Eagle Bancorp Financials

$2.2 B

Mkt cap, 16-Feb-2018
Net income (Q3, 2017)29.9 M
EBIT (Q3, 2017)71.9 M

Financials

Market Value

Revenue/Financials

Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

157.3 m191.6 m253.2 m285.8 m

Revenue growth, %

22%32%13%

Cost of goods sold

12.5 m13.1 m19.2 m27.6 m

Gross profit

144.8 m178.5 m233.9 m258.2 m

Gross profit Margin, %

92%93%92%90%

Sales and marketing expense

67 m

R&D expense

7.7 m

Operating expense total

74.8 m

EBIT

75.3 m86.2 m135.2 m258.2 m

EBIT margin, %

48%45%53%90%

Interest income

144.8 m178.5 m233.9 m258.2 m

Pre tax profit

75.3 m86.2 m135.2 m159.1 m

Income tax expense

28.3 m32 m51 m61.4 m

Net Income

47 m54.3 m84.2 m97.7 m

    Quarterly

    USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

    Revenue

    45 m47.3 m48.6 m52.6 m67.3 m68.7 m70.1 m74.1 m77.3 m78.8 m81.9 m86.4 m

    Cost of goods sold

    3 m2.8 m2.7 m3.3 m4.7 m4.9 m4.9 m5.2 m6 m7.7 m8.9 m9.6 m

    Gross profit

    41.9 m44.5 m45.8 m49.4 m62.5 m63.8 m65.2 m68.9 m71.4 m71.1 m73 m76.7 m

    Gross profit Margin, %

    93%94%94%94%93%93%93%93%92%90%89%89%

    Sales and marketing expense

    12.2 m13.6 m13 m14.9 m15.7 m14.7 m15.4 m16.1 m15.9 m17.1 m16.7 m16.9 m

    R&D expense

    1.4 m1.6 m1.4 m1.6 m1.8 m1.8 m2 m2 m1.8 m1.9 m2 m2 m

    Operating expense total

    21.7 m23.1 m22.1 m25.1 m28.1 m26.6 m27.4 m28.1 m28.3 m28.8 m29.2 m30 m

    EBIT

    36.7 m40 m42 m44.6 m54.7 m57.6 m59.1 m62.6 m63.8 m64.7 m66.9 m69.7 m71.9 m

    EBIT margin, %

    82%85%87%85%81%84%84%84%83%82%82%81%

    Pre tax profit

    18.9 m19.4 m20.6 m22.1 m31.2 m33.7 m34.5 m37.7 m39.2 m40 m42.3 m45.2 m

    Income tax expense

    7.1 m6.9 m7.6 m8.1 m11.7 m12.8 m13.1 m14.4 m15.1 m15.5 m15.3 m17.4 m17.4 m

    Net Income

    11.8 m12.5 m12.9 m14.1 m19.4 m20.9 m21.5 m23.3 m24.1 m24.5 m27 m27.8 m29.9 m

      Balance Sheet

      Annual

      USDFY, 2013FY, 2014FY, 2015FY, 2016

      Cash

      9.6 m9.1 m11 m10.3 m

      Inventories

      5.7 b

      PP&E

      16.7 m19.1 m18.3 m20.7 m

      Total Assets

      3.8 b5.2 b6.1 b6.9 b

      Accounts Payable

      5.7 b

      Long-term debt

      39.3 m119.3 m70 m216.5 m

      Total Debt

      216.5 m

      Total Liabilities

      6 b

      Additional Paid-in Capital

      243 m394.9 m503.5 m513.5 m

      Retained Earnings

      96.4 m150 m233.6 m331.3 m

      Total Equity

      393.9 m620.8 m738.6 m842.8 m

      Debt to Equity Ratio

      0.3 x

      Debt to Assets Ratio

      0 x

      Financial Leverage

      9.6 x8.5 x8.2 x8.2 x

        Quarterly

        USDQ2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

        Cash

        10.3 m10.7 m11.9 m11 m10.6 m11.9 m10.9 m

        Inventories

        4.6 b4.8 b5.2 b5.4 b5.5 b5.8 b6 b

        PP&E

        17.2 m17.1 m17.9 m18.2 m19.4 m20.5 m20.2 m

        Total Assets

        5.8 b5.9 b6.1 b6.4 b6.8 b7.1 b7.2 b7.4 b

        Accounts Payable

        4.8 b4.9 b5.2 b5.3 b5.6 b5.8 b5.9 b

        Long-term debt

        74.1 m70 m69 m69 m216.4 m216.6 m216.7 m

        Total Debt

        74.1 m70 m69 m69 m216.4 m216.6 m216.7 m

        Total Liabilities

        5 b5.1 b5.4 b5.6 b5.9 b6.2 b6.3 b6.5 b

        Additional Paid-in Capital

        498.7 m500.3 m505.3 m507.6 m509.7 m515.7 m517.4 m518.6 m

        Retained Earnings

        190 m211.3 m256.9 m281.1 m305.6 m358.3 m386.1 m416 m

        Total Equity

        765.1 m786.1 m762.5 m788.6 m815.6 m873 m902.7 m934 m

        Financial Leverage

        7.5 x7.5 x8 x8.1 x8.3 x8.1 x8 x7.9 x

          Cash Flow

          Annual

          USDFY, 2013FY, 2014FY, 2015FY, 2016

          Net Income

          47 m54.3 m84.2 m97.7 m

          Depreciation and Amortization

          4.2 m5 m7.8 m6.2 m

          Cash From Operating Activities

          258.7 m59.5 m98.6 m116.8 m

          Cash From Investing Activities

          (600.7 m)(725.7 m)(796.9 m)(751 m)

          Cash From Financing Activities

          309.7 m615.3 m740.7 m703.9 m

          Interest Paid

          12.9 m11.7 m19.6 m24 m

          Income Taxes Paid

          23.9 m33.1 m52.7 m66.2 m

            Quarterly

            USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

            Net Income

            35 m12.5 m25.4 m39.5 m19.4 m40.4 m61.8 m23.3 m47.5 m72 m27 m54.8 m29.9 m

            Depreciation and Amortization

            3.2 m1.1 m2.3 m3.5 m2.9 m6 m8.1 m1.6 m3.1 m4.6 m1.7 m3.3 m

            Cash From Operating Activities

            222.7 m17.7 m22.2 m40 m7.7 m(42.8 m)89.7 m36.5 m46.3 m64.6 m62 m52.4 m114 m

            Cash From Investing Activities

            (411 m)(128.3 m)(336.8 m)(497 m)(78.7 m)(279.1 m)(611.2 m)(159.2 m)(334.6 m)(441.4 m)(113 m)(275.7 m)(436.9 m)

            Cash From Financing Activities

            69.3 m34.6 m123.1 m358.4 m230.6 m462.7 m571.5 m26.2 m236.5 m597.5 m162 m302.9 m403.7 m

            Interest Paid

            10.1 m3 m5.8 m8.6 m6 m9.9 m15.8 m6.1 m11 m18.2 m11.5 m18.6 m31.3 m

            Income Taxes Paid

            23.9 m7.6 m20.2 m24.8 m8.4 m28 m38.6 m7.1 m33.7 m48 m6 m34.3 m52.8 m

              Ratios

              Y, 2017

              Financial Leverage

              7.9 x

              Operating Metrics

              Eagle Bancorp's Total Loans was reported to be $6 b in Q2, 2017
              FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

              Non-performing Loans

              $22.44 m$19.57 m$14.87 m$14.47 m$13.24 m$21.93 m$21.38 m$22.27 m$17.88 m$14.36 m$17.15 m

              Total Loans

              $4.31 b$4.44 b$4.55 b$4.78 b$5 b$5.16 b$5.4 b$5.48 b$5.68 b$5.82 b$5.99 b