FICO (FICO) stock price, revenue, and financials

FICO market cap is $11.6 b, and annual revenue was $1.29 b in FY 2020

$11.6 B

FICO Mkt cap, 13-Oct-2021

$338.2 M

FICO Revenue Q3, 2021
FICO Gross profit (Q3, 2021)255.9 M
FICO Gross profit margin (Q3, 2021), %75.7%
FICO Net income (Q3, 2021)151.2 M
FICO EBIT (Q3, 2021)194.4 M
FICO Cash, 30-Jun-2021237.6 M
FICO EV12.5 B
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FICO Revenue

FICO revenue was $1.29 b in FY, 2020 which is a 11.6% year over year increase from the previous period.

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FICO Revenue Breakdown

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FICO revenue breakdown by business segment: 46.5% from Applications, 40.8% from Scores and 12.7% from Decision Management Software

FICO revenue breakdown by geographic segment: 71.8% from North America, 7.6% from Asia Pacific, 15.7% from Europe, Middle East and Africa and 4.8% from Other

FICO Income Statement

Annual

USDFY, 2018FY, 2019FY, 2020

Revenue

1.0b1.2b1.3b

Revenue growth, %

11%12%12%

Cost of goods sold

310.7m336.8m361.1m

Gross profit

721.8m823.2m933.4m

Gross profit Margin, %

70%71%72%

R&D expense

128.4m149.5m166.5m

General and administrative expense

380.4m414.1m420.9m

Operating expense total

515.3m569.7m592.4m

Depreciation and amortization

6.6m6.1m5.0m

EBIT

206.4m253.5m296.0m

EBIT margin, %

20%22%23%

Interest expense

31.3m39.8m42.2m

Pre tax profit

188.0m216.1m257.0m

Income tax expense

45.6m23.9m20.6m

Net Income

142.4m192.1m236.4m

EPS

4.66.37.9

FICO Balance Sheet

Annual

USDFY, 2018FY, 2019FY, 2020

Cash

90.0m106.4m157.4m

Accounts Receivable

208.9m297.4m334.2m

Current Assets

338.5m455.7m534.1m

PP&E

48.8m53.0m46.4m

Goodwill

800.9m803.5m812.4m

Total Assets

1.3b1.4b1.6b

Accounts Payable

20.3m23.1m23.0m

Short-term debt

235.0m218.0m95.0m

Current Liabilities

422.2m490.8m414.5m

Long-term debt

528.9m606.8m812.6m

Total Debt

763.9m824.8m907.6m

Total Liabilities

991.3m1.1b1.3b

Common Stock

290.0k289.0k291.0k

Additional Paid-in Capital

1.2b1.2b1.2b

Retained Earnings

1.7b2.0b2.2b

Total Equity

263.7m289.8m331.1m

Debt to Equity Ratio

2.9 x2.8 x2.7 x

Debt to Assets Ratio

0.6 x0.6 x0.6 x

Financial Leverage

4.8 x4.9 x4.9 x

FICO Cash Flow

Annual

USDFY, 2018FY, 2019FY, 2020

Net Income

142.4m192.1m236.4m

Depreciation and Amortization

30.2m31.6m30.4m

Accounts Receivable

(42.4m)(36.2m)(59.9m)

Accounts Payable

843.0k1.9m1.1m

Cash From Operating Activities

223.1m260.4m364.9m

Purchases of PP&E

(31.3m)(24.0m)(22.0m)

Cash From Investing Activities

(14.1m)(42.8m)(24.6m)

Short-term Borrowings

(531.0m)(141.0m)(513.0m)

Long-term Borrowings

(131.0m)(28.9m)(86.7m)

Cash From Financing Activities

(218.6m)(200.0m)(289.4m)

Net Change in Cash

(15.6m)16.4m51.0m

Interest Paid

26.1m39.9m37.7m

Income Taxes Paid

13.4m18.8m10.2m

FICO Ratios

USDFY, 2018

EV/EBIT

35.5 x

EV/CFO

32.9 x

Revenue/Employee

294.1k

Debt/Equity

2.9 x

Debt/Assets

0.6 x

Financial Leverage

4.8 x

P/E Ratio

50.0

FICO Operating Metrics

Q1, 2014Q2, 2014Q3, 2014Q4, 2014FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016Q4, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017FY, 2017Q1, 2018Q2, 2018Q3, 2018FY, 2018Q1, 2019Q2, 2019Q3, 2019FY, 2019Q1, 2020Q2, 2020Q3, 2020FY, 2020Q1, 2021Q2, 2021Q3, 2021

Bookings

$82.9 m$109.1 m$84.5 m$69.6 m$362.3 m$79.6 m$60.2 m$105.4 m$314.7 m$86.4 m$132.5 m$78.8 m$80.3 m$378 m$96.4 m$91.2 m$95.5 m$429 m$82.2 m$101.7 m$119.9 m$437.3 m$106.6 m$105.7 m$109.2 m$481.7 m$112.1 m$84.1 m$106.2 m$537 b$68.1 m$84 m$75.5 m

Trademarks

36384036343434

Patents (US)

157153156166172178184

Patents (Foreign)

13141517171716

Patent Applications

8793938690101102

Countries

100100100100120

Governmental Customers

150150150150200

Insurance Customers

700700700700600

Retail Customers

400400400400300

FICO Employee Rating

41088 votes
Culture & Values
3.4
Work/Life Balance
3.5
Senior Management
3.3
Salary & Benefits
3.6
Career Opportunities
3.4
Source