Citi revenue breakdown by business segment: 52.9% from Institutional Clients Group, 44.4% from Global Consumer Banking and 2.7% from Other
Citi revenue breakdown by geographic segment: 11.7% from Asia (Institutional Clients Group), 7.0% from Latin America (Institutional Clients Group), 16.2% from EMEA (Institutional Clients Group), 18.1% from North America (Institutional Clients Group), 9.9% from Asia (Global Consumer Banking), 7.1% from Latin America (Global Consumer Banking), 27.5% from North America (Global Consumer Banking) and 2.7% from Other
USD | FY, 2017 | FY, 2018 | FY, 2019 |
---|---|---|---|
Revenue | 71.4b | 72.9b | 74.3b |
Revenue growth, % | 2% | 2% | 2% |
Sales and marketing expense | 1.6b | 1.5b | 1.5b |
R&D expense | 6.9b | 7.2b | 7.1b |
General and administrative expense | 21.2b | 21.2b | 21.4b |
Operating expense total | 41.2b | 41.8b | 42.0b |
Pre tax profit | 22.7b | 23.4b | 23.9b |
Income tax expense | 29.4b | 5.3b | 4.4b |
Net Income | (6.8b) | 18.0b | 19.4b |
EPS | (3.0) | 6.7 | 8.0 |
USD | Q1, 2018 | Q2, 2018 | Q3, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 |
---|---|---|---|---|---|---|---|---|---|
Revenue | 18.9b | 18.5b | 18.4b | 18.6b | 18.8b | 18.6b | 20.7b | 19.8b | 17.3b |
Cost of goods sold | 2.3b | ||||||||
Gross profit | 15.0b | ||||||||
Gross profit Margin, % | 87% | ||||||||
Sales and marketing expense | 381.0m | 411.0m | 378.0m | 359.0m | 434.0m | 378.0m | 328.0m | 299.0m | 238.0m |
R&D expense | 1.8b | 1.8b | 1.8b | 1.7b | 1.7b | 1.8b | 1.7b | 1.7b | 1.9b |
General and administrative expense | 5.8b | 5.5b | 5.3b | 5.7b | 5.4b | 5.3b | 5.7b | 5.6b | |
Operating expense total | 10.9b | 10.7b | 10.3b | 10.6b | 10.5b | 10.5b | 10.6b | 10.4b | 4.8b |
Interest expense | 2.8b | ||||||||
Investment income | |||||||||
Pre tax profit | 6.1b | 5.9b | 6.1b | 6.0b | 6.2b | 6.0b | 3.1b | 1.4b | 4.1b |
Income tax expense | 1.4b | 1.4b | 1.5b | 1.3b | 1.3b | 1.1b | 576.0m | 131.0m | 815.0m |
Net Income | 4.6b | 4.5b | 4.6b | 4.7b | 4.8b | 4.9b | 2.5b | 1.3b | 3.3b |
EPS | 1.7 | 1.6 | 1.7 | 1.9 | 2.0 | 2.1 | 1.1 | 0.5 |
USD | FY, 2017 | FY, 2018 | FY, 2019 |
---|---|---|---|
Cash | 23.8b | 23.6b | 24.0b |
Accounts Receivable | 38.4b | 35.5b | 39.9b |
Goodwill | 22.3b | 22.0b | 22.1b |
Total Assets | 1.8t | 1.9t | 2.0t |
Accounts Payable | 959.8b | 1.0t | 1.1t |
Short-term debt | 44.5b | 32.3b | 45.0b |
Long-term debt | 236.7b | 232.0b | 248.8b |
Total Debt | 281.2b | 264.3b | 293.8b |
Total Liabilities | 1.6t | 1.7t | 1.8t |
Common Stock | 31.0m | 31.0m | 31.0m |
Preferred Stock | 19.3b | 18.5b | 18.0b |
Additional Paid-in Capital | 108.0b | 107.9b | 107.8b |
Retained Earnings | 138.4b | 151.3b | 165.4b |
Total Equity | 201.7b | 197.1b | 193.9b |
Debt to Equity Ratio | 1.4 x | 1.3 x | 1.5 x |
Debt to Assets Ratio | 0.2 x | 0.1 x | 0.2 x |
Financial Leverage | 9.1 x | 9.7 x | 10.1 x |
USD | FY, 2017 | FY, 2018 | FY, 2019 |
---|---|---|---|
Net Income | (6.7b) | 18.1b | 19.5b |
Depreciation and Amortization | 3.7b | 3.8b | 3.9b |
Cash From Operating Activities | (8.6b) | 37.0b | (12.8b) |
Purchases of PP&E | (3.4b) | (3.8b) | (5.3b) |
Cash From Investing Activities | (58.2b) | (73.1b) | (23.4b) |
Short-term Borrowings | 13.8b | (12.1b) | 12.7b |
Long-term Borrowings | (41.0b) | (58.1b) | (51.0b) |
Dividends Paid | (3.8b) | (5.0b) | (5.4b) |
Cash From Financing Activities | 66.9b | 44.5b | 42.9b |
Net Change in Cash | 732.0m | 7.6b | 5.8b |
Interest Paid | 15.7b | 23.0b | 28.7b |
Income Taxes Paid | 2.1b | 4.3b | 4.9b |
USD | Q1, 2018 | Q2, 2018 | Q3, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 |
---|---|---|---|---|---|---|---|---|---|
Net Income | 4.6b | 9.2b | 13.8b | 4.7b | 9.5b | 14.4b | 2.5b | 3.8b | 7.1b |
Depreciation and Amortization | 926.0m | 1.9b | 2.8b | 931.0m | 1.9b | 2.9b | 927.0m | 1.9b | 2.9b |
Cash From Operating Activities | 7.0b | 8.3b | 30.1b | (37.6b) | (37.8b) | (35.4b) | (25.5b) | (19.2b) | (22.3b) |
Purchases of PP&E | (969.0m) | (1.7b) | (2.7b) | (518.0m) | (3.3b) | (4.4b) | (108.7b) | (1.3b) | (2.3b) |
Cash From Investing Activities | (32.1b) | (36.6b) | (56.6b) | 16.0b | 5.3b | (12.1b) | (72.9b) | (91.7b) | (83.2b) |
Short-term Borrowings | (8.4b) | (7.2b) | (10.7b) | 7.0b | 10.1b | 2.9b | 9.9b | (4.9b) | (7.6b) |
Long-term Borrowings | (17.9b) | (35.1b) | (47.2b) | (6.6b) | (18.4b) | (37.9b) | (13.1b) | (32.3b) | (47.5b) |
Dividends Paid | (1.1b) | (2.2b) | (3.6b) | (1.3b) | (2.6b) | (4.0b) | (1.4b) | (2.7b) | (4.0b) |
Cash From Financing Activities | 47.4b | 49.3b | 46.0b | 39.5b | 48.3b | 81.2b | 191.4b | 227.7b | 236.0b |
Net Change in Cash | 22.2b | 20.4b | 18.8b | 17.8b | 15.1b | 32.3b | 92.0b | 115.9b | 129.8b |
Interest Paid | 4.6b | 10.0b | 16.3b | 6.9b | 14.0b | 22.3b | 5.4b | 8.8b | 11.5b |
Income Taxes Paid | 738.0m | 2.2b | 3.3b | 1.3b | 2.8b | 3.7b | 1.4b | 2.5b | 3.8b |
USD | FY, 2017 |
---|---|
EV/CFO | -52.9 x |
Revenue/Employee | 335.8k |
Debt/Equity | 1.4 x |
Debt/Assets | 0.2 x |
Financial Leverage | 9.1 x |
P/E Ratio | (24.9) |