CrossLend is an investing & borrowing platform, uniting borrowers and investors within Europe. It’s our mission to change the face of consumer lending – for good. Our “special formula” is a newly established bond structure that allows loans to be turned into bonds: transcending national borders while enabling us to offer attractive rates. Our securitisation structure has effectively transformed marketplace lending into a new asset class, one that offers investors all the liquidity and advantages of a bona fide capital markets product. We’ve also built a state-of-the-art credit scoring system, which enables fully risk-based pricing and makes possible uniquely tailored decisions. We pride ourselves in having made consumer financing more flexible and accessible to a wide variety of users. Based in Berlin, our services are offered to borrowers and investors (both retail and institutional) in Germany, Spain, Netherlands and the UK, the latter to investors only. We aim to launch in further EU countries soon. Currently over 25 different nationalities are represented on the CrossLend team.