$131.5 M

EMYB Mkt cap, 08-Oct-2018
Embassy Bank Net income (Q1, 2019)2.6 M
Embassy Bank EBIT (Q1, 2019)8.1 M
Embassy Bank Cash, 31-Mar-201937.4 M

Embassy Bank Income Statement

Annual

USDFY, 2015FY, 2016FY, 2017FY, 2018

Revenue

31.1m37.1m40.4m

Cost of goods sold

3.1m3.9m4.3m6.1m

Gross profit

27.9m32.8m34.3m

Gross profit Margin, %

90%88%85%

Sales and marketing expense

1.3m1.4m1.4m1.7m

R&D expense

1.5m1.6m1.9m2.2m

General and administrative expense

2.5m2.7m2.7m3.0m

Operating expense total

5.3m5.7m6.0m6.9m

EBIT

24.6m25.7m28.7m31.5m

EBIT margin, %

79%77%78%

Pre tax profit

10.4m10.0m11.8m12.4m

Income tax expense

2.9m2.9m4.5m2.3m

Net Income

7.4m7.1m7.3m10.1m

Embassy Bank Cash Flow

Annual

USDFY, 2013FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

5.5m7.4m7.1m7.3m10.1m

Depreciation and Amortization

612.0k605.0k730.0k671.0k774.0k

Accounts Receivable

45.0k

Accounts Payable

(92.0k)

Cash From Operating Activities

7.7m8.5m9.2m10.4m12.8m

Purchases of PP&E

(11.4m)(19.0m)(29.3m)(37.1m)(17.3m)

Cash From Investing Activities

(43.3m)(82.9m)(118.0m)(65.7m)(110.7m)

Dividends Paid

(363.0k)(736.0k)(962.0k)(1.0m)(1.3m)

Cash From Financing Activities

23.4m77.5m113.5m64.6m91.9m

Interest Paid

3.0m3.0m3.5m3.9m5.3m

Income Taxes Paid

2.7m3.3m2.6m3.5m2.7m

Embassy Bank Ratios

USDY, 2019

Financial Leverage

12.3 x