Citizens Financial Services (CZFS) stock price, revenue, and financials

Citizens Financial Services market cap is $175 m, and annual revenue was $6.93 m in FY 2019

$175 M

CZFS Mkt cap, 17-Sept-2020

$1.4 M

Citizens Financial Services Revenue Q2, 2020
Citizens Financial Services Net income (Q2, 2020)5.3 M
Citizens Financial Services Cash, 30-Jun-202039 M
Citizens Financial Services EV221.1 M

Citizens Financial Services Income Statement

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

7.0m7.8m7.3m7.4m7.4m7.9m8.7m6.5m6.9m

Sales and marketing expense

466.0k

Operating expense total

4.9m4.6m4.6m5.0m4.9m6.6m6.0m6.2m6.1m

Depreciation and amortization

464.0k

Interest expense

9.7m7.7m6.3m5.0m4.8m5.0m5.8m9.6m12.0m

Pre tax profit

16.4m18.5m17.1m16.9m14.3m15.7m19.1m21.4m23.3m

Income tax expense

3.6m4.3m3.8m3.6m2.7m3.0m6.0m3.4m3.8m

Net Income

12.8m14.2m13.4m13.4m11.6m12.6m13.0m18.0m19.5m

Citizens Financial Services Balance Sheet

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

44.4m34.8m11.8m17.8m10.7m37.1m11.6m13.8m11.4m15.7m11.3m18.8m10.9m10.3m37.4m26.8m16.4m14.8m19.4m13.8m12.5m15.6m16.5m17.8m16.5m20.1m21.5m39.0m

Accounts Receivable

470.7m472.3m484.7m490.5m492.5m496.8m508.7m515.3m526.0m533.1m536.9m558.3m564.7m576.0m692.4m701.8m743.1m835.9m878.1m896.7m1.0b1.0b1.0b1.1b1.1b1.1b1.1b1.3b

PP&E

12.0m11.8m11.6m11.5m11.4m11.4m11.4m11.3m11.0m11.5m11.8m12.6m12.6m12.5m17.2m17.2m17.1m16.9m16.8m16.6m16.4m16.3m16.2m16.2m16.0m15.9m16.2m17.8m

Goodwill

10.3m10.3m10.3m10.3m10.3m10.3m10.3m10.3m10.3m10.3m10.3m10.3m10.3m10.3m21.1m21.1m21.1m21.1m21.1m21.1m23.3m23.3m23.3m23.3m23.3m23.3m23.3m31.4m

Total Assets

853.0m859.2m909.4m881.4m876.2m883.0m879.1m899.4m902.6m914.2m913.0m930.0m942.5m954.0m1.2b1.2b1.2b1.2b1.3b1.3b1.4b1.4b1.4b1.4b1.4b1.5b1.5b1.8b

Long-term debt

44.9m45.0m43.3m43.1m37.7m29.4m39.2m44.7m40.0m38.8m51.9m46.8m70.0m73.6m124.1m133.7m86.1m108.3m101.0m109.8m83.6m85.1m

Total Debt

44.9m45.0m43.3m43.1m37.7m29.4m39.2m44.7m40.0m38.8m51.9m46.8m70.0m73.6m124.1m133.7m86.1m108.3m101.0m109.8m83.6m85.1m

Total Liabilities

777.7m780.3m825.7m794.8m786.2m792.2m790.2m809.0m807.0m815.9m813.9m827.7m839.3m850.1m1.1b1.1b1.1b1.1b1.1b1.1b1.3b1.3b1.3b1.3b1.3b1.3b1.3b1.6b

Common Stock

3.1m3.1m3.1m3.1m3.2m3.2m3.3m3.3m3.3m3.3m3.3m3.3m3.3m3.3m3.7m3.7m3.7m3.7m3.9m3.9m3.9m3.9m3.9m3.9m3.9m3.9m3.9m4.4m

Additional Paid-in Capital

14.3m15.3m15.4m15.4m16.5m16.5m23.5m23.5m23.6m25.1m25.1m25.1m25.1m25.1m40.7m42.2m42.2m42.3m51.1m51.1m51.1m53.1m53.1m53.1m55.1m55.1m55.1m75.9m

Retained Earnings

59.4m60.9m65.9m68.8m70.3m74.3m69.5m72.2m76.3m76.9m77.3m81.4m83.4m84.7m87.7m87.8m89.5m93.2m86.2m88.3m92.7m93.7m96.8m102.6m103.7m107.3m113.4m115.0m

Total Equity

75.3m78.9m83.8m86.5m90.0m90.8m88.9m90.4m95.6m98.2m99.2m102.3m103.2m103.9m122.0m124.5m125.6m125.0m127.8m129.9m129.9m132.3m134.4m142.8m148.0m151.7m159.9m183.1m

Debt to Equity Ratio

0.5 x0.5 x0.5 x0.4 x0.4 x0.3 x0.4 x0.4 x0.3 x0.3 x0.4 x0.4 x0.5 x0.6 x1 x1 x0.6 x0.8 x0.7 x0.7 x

Debt to Assets Ratio

0.1 x0.1 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x

Financial Leverage

11.3 x10.9 x10.9 x10.2 x9.7 x9.7 x9.9 x10 x9.4 x9.3 x9.2 x9.1 x9.1 x9.2 x9.8 x9.5 x9.5 x9.8 x9.9 x9.8 x10.6 x10.6 x10.5 x10.1 x9.8 x9.7 x9.2 x9.8 x

Citizens Financial Services Cash Flow

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Net Income

6.0m9.4m3.4m7.2m10.7m3.3m6.6m10.1m3.2m6.5m9.9m3.1m6.3m9.2m3.3m6.3m9.5m3.3m6.8m10.4m4.2m8.9m13.5m4.4m9.3m14.4m4.5m9.9m

Depreciation and Amortization

272.0k394.0k105.0k211.0k311.0k100.0k216.0k318.0k127.0k233.0k358.0k125.0k236.0k370.0k76.0k175.0k265.0k108.0k199.0k321.0k69.0k182.0k301.0k183.0k267.0k357.0k150.0k(1.3m)

Cash From Operating Activities

6.8m10.9m4.1m7.5m10.8m5.5m8.6m12.9m3.6m6.9m11.3m3.1m5.4m8.9m2.4m6.2m10.8m6.3m9.8m12.7m6.3m9.6m14.9m4.8m10.3m15.9m4.7m(5.7m)

Purchases of PP&E

(65.0k)(101.0k)(33.0k)(117.0k)(179.0k)(99.0k)(203.0k)(339.0k)(28.0k)(145.0k)(555.0k)(403.0k)(514.0k)(633.0k)(166.0k)(398.0k)(500.0k)(113.0k)(131.0k)(179.0k)(41.0k)(140.0k)(228.0k)(105.0k)(165.0k)(225.0k)(507.0k)(561.0k)

Cash From Investing Activities

(36.5m)(52.9m)(49.5m)(15.8m)(16.4m)7.0m(20.1m)(40.1m)14.7m8.4m5.2m4.0m(18.1m)(30.7m)(15.3m)(12.2m)(44.1m)(6.9m)(41.3m)(52.9m)(30.2m)(41.3m)(52.6m)(15.4m)(14.6m)(39.5m)9.0m(47.0m)

Short-term Borrowings

(403.0k)(835.0k)(19.0m)2.7m331.0k570.0k1.3m

Long-term Borrowings

1.0m(7.0m)(109.0k)(4.1m)(5.6m)(10.8m)(10.8m)(1.0m)(4.2m)(4.2m)(551.0k)(700.0k)(534.0k)(534.0k)(1.0m)(2.6m)(3.1m)(3.1m)(3.0m)

Dividends Paid

1.4m(2.1m)(856.0k)(1.7m)(2.6m)(824.0k)(1.7m)(2.5m)(976.0k)(2.1m)(5.0m)(1.2m)(2.3m)(3.8m)(1.4m)(2.7m)(3.9m)(1.2m)(2.4m)(3.7m)(1.5m)(3.1m)(4.6m)(1.6m)(3.1m)(4.7m)(2.0m)(3.2m)

Cash From Financing Activities

30.1m32.8m26.8m(4.4m)(14.1m)(1.8m)(3.3m)14.6m(17.0m)(9.6m)(15.2m)230.0k12.1m20.7m25.9m8.4m25.3m(2.3m)33.1m36.2m17.8m28.7m35.7m11.7m3.9m26.8m(10.8m)73.2m

Net Change in Cash

437.0k(9.2m)(18.6m)(12.7m)(19.7m)10.8m(14.8m)(12.6m)1.3m5.7m1.2m7.4m(511.0k)(1.1m)13.0m2.4m(8.0m)(3.0m)1.6m(3.9m)(6.0m)(2.9m)(2.0m)1.0m(328.0k)3.3m3.0m20.5m

Interest Paid

5.2m7.7m2.3m4.3m6.2m1.8m3.5m5.0m1.4m2.7m3.9m1.2m2.5m3.7m1.3m2.6m3.8m1.4m2.8m4.2m2.0m4.2m6.6m3.1m6.3m9.3m2.6m4.5m

Income Taxes Paid

1.3m2.0m210.0k2.1m3.4m300.0k2.3m2.9m650.0k1.9m2.1m600.0k2.0m2.4m450.0k1.4m1.7m2.1m3.0m1.2m1.9m1.9m2.5m

Citizens Financial Services Ratios

USDQ2, 2011

Financial Leverage

11.3 x

Citizens Financial Services Employee Rating

3.36 votes
Culture & Values
3.1
Work/Life Balance
3.4
Senior Management
2.7
Salary & Benefits
3.6
Career Opportunities
2.5
Source