Enova (ENVA) stock price, revenue, and financials

Enova market cap is $806.8 m, and annual revenue was $1.11 b in FY 2018

$806.8 M

ENVA Mkt cap, 07-Nov-2019

$329.5 M

Enova Revenue Q3, 2019
Enova Gross profit (Q3, 2019)158.2 M
Enova Gross profit margin (Q3, 2019), %48%
Enova Net income (Q3, 2019)27.1 M
Enova EBIT (Q3, 2019)54.4 M
Enova Cash, 30-Sep-201969.9 M
Enova EV1.6 B

Enova Revenue Breakdown

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Enova revenue breakdown by geographic segment: 83.6% from Domestic and 16.4% from International

Enova Income Statement

Annual

USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

809.8m652.6m745.6m843.7m1.1b

Revenue growth, %

(19%)14%

Cost of goods sold

216.9m328.0m396.6m571.0m

Gross profit

435.7m417.6m447.1m543.1m

Gross profit Margin, %

67%56%53%49%

Sales and marketing expense

116.9m97.4m101.4m125.3m

General and administrative expense

102.1m98.0m101.7m107.1m

Operating expense total

311.4m296.1m312.7m360.0m

Depreciation and amortization

18.4m15.6m14.4m15.2m

EBIT

124.4m121.5m134.4m183.1m

EBIT margin, %

19%16%16%16%

Interest expense

52.9m65.6m74.0m79.3m

Pre tax profit

70.5m57.4m37.9m76.4m

Income tax expense

26.5m22.8m8.7m6.3m

Net Income

111.7m44.0m34.6m29.2m70.1m

Enova Balance Sheet

Annual

USDFY, 2015FY, 2016FY, 2017FY, 2018

Cash

42.1m39.9m68.7m52.9m

Accounts Receivable

235.4m

PP&E

48.1m47.1m48.5m49.6m

Goodwill

267.0m267.0m267.0m267.0m

Total Assets

880.9m977.9m1.2b1.3b

Accounts Payable

72.1m71.7m77.1m89.3m

Long-term debt

553.3m649.9m788.5m857.9m

Total Debt

553.3m649.9m788.5m857.9m

Total Liabilities

674.9m736.2m877.8m980.4m

Additional Paid-in Capital

9.9m18.4m29.8m48.2m

Retained Earnings

200.9m235.5m264.7m336.4m

Total Equity

206.0m241.7m281.7m347.8m

Debt to Equity Ratio

2.7 x2.8 x

Debt to Assets Ratio

0.7 x0.7 x

Financial Leverage

4.3 x4 x4.1 x3.8 x

Enova Cash Flow

Annual

USDFY, 2015FY, 2016FY, 2017FY, 2018

Net Income

44.0m34.6m29.2m70.1m

Depreciation and Amortization

18.4m15.6m14.4m15.2m

Accounts Payable

8.7m8.5m(5.3m)17.8m

Cash From Operating Activities

283.9m393.4m447.2m684.8m

Purchases of PP&E

(32.2m)(14.4m)(16.5m)(16.1m)

Cash From Investing Activities

(372.2m)(484.6m)(527.1m)(720.9m)

Cash From Financing Activities

56.6m99.9m104.6m22.5m

Enova Ratios

USDY, 2019

EV/EBIT

29.6 x

EV/CFO

2.7 x

Financial Leverage

3.5 x

Enova Operating Metrics

Enova's Total Loans was reported to be $2.1b in FY, 2016.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Customer Transactions

4.50 m3.60 m3.80 m

Total Loans

$2.20 b$1.93 b$2.06 b

Transactions to Date

31.90 m32.70 m33.60 m34.50 m35.50 m36.40 m37.30 m38.30 m39.30 m40.20 m41.20 m

Enova Employee Rating

3.1355 votes
Culture & Values
3.3
Work/Life Balance
3.7
Senior Management
2.8
Salary & Benefits
3.3
Career Opportunities
3.0
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