Discover (DFS) stock price, revenue, and financials

Discover market cap is $30 b, and annual revenue was $2 b in FY 2019

$30 B

DFS Mkt cap, 15-Jan-2021

$449 M

Discover Revenue Q3, 2020
Discover Net income (Q3, 2020)771 M
Discover Cash, 30-Sept-20209.5 B
Discover EV42.3 B

Discover Revenue Breakdown

Embed Graph

Discover revenue breakdown by business segment: 97.4% from Direct Banking and 2.6% from Other

Discover Income Statement

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

2.1b2.2b2.3b9.4b9.6b10.0b10.5b1.9b2.0b2.0b

Revenue growth, %

3%4%5%

Cost of goods sold

1.1b1.1b1.3b1.4b

Gross profit

8.2b8.5b8.7b9.1b

Gross profit Margin, %

88%88%87%87%

Sales and marketing expense

463.1m537.5m603.0m776.0m857.0m883.0m

R&D expense

258.1m263.7m289.0m315.0m350.0m409.0m

Operating expense total

967.1m1.1b1.5b1.5b1.7b1.8b

Depreciation and amortization

435.0m

EBIT

764.8m4.8b5.0b5.2b5.4b

EBIT margin, %

37%52%52%52%51%

Interest expense

1.6b1.5b1.3b1.1b1.1b1.3b1.4b1.6b2.1b2.5b

Interest income

23.8m5.9b6.5b6.7b7.2b

Investment income

(5.3m)(11.0m)

Pre tax profit

1.3b3.5b3.8b3.9b3.7b3.6b3.7b3.5b3.6b3.8b

Income tax expense

504.1m1.3b1.4b1.5b1.4b1.3b1.3b1.4b855.0m878.0m

Net Income

764.8m2.2b2.3b2.5b2.3b2.3b2.4b2.1b2.7b3.0b

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Revenue

512.8m564.1m562.6m543.8m552.0m549.5m533.1m594.3m582.0m611.0m553.0m515.0m583.0m552.0m542.0m539.0m503.0m474.0m465.0m476.0m447.0m481.0m475.0m475.0m474.0m501.0m458.0m520.0m498.0m490.0m472.0m449.0m

Sales and marketing expense

98.0m130.5m135.7m124.2m133.4m131.4m119.0m160.5m169.0m185.0m174.0m169.0m168.0m182.0m182.0m199.0m168.0m162.0m198.0m195.0m168.0m192.0m203.0m185.0m224.0m218.0m195.0m224.0m230.0m231.0m129.0m140.0m

R&D expense

63.1m62.4m64.7m66.6m63.5m70.5m71.4m68.8m78.0m85.0m81.0m84.0m87.0m87.0m88.0m90.0m84.0m88.0m89.0m81.0m80.0m77.0m78.0m82.0m86.0m89.0m99.0m101.0m96.0m114.0m117.0m111.0m

Operating expense total

215.3m259.0m274.5m282.6m276.4m313.5m370.2m424.2m340.0m414.0m373.0m355.0m362.0m373.0m391.0m425.0m361.0m357.0m393.0m385.0m350.0m366.0m389.0m382.0m399.0m415.0m404.0m442.0m453.0m469.0m417.0m357.0m

Depreciation and amortization

99.0m

Interest expense

404.6m389.1m382.7m380.0m362.1m353.3m340.5m325.3m298.0m297.0m278.0m270.0m274.0m288.0m300.0m311.0m323.0m334.0m339.0m359.0m386.0m400.0m426.0m469.0m507.0m558.0m632.0m645.0m638.0m584.0m482.0m416.0m

Investment income

(2.4m)(4.0m)

Pre tax profit

422.2m432.1m720.0m926.5m1.0b1.0b867.2m1.0b1.1b981.0m946.0m1.0b1.0b1.0b908.0m942.0m974.0m914.0m898.0m961.0m868.0m867.0m903.0m856.0m877.0m967.0m930.0m987.0m994.0m(78.0m)(461.0m)959.0m

Income tax expense

164.1m171.5m255.1m326.0m398.3m383.2m330.6m385.0m407.0m379.0m353.0m391.0m371.0m365.0m322.0m343.0m362.0m339.0m282.0m322.0m304.0m321.0m301.0m190.0m208.0m247.0m204.0m234.0m224.0m(17.0m)(93.0m)188.0m

Net Income

258.1m260.6m464.9m600.4m648.8m631.0m536.6m626.7m673.0m602.0m593.0m631.0m644.0m644.0m586.0m599.0m612.0m575.0m616.0m639.0m564.0m546.0m602.0m666.0m669.0m720.0m726.0m753.0m770.0m(61.0m)(368.0m)771.0m

Discover Balance Sheet

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

5.1b2.8b3.9b6.6b7.3b9.6b11.9b13.3b13.3b6.9b

Accounts Receivable

45.5b55.1b59.3b65.8b70.0b72.4b77.3b81.6b87.5b92.5b

PP&E

460.7m483.3m534.0m654.0m670.0m693.0m734.0m825.0m936.0m1.1b

Goodwill

255.4m255.4m286.0m284.0m257.0m255.0m255.0m255.0m255.0m255.0m

Total Assets

60.8b68.8b75.3b79.3b83.1b86.9b92.3b100.1b109.6b114.0b

Short-term debt

3.3b5.2b140.0m113.0m

Long-term debt

17.7b18.3b19.7b20.5b22.5b24.7b25.4b26.3b27.2b25.7b

Total Debt

17.7b21.6b24.9b20.6b22.7b24.7b25.4b26.3b27.2b25.7b

Total Liabilities

54.3b60.5b65.5b89.2b98.4b102.1b

Common Stock

5.5m5.5m5.0m6.0m6.0m6.0m

Preferred Stock

560.0m563.0m563.0m563.0m

Additional Paid-in Capital

3.4b3.5b3.6b3.7b3.8b3.9b4.0b4.0b4.1b4.2b

Retained Earnings

3.1b5.2b7.4b9.6b11.5b13.3b15.1b16.7b18.9b21.3b

Total Equity

6.5b8.2b9.8b10.8b11.1b11.3b11.3b10.9b11.1b11.9b

Debt to Equity Ratio

1.9 x2 x2.2 x2.2 x2.4 x2.4 x

Debt to Assets Ratio

0.3 x0.3 x0.3 x0.3 x0.3 x0.2 x

Financial Leverage

9.4 x8.3 x7.7 x7.3 x7.5 x7.7 x8.2 x9.2 x9.8 x9.6 x

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Cash

10.3b7.9b5.2b3.8b4.0b6.3b5.1b6.2b8.1b5.7b5.6b8.7b6.9b7.4b11.8b10.6b10.3b12.1b10.6b12.1b15.2b13.0b13.2b17.0b15.3b16.0b15.2b10.3b6.1b10.0b15.1b9.5b

Accounts Receivable

46.1b46.4b48.6b51.8b54.3b55.2b57.5b58.8b60.1b61.1b62.3b64.3b65.7b65.9b67.3b68.3b68.4b70.0b71.5b73.6b75.6b77.9b80.0b82.0b84.0b85.6b87.0b89.2b

PP&E

469.0m456.9m459.0m471.1m465.9m486.5m492.4m519.6m572.0m607.0m639.0m668.0m665.0m661.0m678.0m688.0m684.0m706.0m708.0m722.0m750.0m774.0m800.0m848.0m874.0m896.0m980.0m1.0b1.0b1.1b1.1b1.1b

Goodwill

255.4m255.4m255.4m255.4m255.4m255.4m255.4m287.0m286.0m284.0m284.0m284.0m284.0m284.0m257.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m255.0m

Total Assets

62.2b60.1b63.5b63.4b65.7b70.5b72.1b73.9b76.1b74.9b75.5b79.6b78.9b80.6b84.2b84.9b85.6b88.1b87.5b90.5b94.8b93.8b97.6b102.0b102.8b105.8b110.7b110.7b110.8b112.7b113.8b124.3b

Short-term debt

526.2m3.3b2.8b109.0k2.3b338.0m2.0b1.0b166.0m144.0m5.1b5.1b5.1b5.3b5.3b5.3b6.0b6.0b6.0b4.7b4.7b4.7b4.3b4.2b

Long-term debt

18.3b17.7b19.0b17.9b17.7b18.8b19.0b19.2b19.2b18.0b18.7b20.2b20.1b20.9b22.9b24.1b23.8b24.8b24.7b26.8b26.8b26.4b26.7b26.2b26.3b27.0b26.3b25.2b24.5b26.1b23.2b21.8b

Total Debt

18.3b17.7b19.0b17.9b18.2b22.1b21.8b19.2b21.6b18.4b18.8b22.2b21.1b20.9b23.1b24.2b23.8b29.9b24.7b31.9b26.8b31.7b26.7b26.2b32.2b33.0b31.0b29.9b29.2b30.4b27.4b21.8b

Total Liabilities

56.1b53.9b56.6b55.9b57.7b61.7b63.2b64.8b65.8b64.5b64.9b68.6b67.6b69.3b73.0b73.6b74.3b76.8b76.1b79.2b83.5b82.5b86.4b91.1b91.9b94.8b99.5b99.2b99.1b103.0b104.1b114.1b

Common Stock

5.5m5.5m5.5m5.5m5.5m5.5m5.5m5.5m6.0m5.0m5.0m5.0m5.0m5.0m5.0m5.0m5.0m5.0m5.0m5.0m6.0m6.0m6.0m6.0m6.0m6.0m6.0m6.0m6.0m6.0m6.0m6.0m

Preferred Stock

560.0m560.0m560.0m560.0m560.0m560.0m560.0m560.0m560.0m560.0m560.0m560.0m560.0m560.0m560.0m563.0m563.0m563.0m563.0m563.0m563.0m563.0m1.1b1.1b

Additional Paid-in Capital

3.6b3.4b3.5b3.5b3.5b3.5b3.6b3.6b3.6b3.7b3.7b3.7b3.8b3.8b3.8b3.9b3.9b3.9b3.9b3.9b4.0b4.0b4.0b4.1b4.1b4.1b4.1b4.2b4.2b4.2b4.2b4.2b

Retained Earnings

2.5b2.8b3.6b4.1b4.8b5.8b6.3b6.9b8.1b8.6b9.1b10.1b10.7b11.2b11.9b12.4b12.9b13.7b14.2b14.7b15.6b16.0b16.5b17.2b17.8b18.4b19.5b20.1b20.7b19.2b18.7b19.3b

Total Equity

6.0b6.1b6.9b7.5b8.0b8.8b8.9b9.1b10.3b10.4b10.6b11.0b11.4b11.3b11.2b11.3b11.3b11.3b11.4b11.3b11.3b11.3b11.2b10.9b10.9b11.0b11.3b11.5b11.7b9.7b9.6b10.3b

Debt to Equity Ratio

1.8 x2.2 x2.1 x2.2 x2.4 x2.4 x2.4 x

Debt to Assets Ratio

0.2 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x

Financial Leverage

10.3 x9.8 x9.2 x8.4 x8.2 x8 x8.1 x8.1 x7.4 x7.2 x7.1 x7.2 x6.9 x7.1 x7.5 x7.5 x7.6 x7.8 x7.7 x8 x8.4 x8.3 x8.7 x9.4 x9.4 x9.6 x9.8 x9.6 x9.5 x11.7 x11.8 x12.1 x

Discover Cash Flow

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

764.8m2.2b2.3b2.5b2.3b2.3b2.4b2.1b2.7b3.0b

Depreciation and Amortization

64.0m59.7m63.0m395.0m435.0m436.0m

Accounts Payable

(269.0m)73.0m162.0m234.0m

Cash From Operating Activities

3.9b3.6b3.0b3.5b3.8b3.9b4.4b5.2b5.2b6.2b

Purchases of PP&E

(54.7m)(111.6m)(144.0m)(231.0m)(145.0m)(168.0m)(179.0m)(218.0m)(254.0m)(284.0m)

Cash From Investing Activities

(4.7b)(8.1b)(5.7b)(3.2b)(4.2b)(2.9b)(4.9b)(8.8b)(10.6b)(15.3b)

Short-term Borrowings

(50.0m)(234.0m)(231.0m)(27.0m)(113.0m)

Long-term Borrowings

(635.9m)(361.6m)(13.0m)(3.6b)(4.7b)(3.6b)(3.4b)

Dividends Paid

(70.4m)(109.9m)(209.0m)(399.0m)(467.0m)(515.0m)(514.0m)(490.0m)(521.0m)(542.0m)

Cash From Financing Activities

(7.1b)2.3b3.7b3.6b1.1b1.3b2.8b5.0b7.1b897.0m

Net Change in Cash

(7.9b)(2.2b)1.1b1.4b1.8b(8.2b)

Interest Paid

1.5b1.3b1.2b975.0m933.0m1.1b1.2b1.4b1.8b2.4b

Income Taxes Paid

169.0m906.1m1.3b1.3b1.4b1.3b1.3b1.4b650.0m1.1b

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Net Income

154.5m415.1m464.9m1.1b1.7b631.0m1.2b1.8b673.0m1.3b1.9b631.0m1.3b1.9b586.0m1.2b1.8b575.0m1.2b1.8b564.0m1.1b1.7b666.0m1.3b2.1b726.0m1.5b2.2b(61.0m)(429.0m)342.0m

Depreciation and Amortization

37.5m57.9m(21.0m)(53.5m)66.3m23.0m46.6m70.9m25.0m56.0m247.0m90.0m181.0m274.0m95.0m193.0m291.0m84.0m176.0m262.0m93.0m188.0m289.0m107.0m216.0m326.0m99.0m202.0m315.0m123.0m246.0m362.0m

Cash From Operating Activities

2.4b2.7b1.3b2.3b2.8b1.0b1.5b2.2b1.5b2.1b2.5b1.1b1.8b2.8b1.1b1.7b2.8b1.2b1.8b3.1b1.0b2.0b3.6b1.2b2.8b4.4b2.3b3.9b4.7b1.7b3.3b4.6b

Purchases of PP&E

(17.5m)(29.5m)(15.6m)(49.9m)(70.1m)(26.4m)(56.0m)(104.7m)(59.0m)(117.0m)(177.0m)(43.0m)(73.0m)(102.0m)(41.0m)(88.0m)(119.0m)(46.0m)(86.0m)(132.0m)(47.0m)(103.0m)(161.0m)(58.0m)(118.0m)(177.0m)(82.0m)(151.0m)(212.0m)(59.0m)(153.0m)(206.0m)

Cash From Investing Activities

540.2m(578.9m)(99.5m)(1.7b)(4.0b)1.1b(1.7b)(2.0b)2.6b1.2b98.0m1.8b302.0m(1.3b)3.3b959.0m212.0m982.0m(596.0m)(2.6b)(17.0m)(1.6b)(5.7b)916.0m(1.7b)(4.8b)(1.8b)(6.2b)(12.2b)2.4b3.4b(2.2b)

Short-term Borrowings

(100.0m)(100.0m)(100.0m)50.0m50.0m(200.1m)37.0m109.0m

Long-term Borrowings

(188.2m)(590.7m)(315.0m)(12.7m)(12.7m)(12.7m)(509.0m)(1.7b)(3.0b)

Dividends Paid

(48.5m)(59.5m)(11.0m)(40.5m)(77.4m)(53.7m)(107.4m)(159.6m)(79.0m)(187.0m)(294.0m)(95.0m)(208.0m)(320.0m)(108.0m)(233.0m)(356.0m)(118.0m)(234.0m)(356.0m)(117.0m)(232.0m)(362.0m)(126.0m)(248.0m)(386.0m)(132.0m)(262.0m)(404.0m)(136.0m)(270.0m)(407.0m)

Cash From Financing Activities

(5.7b)(7.2b)(1.1b)(1.8b)28.4m1.3b2.5b3.3b1.4b(159.0m)406.0m(763.0m)(1.7b)(673.0m)214.0m689.0m(56.0m)423.0m(175.0m)2.0b2.3b589.0m3.4b1.6b1.4b3.6b(499.0m)(1.5b)(1.5b)170.0m1.5b744.0m

Net Change in Cash

(2.7b)(5.1b)72.7m(1.3b)(1.1b)3.5b2.3b3.4b5.5b3.2b3.0b2.2b325.0m828.0m4.5b3.3b3.0b2.6b1.0b2.5b3.2b1.0b1.3b3.7b2.5b3.2b68.0m(3.8b)(9.0b)4.2b8.2b3.1b

Interest Paid

765.3m1.1b383.8m735.1m1.0b290.6m637.9m898.1m231.0m521.0m745.0m

Income Taxes Paid

57.0m112.0m38.2m377.1m635.4m46.0m652.0m967.8m113.0m798.0m1.1b

Discover Ratios

USDQ2, 2010

Financial Leverage

10.3 x

Discover Operating Metrics

Discover's Total Loans was reported to be $78b in Q2, 2017. Discover's Transaction Volume was reported to be $83.5b in Q2, 2017.

Discover Employee Rating

3.92321 votes
Culture & Values
4.1
Work/Life Balance
4
Senior Management
3.6
Salary & Benefits
4
Career Opportunities
3.6
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