$3.1 B

CBU Mkt cap, 14-Dec-2018
Community Bank System Net income (Q2, 2018)44.6 M
Community Bank System EBIT (Q2, 2018)84.4 M
Community Bank System Cash, 30-Jun-2018250.2 M

Community Bank System Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

264.2m375.2m382.9m440.8m

Revenue growth, %

42%2%15%

Cost of goods sold

11.2m11.3m13.8m

Gross profit

371.7m429.5m

Gross profit Margin, %

97%97%

General and administrative expense

27.6m30.1m35.6m

Operating expense total

27.6m181.7m35.6m

Depreciation and amortization

3.7m5.5m16.9m

EBIT

111.0m129.7m242.0m265.8m304.7m

EBIT margin, %

42%35%63%60%

Pre tax profit

132.2m154.6m160.0m

Income tax expense

32.2m38.3m41.0m50.8m9.2m

Net Income

78.8m91.4m91.2m103.8m150.7m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018

Revenue

93.6m

Cost of goods sold

2.7m2.9m2.9m2.8m2.9m2.7m3.4m4.1m3.8m4.2m

Gross profit

90.9m

Gross profit Margin, %

97%

Sales and marketing expense

31.0m31.2m39.1m41.4m46.6m

General and administrative expense

6.8m6.7m7.7m7.4m7.4m8.2m8.6m9.1m10.5m9.4m

Operating expense total

37.9m37.8m46.8m45.4m45.7m49.6m53.4m55.7m10.5m20.0m

Depreciation and amortization

1.4m1.4m4.3m4.8m4.6m

EBIT

60.6m60.5m65.5m66.0m66.7m65.4m76.6m82.1m80.9m84.4m

EBIT margin, %

65%

Pre tax profit

34.3m35.8m36.2m38.4m40.4m36.2m24.9m51.2m52.1m54.8m

Income tax expense

10.5m10.7m11.7m12.6m13.2m9.9m7.7m16.0m12.0m10.2m

Net Income

22.0m22.2m23.7m22.4m22.3m23.8m25.0m24.4m25.9m27.2m26.3m17.2m35.2m40.1m44.6m

Community Bank System Balance Sheet

Annual

usdY, 2012FY, 2013Y, 2013Y, 2014FY, 2015Y, 2015FY, 2016FY, 2017

Cash

742.7m149.6m599.9m638.9m153.2m588.5m221.0m

Accounts Receivable

1.9m

Inventories

4.1b4.8b6.3b

PP&E

93.6m114.4m123.4m

Goodwill

375.0m463.3m734.4m

Total Assets

7.1b8.6b10.7b

Accounts Payable

5.9b6.9b2.2m8.4b

Short-term debt

24.0m

Long-term debt

Total Debt

24.0m

Total Liabilities

6.2b7.4b9.1b

Additional Paid-in Capital

396.5m528.0m894.9m

Retained Earnings

481.7m566.6m700.6m

Total Equity

875.8m1.1b1.6b

Debt to Equity Ratio

0 x

Debt to Assets Ratio

0 x

Financial Leverage

8.1 x7.5 x6.6 x

Community Bank System Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

78.8m91.4m91.2m103.8m150.7m

Depreciation and Amortization

16.7m17.4m16.8m19.9m33.0m

Accounts Receivable

Inventories

Accounts Payable

Cash From Operating Activities

103.2m123.2m116.5m131.3m189.7m

Cash From Investing Activities

553.3m(332.2m)(274.2m)(122.0m)131.4m

Dividends Paid

(43.5m)(46.2m)(49.3m)(55.0m)(62.3m)

Cash From Financing Activities

(735.4m)197.8m172.5m11.4m(273.9m)

Interest Paid

30.1m11.9m11.3m11.3m13.7m

Income Taxes Paid

23.6m29.5m28.9m32.2m41.2m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018

Net Income

63.4m22.2m45.9m68.2m22.3m46.1m71.2m24.4m50.3m77.4m26.3m43.4m35.2m40.1m84.7m

Depreciation and Amortization

12.5m4.4m8.8m13.1m4.2m8.3m12.5m5.0m10.0m14.9m6.4m14.8m24.0m8.8m17.3m

Cash From Operating Activities

71.9m26.7m56.1m88.3m22.0m54.0m81.7m25.3m67.7m100.1m42.7m92.1m138.9m60.9m111.6m

Cash From Investing Activities

57.8m(235.8m)(281.0m)(327.3m)(43.4m)(406.3m)(465.8m)(10.9m)(93.0m)(103.4m)(28.5m)8.6m75.6m31.7m52.0m

Dividends Paid

(32.2m)(11.3m)(22.6m)(34.0m)(12.2m)(24.4m)(36.6m)(13.6m)(27.2m)(40.9m)(14.2m)(28.8m)(45.1m)(17.3m)(34.6m)

Cash From Financing Activities

(184.1m)212.8m237.2m246.8m33.6m357.0m402.6m(29.1m)33.7m11.7m103.2m(54.8m)(146.8m)230.2m(134.5m)

Interest Paid

23.9m3.2m6.2m9.1m2.6m5.3m8.2m2.9m5.7m8.6m2.7m6.0m10.1m3.8m7.9m

Income Taxes Paid

19.3m164.0k11.5m19.5m5.7m13.3m21.3m7.1m14.2m23.7m9.0m20.2m33.2m564.0k12.7m

Community Bank System Ratios

USDY, 2018

Financial Leverage

6.4 x
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Community Bank System Operating Metrics

Community Bank System's Assets Under Management was reported to be $4.9b in FY, 2016. Community Bank System's Total Loans was reported to be $6.4b in Q2, 2017.
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Community Bank System Employee Rating

4.27 votes
Culture & Values
4.7
Work/Life Balance
4.8
Senior Management
4.2
Salary & Benefits
4.4
Career Opportunities
4.0
Source