First Community Bank

First Community Bank, a community-based bank with offices located throughout South Carolina and northeast Georgia, has enjoyed steady growth since being founded in 1995. The bank's holding company, First Community Corporation, trades on the NASDAQ Capital Market under the symbol "FCCO." The bank operates First Community Financial Consultants, a financial planning and investment advisory division and Palmetto South Mortgage, a separate mortgage division. The bank is a member of the FDIC and also is an Equal Housing Lender.

Type
Public
HQ
Lexington, US
Size (employees)
186 (est)
First Community Bank is headquartered in Lexington, US

First Community Bank Office Locations

First Community Bank has offices in Lexington, Aiken, Augusta, Blythewood and in 9 other locations
Lexington, US (HQ)
5455 Sunset Blvd
Lexington, US
1449 Two Notch Rd
Prosperity, US
101 C R Koon Hwy
Columbia, US
9822 Two Notch Rd
Newberry, US
1735 Wilson Rd
Newberry, US
1502 College St

First Community Bank Data and Metrics

First Community Bank Financial Metrics

First Community Bank's revenue was reported to be $9.8 m in Q1, 2017
USD

Revenue (Q1, 2017)

9.8 m

Gross profit (Q1, 2017)

9 m

Gross profit margin (Q1, 2017), %

93%

Net income (Q1, 2017)

1.8 m

EBIT (Q1, 2017)

6.9 m

Market capitalization (21-Jul-2017)

141.1 m

Cash (31-Mar-2017)

12 m
First Community Bank's current market capitalization is $141.1 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

30 m35.5 m37.6 m38.4 m

Revenue growth, %

18%6%2%

Cost of goods sold

3.7 m3.6 m3.4 m3 m

Gross profit

26.2 m31.9 m34.2 m35.4 m

Gross profit Margin, %

88%90%91%92%

Sales and marketing expense

12 m13.7 m14.4 m15.3 m

Operating expense total

20.4 m24 m24.7 m25.8 m

EBIT

18 m23.7 m24.1 m25.7 m

EBIT margin, %

60%67%64%67%

Income tax expense

1.2 m2 m2.3 m2.2 m

Net Income

4.1 m5.1 m6.1 m6.7 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

9.6 m9.4 m9.2 m9.7 m9.8 m9.8 m

Cost of goods sold

845 k861 k800 k782 k749 k712 k

Gross profit

8.8 m8.6 m8.4 m8.9 m9 m9 m

Gross profit Margin, %

91%91%91%92%92%93%

Sales and marketing expense

3.7 m3.6 m3.8 m3.8 m3.9 m4.1 m

Operating expense total

3.7 m3.6 m3.8 m3.8 m3.9 m4.1 m

EBIT

5.8 m6.1 m6.2 m6.5 m6.5 m6.9 m

EBIT margin, %

60%64%67%66%66%71%

Income tax expense

546 k643 k476 k646 k599 k447 k

Net Income

2.1 m3.6 m1.4 m1.4 m1.7 m1.5 m1.7 m1.7 m1.8 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

8.2 m12.5 m11 m11.9 m

Inventories

546.7 m

Goodwill

571 k5.1 m5.1 m5.1 m

Total Assets

633.3 m812.4 m862.7 m914.8 m

Accounts Payable

766.6 m

Total Debt

24 m

Total Liabilities

832.9 m

Additional Paid-in Capital

62.2 m75.5 m75.8 m76 m

Retained Earnings

(11.9 m)(8.3 m)(4 m)573 k

Total Equity

52.7 m74.5 m79 m81.9 m

Debt to Equity Ratio

0.3 x

Debt to Assets Ratio

0 x

Financial Leverage

12 x10.9 x10.9 x11.2 x
USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

9.6 m9.2 m10 m12.3 m13.8 m12 m

Inventories

474 m483.9 m494 m511.3 m523.4 m555.3 m

Goodwill

5.1 m5.1 m5.1 m5.1 m5.1 m5.1 m

Total Assets

836.4 m852.3 m870.4 m888.8 m915.3 m914.9 m

Accounts Payable

684 m704.4 m722.2 m729.6 m765.9 m775.6 m

Additional Paid-in Capital

75.6 m75.7 m75.8 m75.9 m75.9 m75.8 m

Retained Earnings

(6.4 m)(5.1 m)(3.1 m)(1.8 m)(688 k)1.7 m

Total Equity

76.4 m78.5 m81.6 m84.2 m84.2 m83.1 m

Financial Leverage

10.9 x10.9 x10.7 x10.6 x10.9 x11 x
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

4.1 m5.1 m6.1 m6.7 m

Depreciation and Amortization

1 m1.4 m387 k1.7 m

Accounts Payable

87 k87 k50 k1 m

Purchases of PP&E

(3.3 m)(3.2 m)(2.7 m)(1.2 m)

Cash From Investing Activities

(51.4 m)(35.2 m)(58 m)(51.5 m)

Interest Paid

4.1 m3.5 m3.5 m3.1 m

Income Taxes Paid

210 m1.1 m2.2 m1.3 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

2.1 m3.6 m1.4 m1.4 m1.7 m1.5 m1.7 m1.7 m1.8 m

Depreciation and Amortization

637 k996 k400 k711 k1 m408 k737 k1.1 m432 k

Accounts Payable

(1.7 m)

Purchases of PP&E

(2.3 m)(2.7 m)(1.2 m)(1.8 m)(2.5 m)(580 k)(858 k)(1 m)(1.4 m)

Cash From Investing Activities

(2.8 m)(20.6 m)(2 m)(22.3 m)(35.2 m)(4.5 m)(21.3 m)(37.3 m)(296 k)

Interest Paid

1.8 m2.7 m865 k1.8 m2.6 m782 k1.6 m2.4 m705 k

Income Taxes Paid

210 k860 k935 k1.5 m2.2 m50 k650 k1.3 m275 k
USDY, 2017

Revenue/Employee

52.4 k

Financial Leverage

11 x

First Community Bank Market Value History

First Community Bank News and Updates

First Community Bank Company Life and Culture

You may also be interested in