 m12.7 m14.4 m

Quarterly

USDQ1, 2017Q1, 2018

Net Income

5.1 m11.7 m

Depreciation and Amortization

867 k867 k

Accounts Receivable

(790 k)(653 k)

Cash From Operating Activities

8.3 m8.9 m

Cash From Investing Activities

(11.4 m)(4.7 m)

Cash From Financing Activities

20.7 m

Interest Paid

2.3 m3.2 m

Income Taxes Paid

First Defiance Financial Ratios

USDY, 2018

Financial Leverage

8 x
Report incorrect company information

First Defiance Financial Operating Metrics

First Defiance Financial's Total Loans was reported to be $2.4b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Bank Branches

42 43 43

Non-performing Loans

$24.13 m$18.70 m$16.74 m$16.61 m$16.26 m$17.71 m$16.42 m$18.20 m$14.35 m$15.06 m$30.36 m

Total Loans

$1.69 b$1.73 b$1.76 b$1.79 b$1.87 b$1.89 b$1.93 b$2.02 b$2.04 b$2.33 b$2.37 b

Total Loans Serviced for Others, units

14.27 k14.26 k14.33 k

Total Loans Serviced for Others

$1.35 b$1.34 b$1.34 b$1.35 b$1.34 b$1.34 b$1.35 b$1.37 b$1.37 b$1.38 b$1.38 b
Report incorrect company information