First Community Financial Bank

The Bank offers customers a range of loan, deposit, and other financial products and services through approximately six full-service banking offices located in Cook, DuPage, and Will Counties, Illinois. The Bank also offers customers a range of financial products and services that are related or ancillary to loans and deposits, including cash management, funds transfers, bill payment and other online banking transactions, automated teller machines and safe deposit boxes. Its deposit accounts include non-interest-bearing demand deposits, negotiable order of withdrawal (NOW) and money market accounts, savings deposits and time deposits.

Company Growth (employees)
Type
Public
HQ
Joliet, US
Size (employees)
131 (est)+22%
First Community Financial Bank is headquartered in Joliet, US

First Community Financial Bank Office Locations

First Community Financial Bank has offices in Joliet, Channahon, Naperville, Plainfield and in 5 other locations
Joliet, US (HQ)
2801 Black Rd
Braidwood, US
130 N Washington St
Diamond, US
2315 Main St
Mazon, US
606 Depot St
Burr Ridge, US
7020 County Line Rd
Homer Glen, US
13901 S Bell Rd

First Community Financial Bank Data and Metrics

First Community Financial Bank Financial Metrics

First Community Financial Bank's revenue was reported to be $42.8 m in FY, 2016
USD

Net income (Q1, 2017)

3.4 m

EBIT (Q1, 2017)

10.3 m

Market capitalization (30-Jun-2017)

229.8 m

Closing share price (30-Jun-2017)

13.1

Cash (31-Mar-2017)

12.7 m
First Community Financial Bank's current market capitalization is $229.8 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

34.9 m35.2 m36.7 m42.8 m

Revenue growth, %

1%4%16%

Cost of goods sold

6.2 m6.3 m5.9 m5.7 m

Gross profit

28.7 m28.9 m30.8 m37.1 m

Gross profit Margin, %

82%82%84%87%

Sales and marketing expense

14.7 m

R&D expense

1.9 m

Operating expense total

16.6 m

EBIT

20.7 m25.9 m32.9 m36 m

EBIT margin, %

59%73%89%84%

Interest income

28.7 m28.9 m30.8 m37.1 m

Pre tax profit

14.8 m15.4 m

Income tax expense

(14.6 m)2.7 m5 m4.3 m

Net Income

16.7 m5.9 m9.8 m11.1 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cost of goods sold

1.6 m1.6 m1.6 m1.6 m1.4 m1.3 m1.4 m1.5 m1.6 m

Sales and marketing expense

2.8 m2.8 m2.9 m2.8 m2.8 m3.3 m3.3 m3.8 m4.2 m

R&D expense

249 k238 k224 k237 k248 k257 k690 k700 k420 k

Operating expense total

3 m3.1 m3.1 m3 m3.1 m3.5 m4 m4.5 m4.6 m

EBIT

6.6 m7.3 m7.2 m8.2 m8.8 m8.3 m8.2 m9.4 m10.3 m

Pre tax profit

3.2 m2.5 m3.5 m4.4 m2.9 m3.3 m5.2 m3.8 m

Income tax expense

557 k1.1 m867 k1.2 m1.5 m889 k1.1 m1 m366 k

Net Income

2.3 m8.4 m3.4 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

10.8 m13.3 m10.7 m16.2 m

PP&E

16.4 m19.4 m18.5 m22.2 m

Total Assets

867.6 m924.1 m1 b1.3 b

Accounts Payable

1.1 b

Total Liabilities

1.2 b

Additional Paid-in Capital

81.2 m81.6 m82.2 m83.8 m

Retained Earnings

(12.4 m)(7 m)2.8 m13.9 m

Total Equity

103 m113.7 m

Financial Leverage

10.1 x11.2 x
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

15.5 m11.4 m12.5 m9.7 m10.1 m9.1 m13.8 m21.6 m12.7 m

PP&E

19.8 m19.6 m19.1 m18.8 m18.7 m18.3 m18.3 m22.5 m21.9 m

Total Assets

922.1 m917.9 m959.1 m994.5 m1 b1.1 b1.1 b1.2 b1.3 b

Accounts Payable

763.6 m758.1 m801.1 m834.4 m846.7 m879 m896.8 m1.1 b1.1 b

Additional Paid-in Capital

81.2 m81.2 m81.6 m81.7 m82 m82.5 m82.8 m83.4 m85.9 m

Retained Earnings

(10.7 m)(8.8 m)(5.4 m)(3.1 m)(121 k)4.8 m7.1 m11.2 m17.3 m

Total Equity

94.3 m96 m94.9 m96.2 m100.1 m106.8 m111.1 m115.2 m120.8 m

Financial Leverage

9.8 x9.6 x10.1 x10.3 x10.2 x9.9 x10.1 x10.8 x11.1 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

11.1 m

Cash From Operating Activities

28.2 m22.7 m4 m15.7 m

Cash From Investing Activities

20.7 m(71.3 m)(112.6 m)(152.4 m)

Cash From Financing Activities

(53 m)51.2 m106 m142.2 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

2.3 m8.4 m3.4 m

Cash From Operating Activities

23.9 m16.7 m2 m6.9 m10.7 m3.7 m7.3 m11.7 m8 m

Cash From Investing Activities

(62.6 m)(63.4 m)(33.8 m)(76.1 m)(104.9 m)(22.2 m)(81.4 m)(120.5 m)(74.7 m)

Cash From Financing Activities

43.4 m47.4 m31 m65.5 m90.9 m16.9 m77.2 m119.8 m63.2 m
Y, 2017

Financial Leverage

11.1 x

First Community Financial Bank Market Value History

Traffic Overview of First Community Financial Bank

First Community Financial Bank Online and Social Media Presence

First Community Financial Bank Company Life and Culture

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