F&M Bank (FMBM) stock price, revenue, and financials

F&M Bank market cap is $61 m, and annual revenue was $9.92 m in FY 2019

$61 M

FMBM Mkt cap, 17-Sept-2020

$3.4 M

F&M Bank Revenue Q2, 2020
F&M Bank Net income (Q2, 2020)2.6 M
F&M Bank Cash, 30-Jun-202086.7 M
F&M Bank EV74.9 M

F&M Bank Income Statement

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

4.2m3.8m4.0m3.5m3.3m3.7m7.9m8.0m9.9m

Revenue growth, %

10%

Sales and marketing expense

251.3k622.0k701.0k

Operating expense total

210.3k555.1k214.8k407.2k566.1k86.0k76.0k653.0k1.2m

EBIT

4.7m5.0m

EBIT margin, %

113%134%

Interest expense

7.7m6.3m4.8m3.6m2.9m3.6m3.9m4.8m6.8m

Interest income

210.4k193.2k204.6k302.1k354.0k338.0k459.0k495.0k

Pre tax profit

7.3m7.1m6.7m8.7m11.5m12.9m13.4m10.2m4.4m

Income tax expense

2.5m2.1m1.9m2.9m2.9m3.1m4.3m1.1m(250.0k)

Net Income

4.7m4.9m4.7m5.8m8.4m9.8m9.0m9.1m4.6m

F&M Bank Balance Sheet

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

6.1m5.8m28.3m12.9m12.6m33.8m25.9m32.2m36.0m12.7m23.4m7.5m6.8m6.9m7.9m8.6m12.2m12.1m11.7m9.7m9.4m13.4m17.4m15.4m14.8m28.9m90.1m86.7m

Accounts Receivable

452.4m445.9m443.5m442.9m448.9m457.5m462.8m470.9m478.3m487.3m498.2m517.7m523.9m531.5m548.2m557.9m570.5m583.7m596.2m613.0m616.3m627.0m639.5m639.3m630.4m622.8m600.1m651.5m

PP&E

6.4m6.3m6.5m6.6m6.6m6.4m6.4m6.4m6.5m6.5m6.5m6.8m7.1m7.4m8.2m9.2m9.3m11.4m12.0m12.7m16.8m17.5m17.6m18.1m18.6m19.0m19.0m18.3m

Goodwill

2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m2.7m3.0m3.0m3.1m3.0m3.0m3.0m2.9m2.9m2.9m2.9m2.9m

Total Assets

555.5m567.2m557.4m553.9m587.6m566.5m556.8m556.2m573.1m569.4m594.6m645.3m647.9m656.1m687.6m730.0m745.3m714.9m744.3m763.7m729.0m770.7m775.6m780.0m806.9m813.2m828.5m981.6m

Short-term debt

11.8m15.8m4.7m4.0m35.7m3.2m3.0m3.5m3.7m3.3m3.8m45.8m48.1m38.2m46.2m59.4m51.2m20.0m50.0m42.1m3.6m46.0m30.0m30.0m40.0m20.0m

Long-term debt

47.0m42.7m41.5m41.1m38.1m32.3m26.9m16.7m11.5m7.5m15.0m24.8m24.3m38.9m47.2m66.2m65.1m53.0m51.9m50.8m48.5m47.4m46.3m39.0m47.9m64.3m42.1m100.6m

Total Debt

58.8m58.5m46.2m45.1m73.8m35.5m29.9m16.7m11.5m7.5m15.0m70.5m24.3m38.9m93.4m125.6m116.3m53.0m51.9m50.8m48.5m47.4m46.3m39.0m47.9m64.3m42.1m100.6m

Total Liabilities

509.8m521.0m510.5m506.1m538.8m516.3m506.0m504.4m506.3m501.6m525.7m566.2m567.4m574.3m603.4m644.1m657.8m626.8m654.6m672.5m637.3m678.9m682.9m688.1m714.9m722.3m737.0m889.5m

Common Stock

12.4m12.5m12.5m12.5m12.5m12.5m12.5m12.5m16.4m16.4m16.5m16.5m16.5m16.4m16.4m16.4m16.4m16.4m16.4m16.3m16.3m16.2m16.1m16.0m15.9m15.9m16.0m16.0m

Preferred Stock

9.4m9.4m9.4m9.4m9.4m9.4m7.6m7.6m7.5m7.5m7.5m7.5m5.6m5.6m5.6m4.6m4.6m

Additional Paid-in Capital

11.3m11.3m11.1m11.2m11.2m10.7m10.8m10.6m10.2m9.8m9.3m7.7m7.1m7.0m7.2m6.7m

Retained Earnings

33.5m34.5m36.3m37.1m38.1m39.7m40.5m41.2m51.0m51.9m53.0m43.8m45.2m46.6m49.4m51.0m52.8m56.0m57.5m59.2m61.3m62.0m63.5m66.1m66.7m65.6m66.3m68.0m

Total Equity

45.7m46.2m47.0m47.8m48.8m50.2m50.9m51.7m66.9m67.8m68.9m79.1m80.5m81.8m84.2m86.0m87.5m88.1m89.7m91.2m91.7m91.8m92.7m92.0m92.1m90.9m91.4m92.1m

Debt to Equity Ratio

1.3 x1.3 x1 x0.9 x1.5 x0.7 x0.6 x0.3 x0.2 x0.1 x0.2 x0.9 x0.3 x0.5 x1.1 x1.5 x1.3 x0.6 x0.6 x0.6 x0.5 x0.5 x0.5 x0.4 x0.5 x0.7 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0 x0 x0 x0 x0.1 x0 x0.1 x0.1 x0.2 x0.2 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x

Financial Leverage

12.2 x12.3 x11.9 x11.6 x12 x11.3 x10.9 x10.7 x8.6 x8.4 x8.6 x8.2 x8 x8 x8.2 x8.5 x8.5 x8.1 x8.3 x8.4 x8 x8.4 x8.4 x8.5 x8.8 x8.9 x9.1 x10.7 x

F&M Bank Cash Flow

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Net Income

1.9m3.3m1.1m2.3m3.7m1.2m2.3m3.5m1.2m2.7m4.2m1.9m4.0m6.2m2.1m4.4m7.1m2.3m4.7m7.2m2.0m3.7m6.2m1.3m2.9m2.7m1.2m3.9m

Depreciation and Amortization

308.0k457.0k155.0k310.0k453.0k150.0k292.0k871.0k300.0k598.0k905.0k329.0k662.0k995.0k387.0k766.0k1.2m387.0k816.0k1.2m474.0k980.0k1.5m524.0k1.1m1.6m560.0k1.1m

Cash From Operating Activities

(15.8m)(35.7m)37.6m23.7m(3.7m)58.0m64.1m83.3m3.2m712.0k3.0m(165.0k)2.4m7.6m3.5m(1.8m)3.5m1.8m3.0m7.0m2.2m4.6m8.3m3.9m7.6m7.8m(6.4m)(6.9m)

Purchases of PP&E

113.0k188.0k(166.0k)(457.0k)(527.0k)(88.0k)(226.0k)(365.0k)(137.0k)(227.0k)(391.0k)(558.0k)(982.0k)(1.4m)(896.0k)(2.1m)(2.4m)(1.2m)(2.1m)(3.0m)(1.2m)(2.2m)(2.5m)(655.0k)(1.4m)(2.2m)(343.0k)(563.0k)

Cash From Investing Activities

(14.8m)(5.9m)(7.4m)(4.0m)(9.2m)(1.2m)(5.5m)(14.7m)7.0m(9.6m)(24.0m)(53.2m)(56.8m)(66.7m)(24.6m)(59.2m)(73.7m)25.9m(3.8m)(25.5m)20.1m(17.9m)(19.3m)3.6m(25.6m)(17.0m)5.5m(142.4m)

Short-term Borrowings

(6.5m)(10.4m)(13.9m)17.2m(31.4m)(31.6m)(31.1m)274.0k(128.0k)361.0k31.4m33.7m23.9m21.3m34.5m26.3m(20.0m)

Long-term Borrowings

2.0m6.3m(5.6m)(6.0m)(9.0m)(5.4m)(10.9m)(21.0m)(4.0m)(6.5m)(125.0k)(554.0k)(982.0k)(982.0k)(2.0m)(3.1m)(10.7m)(11.8m)(12.9m)(1.2m)(2.3m)(3.4m)(1.2m)(2.3m)(5.9m)(11.1m)(12.2m)

Dividends Paid

682.0k1.1m(399.0k)(799.0k)(1.2m)(425.0k)(852.0k)(1.3m)(427.0k)(986.0k)(1.5m)(593.0k)(1.4m)(2.2m)(754.0k)(1.5m)(2.3m)(820.0k)(1.6m)(2.5m)(1.5m)(2.5m)(3.4m)(819.0k)(1.8m)(2.7m)(900.0k)1.7m

Cash From Financing Activities

15.8m26.5m(10.9m)(15.8m)16.6m(32.1m)(41.7m)(45.4m)19.3m15.0m37.9m37.7m38.0m42.9m20.6m61.1m73.8m(32.0m)(4.0m)11.9m(24.9m)14.8m16.5m(3.0m)21.9m27.1m15.2m160.2m

Net Change in Cash

(14.8m)(15.1m)19.3m3.9m3.6m24.8m16.9m23.2m29.5m6.1m16.8m(15.7m)(16.4m)(16.3m)(631.0k)72.0k3.6m(4.2m)(4.7m)(6.6m)(2.5m)1.5m5.5m4.4m3.9m18.0m14.3m10.9m

Interest Paid

4.0m5.9m1.7m3.2m4.7m1.2m2.5m2.6m981.0k1.8m2.7m701.0k710.0k2.1m800.0k1.7m2.6m905.0k1.8m2.9m975.0k2.1m3.3m1.5m3.2m5.0m1.7m3.1k

Income Taxes Paid

500.0k1.0m500.0k1.2m500.0k800.0k800.0k1.3m1.0m1.5m275.0k

F&M Bank Ratios

USDQ2, 2011

Debt/Equity

1.3 x

Debt/Assets

0.1 x

Financial Leverage

12.2 x