CPI Card Group (PMTS) stock price, revenue, and financials

CPI Card Group market cap is $55 m, and annual revenue was $278.07 m in FY 2019

$55 M

PMTS Mkt cap, 15-Jan-2021

$82.7 M

CPI Card Group Revenue Q3, 2020
CPI Card Group Gross profit (Q3, 2020)30.6 M
CPI Card Group Gross profit margin (Q3, 2020), %37%
CPI Card Group Net income (Q3, 2020)5.8 M
CPI Card Group EBIT (Q3, 2020)13.5 M
CPI Card Group Cash, 30-Sept-202050.3 M
CPI Card Group EV340.4 M

CPI Card Group Revenue

CPI Card Group revenue was $278.07 m in FY, 2019

Embed Graph

CPI Card Group Revenue Breakdown

Embed Graph

CPI Card Group revenue breakdown by business segment: 19.3% from U.S. Prepaid Debit, 9.5% from U.K Limited, 67.0% from U.S. Debit and Credit and 4.2% from Other

CPI Card Group Income Statement

Annual

USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

261.0m374.1m308.7m254.9m255.8m278.1m

Revenue growth, %

43%(17%)

Cost of goods sold

179.3m238.3m206.8m179.9m177.2m186.8m

Gross profit

81.7m135.8m101.9m75.0m78.6m91.3m

Gross profit Margin, %

31%36%33%29%31%33%

General and administrative expense

42.7m61.1m66.7m67.3m68.0m65.7m

Operating expense total

42.7m68.1m72.9m93.1m74.0m65.8m

Depreciation and amortization

6.3m6.2m6.8m6.0m6.0m

EBITDA

54.2m96.2m57.2m

EBITDA margin, %

21%26%19%

EBIT

34.5m67.7m29.0m(18.1m)4.6m25.5m

EBIT margin, %

13%18%9%(7%)2%9%

Interest expense

7.5m18.3m20.0m20.8m23.4m24.9m

Pre tax profit

26.3m49.1m8.5m(38.4m)(19.1m)(678.0k)

Income tax expense

10.3m17.8m3.1m(16.4m)(4.3m)3.7m

Net Income

13.3m30.9m5.4m(22.0m)(37.5m)(4.5m)

CPI Card Group Balance Sheet

Annual

USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

12.9m13.6m37.0m23.2m20.3m18.7m

Accounts Receivable

43.5m52.5m31.5m37.5m43.8m42.8m

Prepaid Expenses

4.0m5.0m6.3m

Inventories

21.6m25.6m19.4m16.2m9.8m20.2m

Current Assets

88.7m101.0m92.4m89.4m84.5m92.2m

PP&E

44.8m52.1m53.4m49.3m39.1m42.1m

Goodwill

73.8m73.1m72.0m53.6m47.2m47.2m

Total Assets

266.0m280.4m264.4m234.0m207.2m213.5m

Accounts Payable

16.3m17.8m11.0m16.5m16.5m16.5m

Short-term debt

6.3m9.0m

Current Liabilities

36.6m42.0m35.3m34.5m41.3m39.8m

Long-term debt

172.5m300.0m301.9m303.9m305.8m307.8m

Total Debt

178.8m309.0m301.9m303.9m305.8m307.8m

Total Liabilities

229.5m367.0m359.7m353.6m356.8m365.9m

Common Stock

11.0k11.0k11.0k

Additional Paid-in Capital

(113.1m)(112.2m)(112.0m)

Retained Earnings

5.8m36.7m26.0m(1.4m)(36.0m)(40.5m)

Total Equity

(21.7m)(86.6m)(95.3m)(119.6m)(149.6m)(152.4m)

Debt to Equity Ratio

-8.2 x-3.6 x-3.2 x-2 x

Debt to Assets Ratio

0.7 x1.1 x1.1 x1.5 x

Financial Leverage

-12.3 x-3.2 x-2.8 x-2 x-1.4 x-1.4 x

Quarterly

USDQ3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Cash

15.9m26.9m31.5m21.3m25.9m17.9m14.8m20.2m17.8m12.8m7.9m17.5m14.3m46.9m54.4m50.3m

Accounts Receivable

53.5m44.6m36.0m42.7m34.0m37.3m42.7m42.3m43.6m51.4m45.2m42.2m44.8m43.8m45.3m59.1m

Prepaid Expenses

3.7m4.9m4.8m4.2m5.1m4.8m3.9m4.3m3.9m2.9m4.9m4.1m4.0m4.5m4.2m4.3m

Inventories

27.1m23.7m23.4m23.4m24.0m22.1m18.6m8.6m10.5m10.5m14.2m14.9m22.1m19.1m18.9m20.2m

Current Assets

106.9m101.1m99.7m92.8m90.8m85.8m84.5m84.3m90.4m84.3m77.7m84.0m90.4m120.0m132.2m141.7m

PP&E

49.8m52.9m53.3m55.1m53.5m53.2m51.3m50.2m40.0m38.8m45.6m45.5m43.7m39.9m37.6m35.5m

Goodwill

73.4m73.0m72.6m72.3m72.1m72.4m72.6m53.9m47.2m47.2m47.2m47.2m47.2m47.2m47.2m47.2m

Total Assets

289.3m280.0m277.1m270.7m261.8m255.5m251.5m228.9m215.6m207.1m205.6m210.3m213.7m237.4m246.5m253.7m

Accounts Payable

19.6m14.1m14.4m13.4m12.8m15.2m13.5m15.3m15.7m15.3m17.1m14.4m14.8m13.8m15.0m17.2m

Short-term debt

13.4m9.0m9.0m

Current Liabilities

51.2m37.2m42.8m34.1m38.7m35.9m31.5m31.4m40.4m34.5m36.3m35.6m36.9m35.4m44.9m47.6m

Long-term debt

413.1m300.5m301.0m301.4m302.4m302.9m303.4m304.4m304.8m305.3m306.3m306.8m307.3m338.4m334.8m335.8m

Total Debt

13.4m9.0m9.0m301.4m302.4m302.9m303.4m304.4m304.8m305.3m306.3m306.8m307.3m338.4m334.8m335.8m

Total Liabilities

497.1m362.2m368.1m359.7m363.7m361.3m357.1m352.3m355.9m349.5m358.1m359.8m363.9m387.4m396.4m399.1m

Common Stock

2.0k56.0k55.0k55.0k56.0k56.0k56.0k11.0k11.0k11.0k11.0k11.0k11.0k11.0k11.0k11.0k

Additional Paid-in Capital

(245.3m)(117.9m)(116.8m)(115.8m)(114.4m)(114.2m)(113.7m)(112.7m)(112.4m)(112.4m)(112.1m)(111.9m)(111.9m)(112.0m)(111.9m)(111.9m)

Retained Earnings

39.0m39.8m31.0m32.5m18.7m14.0m13.2m(5.9m)(22.6m)(28.7m)(39.1m)(37.5m)(38.2m)(38.0m)(37.9m)(33.5m)

Total Equity

(210.1m)(82.2m)(91.0m)(89.0m)(101.9m)(105.8m)(105.6m)(123.4m)(140.3m)(142.3m)(152.5m)(149.5m)(150.1m)(150.0m)(149.9m)(145.4m)

Debt to Equity Ratio

-0.1 x-0.1 x-0.1 x-3 x-2.9 x-2.9 x-2.5 x-2.2 x-2.1 x

Debt to Assets Ratio

0 x0 x0 x1.2 x1.2 x1.2 x1.3 x1.4 x1.5 x

Financial Leverage

-1.4 x-3.4 x-3 x-3 x-2.6 x-2.4 x-2.4 x-1.9 x-1.5 x-1.5 x-1.3 x-1.4 x-1.4 x-1.6 x-1.6 x-1.7 x

CPI Card Group Cash Flow

Annual

USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

13.3m30.9m5.4m(22.0m)(37.5m)(4.5m)

Depreciation and Amortization

14.2m16.0m16.9m18.0m18.4m17.0m

Accounts Receivable

(7.0m)(9.6m)19.8m(5.5m)(5.5m)(688.0k)

Inventories

(5.8m)(4.4m)5.8m3.6m(2.0m)(10.4m)

Accounts Payable

1.5m1.7m(6.4m)5.3m2.4m1.1m

Cash From Operating Activities

26.6m43.9m60.0m2.4m7.1m3.0m

Purchases of PP&E

(17.0m)(18.7m)(14.3m)(8.8m)(5.6m)(4.2m)

Cash From Investing Activities

(71.8m)(13.7m)(14.3m)(8.8m)(5.6m)(2.6m)

Short-term Borrowings

(11.5m)

Long-term Borrowings

(519.0k)(1.9m)

Dividends Paid

(7.5m)

Cash From Financing Activities

48.5m(29.4m)(21.9m)(7.9m)(519.0k)(1.9m)

Net Change in Cash

(13.7m)(2.9m)(1.6m)

Interest Paid

15.1m18.5m20.7m23.0m

Income Taxes Paid

5.4m30.0k(657.0k)780.0k

Quarterly

USDQ3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Net Income

33.2m5.7m5.4m9.4m(4.5m)(6.7m)(7.4m)(7.3m)(24.0m)(30.1m)(3.1m)(1.5m)(2.2m)2.4m2.5m8.8m

Depreciation and Amortization

12.5m4.1m8.3m12.5m4.5m9.1m13.6m5.2m9.9m14.1m4.2m8.5m12.8m4.2m8.3m12.4m

Accounts Receivable

(13.0m)7.7m15.9m9.1m(2.4m)(5.5m)(10.7m)2.1m(6.6m)(13.0m)(1.4m)66.0k(2.6m)(911.0k)(2.4m)(16.2m)

Inventories

(5.7m)2.0m2.0m2.0m(4.6m)(2.5m)1.2m681.0k(2.5m)(2.6m)(4.4m)(5.0m)(12.3m)521.0k259.0k(1.1m)

Accounts Payable

1.9m(3.8m)(3.6m)(4.4m)1.8m3.3m2.3m(1.4m)2.3m2.1m403.0k(1.0m)(358.0k)(2.7m)(1.7m)921.0k

Cash From Operating Activities

44.4m16.8m33.2m39.8m(5.0m)(8.3m)(6.9m)(1.8m)(1.4m)(1.8m)(10.2m)(957.0k)(3.0m)3.2m12.0m10.2m

Purchases of PP&E

(13.9m)(3.8m)(7.0m)(12.4m)(3.3m)(5.8m)(7.8m)(1.2m)(2.1m)(5.0m)(2.1m)(2.7m)(3.3m)(938.0k)(1.6m)(3.3m)

Cash From Investing Activities

(8.9m)(3.8m)(7.0m)(12.4m)(3.3m)(5.8m)(7.8m)(1.2m)(2.1m)(5.0m)(2.1m)(1.2m)(1.8m)(938.0k)(1.6m)(3.3m)

Short-term Borrowings

(5.0m)(11.5m)(11.5m)

Long-term Borrowings

(170.9m)(129.0k)(306.0k)(388.0k)(143.0k)(663.0k)(1.2m)(593.0k)(1.2m)(1.8m)

Dividends Paid

(220.7m)(2.5m)(5.0m)(2.5m)(5.0m)(7.5m)

Cash From Financing Activities

(32.5m)239.0k(8.1m)(19.5m)(2.9m)(5.4m)(7.9m)(129.0k)(306.0k)(388.0k)(143.0k)(663.0k)(1.2m)26.0m25.4m24.8m

Net Change in Cash

2.9m13.2m17.9m7.7m(11.0m)(19.0m)(22.1m)(3.0m)(5.5m)(10.4m)(12.4m)(2.8m)(6.0m)28.2m35.8m31.7m

Interest Paid

4.6m6.3m10.7m4.5m9.1m13.7m4.8m9.8m14.7m5.7m11.7m17.3m5.5m11.5m17.5m

Income Taxes Paid

(1.6m)958.0k1.1m65.0k1.2m1.4m(88.0k)(1.5m)(1.3m)(41.0k)340.0k675.0k(232.0k)16.0k946.0k

CPI Card Group Ratios

USDFY, 2014

Debt/Equity

-8.2 x

Debt/Assets

0.7 x

Financial Leverage

-12.3 x

CPI Card Group Operating Metrics

CPI Card Group's Customers was reported to be 4 k in FY, 2016.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017

Customers

3.25 k4 k

EMV Financial Payment Card Shipments

65.29 m24.90 m49.80 m41.20 m156.62 m41.40 m22.50 m22.60 m18.30 m

Patent Applications

30 13

Patents (Foreign)

14

Patents (US)

19 18

Trademarks

27

CPI Card Group Employee Rating

3.8123 votes
Culture & Values
3.6
Work/Life Balance
3.6
Senior Management
3.5
Salary & Benefits
3.9
Career Opportunities
3.5
Source