Consumer Portfolio Services (CPSS) stock price, revenue, and financials

Consumer Portfolio Services market cap is $143.7 m, and annual revenue was $271.16 m in FY 2020

$143.7 M

CPSS Mkt cap, 18-Oct-2021

$63.1 M

Consumer Portfolio Services Revenue Q1, 2021
Consumer Portfolio Services Gross profit (Q1, 2021)7.9 M
Consumer Portfolio Services Gross profit margin (Q1, 2021), %12.6%
Consumer Portfolio Services Net income (Q1, 2021)5.2 M
Consumer Portfolio Services Cash, 31-Mar-20219.2 M
Consumer Portfolio Services EV2.1 B
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Consumer Portfolio Services Revenue Breakdown

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Consumer Portfolio Services revenue breakdown by business segment: 96.9% from Interest Income and 3.1% from Other

Consumer Portfolio Services Income Statement

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Revenue

31.2m33.8m44.5m44.2m47.9m54.6m70.5m64.1m68.1m71.6m77.1m86.0m88.4m94.0m100.6m104.9m108.5m107.6m110.1m109.5m103.6m99.4m95.6m88.2m86.3m85.5m70.8m67.3m70.7m63.1m

Cost of goods sold

37.6m37.9m44.0m42.8m45.2m48.1m61.9m53.5m56.4m59.3m63.2m71.2m73.2m78.3m88.4m92.6m96.1m99.8m102.1m101.4m99.0m94.7m90.9m85.6m83.6m82.7m67.7m62.6m64.8m55.2m

Gross profit

(6.4m)(4.0m)512.0k1.3m2.7m6.5m8.5m10.6m11.8m12.3m13.8m14.7m15.2m15.6m12.2m12.3m12.5m7.8m8.0m8.1m4.6m4.7m4.7m2.7m2.8m2.8m3.1m4.6m5.9m7.9m

Gross profit Margin, %

(21%)(12%)1%3%6%12%12%16%17%17%18%17%17%17%12%12%11%7%7%7%4%5%5%3%3%3%4%7%8%13%

Sales and marketing expense

1.8m2.3m2.6m2.6m2.9m3.2m3.5m3.4m3.8m3.8m4.2m4.2m4.4m4.6m4.7m4.7m4.5m4.0m4.0m3.8m4.2m4.6m4.4m4.8m4.6m4.4m4.4m3.1m3.2m4.0m

General and administrative expense

3.8m3.3m4.5m3.6m3.7m3.8m4.5m4.1m3.6m5.1m5.8m4.8m5.1m5.0m5.3m6.6m6.3m6.9m6.8m6.4m7.5m7.5m7.8m8.2m8.8m8.2m8.7m7.8m7.8m7.7m

Operating expense total

5.6m5.6m7.1m6.1m6.6m6.9m8.0m7.5m7.4m8.9m10.0m9.0m9.5m9.6m10.0m11.3m10.8m10.9m10.8m10.2m11.7m12.0m12.2m13.0m13.4m12.6m13.1m10.9m11.0m11.7m

Interest expense

19.2m19.0m22.3m19.8m19.6m16.3m14.6m13.9m13.4m11.9m12.2m13.2m13.7m14.8m17.8m19.7m20.9m22.1m23.2m23.3m24.1m25.2m25.8m27.3m27.7m27.9m27.0m26.5m24.9m20.9m

Interest income

27.8m30.2m40.6m41.5m45.1m9.0k1.0k1.0k1.0k35.0k85.0k80.0k79.0k141.0k184.0k210.0k396.0k562.0k740.0k811.0k713.0k523.0k120.0k21.0k6.0k

Investment income

51.2m55.8m64.9m68.1m73.8m82.3m84.9m90.6m96.6m101.6m105.3m104.5m107.3m106.8m97.2m87.8m79.6m62.3m55.7m49.9m37.8m33.8m29.8m22.1m

Pre tax profit

(6.4m)(4.0m)512.0k1.3m2.7m6.5m8.5m10.6m11.8m12.3m13.8m14.7m15.2m15.6m12.2m12.3m12.5m7.8m8.0m8.1m4.6m4.7m4.7m2.7m2.8m2.8m3.1m4.6m5.9m7.9m

Income tax expense

2.7m3.7m4.7m5.1m5.3m6.0m6.4m6.7m6.8m5.0m5.1m5.1m3.3m3.4m3.4m1.4m1.5m1.5m937.0k970.0k991.0k(7.7m)1.7m2.1m2.8m

Net Income

(6.4m)(4.0m)512.0k1.3m2.7m3.8m4.8m5.9m6.7m7.0m7.8m8.3m8.5m8.8m7.2m7.3m7.3m4.5m4.6m4.7m3.1m3.2m3.2m1.7m1.8m1.8m10.8m3.0m3.8m5.2m

Consumer Portfolio Services Balance Sheet

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Cash

16.5m9.4m10.6m10.2m10.5m13.9m18.6m24.1m14.6m14.4m13.1m20.2m18.4m20.9m16.2m15.8m11.5m12.1m15.8m12.0m11.6m17.4m10.5m8.9m9.7m8.8m4.5m7.5m11.3m9.2m

Accounts Receivable

1.3b1.1b1.0b

PP&E

960.0k975.0k753.0k767.0k800.0k583.0k546.0k607.0k837.0k1.0m1.1m1.4m1.7m1.7m1.7m1.8m1.9m1.9m2.1m1.9m1.6m1.9m1.8m1.8m1.7m1.7m1.4m1.3m988.0k826.0k

Total Assets

680.5m870.2m867.3m902.2m922.9m1.1b1.2b1.3b1.5b1.5b1.7b1.9b2.0b2.2b2.2b2.4b2.4b2.4b2.4b2.5b2.4b2.4b2.4b2.5b2.5b2.5b2.5b2.3b2.3b2.1b

Accounts Payable

23.4m24.0m26.0m23.5m22.1m21.5m29.7m33.8m24.9m24.3m22.9m21.7m22.4m28.9m32.9m38.5m33.6m23.7m25.2m29.3m33.6m27.3m33.3m54.8m54.0m55.4m56.9m47.4m49.1m50.4m

Short-term debt

43.8m17.6m28.9m28.6m20.4m26.7m17.1m27.0m41.5m41.3m152.6m491.0m342.7m664.4m142.0m56.7m31.2m200.0m

Long-term debt

516.3m543.2m599.7m666.1m721.4m901.7m983.9m1.1b22.0m29.5m20.8m23.3m21.7m20.0m1.9b2.0b2.1b1.8b

Total Debt

43.8m17.6m28.9m28.6m20.4m26.7m17.1m27.0m41.5m41.3m152.6m513.0m372.2m685.2m23.3m21.7m20.0m2.0b2.1b2.2b2.0b

Total Liabilities

688.0m881.5m879.9m912.9m930.3m1.1b1.2b1.3b1.4b1.4b1.6b1.8b1.9b2.0b2.1b2.2b2.2b2.2b2.3b2.3b2.3b2.3b2.3b2.3b2.3b2.3b2.3b2.2b2.2b2.0b

Common Stock

62.2m62.5m63.6m64.1m64.6m67.6m68.8m71.6m75.5m76.8m78.8m81.9m82.3m82.8m79.7m77.7m77.5m76.1m75.1m71.9m71.8m71.0m70.4m69.5m70.3m70.7m71.8m72.4m72.2m72.9m

Preferred Stock

Retained Earnings

(64.3m)(68.4m)(67.6m)(66.3m)(63.6m)5.1m9.9m15.8m29.0m36.0m43.8m60.1m68.7m77.5m93.7m101.0m108.3m120.3m124.8m129.5m122.7m125.8m129.0m136.1m137.9m139.8m58.1m61.1m64.9m74.2m

Total Equity

(7.5m)(11.2m)(12.6m)(10.7m)(7.5m)67.0m73.0m81.7m103.4m111.7m121.5m137.0m145.9m155.3m166.7m172.0m179.2m189.7m193.3m194.7m187.3m189.6m192.3m198.1m200.7m202.9m121.5m125.1m128.6m138.5m

Debt to Equity Ratio

-5.9 x-1.6 x-2.3 x-2.7 x-2.7 x0.4 x0.2 x0.3 x0.4 x0.4 x1.3 x3.7 x2.6 x4.4 x16.8 x

Debt to Assets Ratio

0.1 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0.1 x0.3 x0.2 x0.3 x0.8 x

Financial Leverage

-90.9 x-77.4 x-69 x-84.2 x-123.8 x17.1 x16.8 x16.3 x14.1 x13.8 x14 x13.9 x13.9 x13.9 x13.5 x13.7 x13.3 x12.8 x12.7 x12.6 x13 x12.9 x12.7 x12.8 x12.6 x12.5 x20.3 x18.7 x18 x15.1 x

Consumer Portfolio Services Cash Flow

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Net Income

(10.6m)(14.7m)512.0k1.9m4.6m3.8m8.6m14.5m6.7m13.7m21.5m8.3m16.9m25.7m7.2m14.5m21.8m4.5m9.1m13.7m3.1m6.3m9.5m1.7m3.5m5.4m10.8m13.8m17.5m5.2m

Depreciation and Amortization

326.0k495.0k152.0k284.0k401.0k143.0k257.0k345.0k94.0k221.0k339.0k148.0k301.0k471.0k175.0k367.0k568.0k228.0k448.0k692.0k240.0k490.0k746.0k251.0k513.0k789.0k419.0k906.0k1.3m428.0k

Inventories

699.0k314.0k258.0k464.0k

Accounts Payable

1.3m1.9m(982.0k)(3.2m)(4.5m)4.3m2.8m7.0m26.0k(587.0k)(2.0m)5.0k707.0k7.2m3.4m9.0m4.1m(1.3m)227.0k4.3m4.9m(1.4m)4.6m1.2m1.6m1.9m9.9m338.0k2.0m7.3m

Cash From Operating Activities

1.3m4.2m4.5m8.9m16.4m21.0m40.4m71.2m36.2m67.3m101.0m49.8m88.9m138.0m60.5m113.3m159.1m62.2m114.7m168.3m63.2m101.3m158.6m58.5m112.4m170.0m64.1m129.4m190.6m65.4m

Purchases of PP&E

(143.0k)(327.0k)(30.0k)(176.0k)(326.0k)(77.0k)(226.0k)(165.0k)(461.0k)(639.0k)(404.0k)(832.0k)(1.0m)(121.0k)(444.0k)(771.0k)(137.0k)(525.0k)(585.0k)(137.0k)(637.0k)(795.0k)(174.0k)(404.0k)(654.0k)(295.0k)(660.0k)(820.0k)(426.0k)

Cash From Investing Activities

58.1m(137.8m)27.9m(3.9m)(31.2m)(115.4m)(204.1m)(325.0m)(97.0m)(200.3m)(388.7m)(108.5m)(262.4m)(418.5m)(170.8m)(312.7m)(390.9m)(77.9m)(133.9m)(181.3m)(67.2m)(101.0m)(157.7m)(62.2m)(115.4m)(177.7m)(61.1m)4.9m45.4m23.9m

Short-term Borrowings

(24.2m)(29.9m)(112.7m)(16.5m)(28.0m)(3.0m)(8.9m)(24.8m)(15.0m)19.1m(2.7m)(20.9m)(6.8m)78.8m104.7m48.3m

Long-term Borrowings

(1.6m)(2.6m)(647.0k)(1.2m)(1.8m)(471.0k)(1.7m)(4.0m)(712.0k)(1.4m)(4.1m)(262.0k)(682.0k)(1.2m)(505.0k)(785.0k)(2.1m)(538.0k)(1.2m)(1.5m)(825.0k)(1.1m)(1.8m)(4.7m)(4.5m)(3.2m)(326.0k)(1.4m)(2.4m)(274.0k)

Cash From Financing Activities

(59.2m)126.7m(31.9m)(4.8m)15.2m95.2m169.3m265.0m53.3m125.3m278.8m61.0m174.1m283.6m107.2m195.8m224.0m13.8m21.1m11.2m2.8m4.5m(4.6m)18.0m8.1m14.9m(1.7m)(128.4m)(164.6m)(64.8m)

Net Change in Cash

216.0k(6.9m)520.0k146.0k374.0k900.0k5.6m11.2m(7.5m)(7.7m)(9.0m)2.3m577.0k3.1m(3.1m)(3.6m)(7.8m)(1.9m)1.9m(1.9m)(1.2m)4.7m(3.7m)14.3m5.1m7.2m1.2m5.8m71.3m24.4m

Interest Paid

32.9m46.3m22.2m43.3m63.3m16.1m25.6m41.9m11.5m23.3m32.9m11.4m22.9m33.9m15.5m32.7m36.4m19.7m40.6m61.8m21.7m44.5m68.0m24.9m50.4m76.3m24.7m49.4m72.6m19.3m

Income Taxes Paid

145.0k147.0k147.0k745.0k963.0k990.0k1.7m2.1m261.0k2.5m6.3m5.0k8.5m13.7m2.0m3.8m16.9m66.0k3.3m6.2m16.0k7.3m7.3m(3.2m)(3.2m)(410.0k)(17.6m)(17.6m)(123.0k)

Consumer Portfolio Services Ratios

USDQ2, 2011

Debt/Equity

-5.9 x

Debt/Assets

0.1 x

Financial Leverage

-90.9 x

Consumer Portfolio Services Operating Metrics

Consumer Portfolio Services Employee Rating

3.7100 votes
Culture & Values
3.9
Work/Life Balance
4
Senior Management
3.8
Salary & Benefits
4
Career Opportunities
3.7
Source