China Construction Bank (601939.SS) stock price, revenue, and financials

China Construction Bank market cap is ¥1.2 t, and annual revenue was ¥714.22 b in FY 2020

¥1.2 T

601939.SS Mkt cap, 13-May-2022

¥714.2 B

China Construction Bank Revenue FY, 2020
China Construction Bank Revenue growth (FY, 2019 - FY, 2020), %5%
China Construction Bank Net income (FY, 2020)256.7 B
China Construction Bank EBIT (FY, 2020)525.7 B
China Construction Bank Cash, 31-Mar-20212.8 T
China Construction Bank EV7.7 B
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China Construction Bank Revenue Breakdown

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China Construction Bank revenue breakdown by business segment: 39.8% from Corporate Banking, 9.3% from Treasury Business, 45.8% from Personal Banking and 5.1% from Others

China Construction Bank revenue breakdown by geographic segment: 15.3% from Pearl River Delta, 14.7% from Bohai Rim, 14.7% from Western, 16.9% from Central, 15.3% from Yangtze River Delta, 16.2% from Head Office and 6.8% from Other

China Construction Bank Income Statement

Annual

CNYFY, 2018FY, 2019FY, 2020

Revenue

633.8b678.0b714.2b

Revenue growth, %

7%5%

Operating expense total

174.8b188.1b188.6b

Depreciation and amortization

17.9b23.9b26.2b

EBIT

459.0b489.9b525.7b

EBIT margin, %

72%72%74%

Investment income

140.0m249.0m895.0m

Pre tax profit

308.2b326.6b336.6b

Income tax expense

52.5b57.4b63.0b

Net Income

293.8b282.8b256.7b

EPS

1.01.11.1

Half Year

CNYH1, 2019H1, 2020

Revenue

344.4b359.9b

Operating expense total

78.5b79.8b

EBIT

265.8b280.1b

EBIT margin, %

77%78%

Investment income

128.0m220.0m

Pre tax profit

191.2b168.8b

Income tax expense

35.5b29.8b

Net Income

157.0b146.2b

EPS

0.60.6

China Construction Bank Balance Sheet

Annual

CNYFY, 2018FY, 2019FY, 2020

Cash

2.6t2.6t2.8t

Accounts Receivable

13.4t14.5t16.2t

PP&E

169.6b170.7b172.5b

Goodwill

2.8b2.8b2.2b

Total Assets

23.2t25.4t28.1t

Accounts Payable

18.5t20.0t22.6t

Long-term debt

1.3t1.6t1.7t

Total Debt

1.3t1.6t1.7t

Total Liabilities

21.2t23.2t25.7t

Common Stock

250.0b250.0b250.0b

Retained Earnings

990.9b1.1t1.2t

Total Equity

2.0t2.2t2.4t

Debt to Equity Ratio

0.7 x0.7 x0.7 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x

Financial Leverage

11.7 x11.4 x11.8 x

China Construction Bank Cash Flow

Annual

CNYFY, 2018FY, 2019FY, 2020

Net Income

293.8b282.8b256.7b

Depreciation and Amortization

17.9b23.9b26.2b

Accounts Receivable

(852.7b)(1.3t)(1.9t)

Accounts Payable

602.5b1.5t2.5t

Cash From Operating Activities

615.8b581.3b580.7b

Capital Expenditures

(20.8b)(23.2b)(25.7b)

Cash From Investing Activities

(369.8b)(292.5b)(642.2b)

Long-term Borrowings

(6.3b)(79.1b)(79.2b)

Dividends Paid

(76.8b)(81.0b)(86.1b)

Cash From Financing Activities

28.9b(101.8b)(90.0b)

Net Change in Cash

289.4b191.6b(173.4b)

Interest Paid

308.3b337.5b325.9b

Income Taxes Paid

49.2b65.8b82.5b

Free Cash Flow

595.0b558.1b554.9b

China Construction Bank Ratios

CNYFY, 2018

Revenue/Employee

1.8m

Debt/Equity

0.7 x

Debt/Assets

0.1 x

Financial Leverage

11.7 x

China Construction Bank Operating Metrics

FY, 2018Q1, 2019Q2, 2019Q3, 2019FY, 2019Q1, 2020Q2, 2020Q3, 2020FY, 2020Q1, 2021

ATMs

92.23 k89.36 k86.77 k83.38 k79.14 k

Bank Branches

14.98 k14.91 k14.74 k

Corporate Mobile Banking Users

1.06 m1.59 m1.88 m2.17 m

Corporate Online Banking Users

7.57 m8.38 m9.09 m9.78 m10.29 m

Countries

293031

Deposits from Customers

¥17.11 t¥18.05 t¥18.21 t¥18.46 t¥18.37 t¥19.71 t¥20.4 t¥20.94 t¥20.61 t¥22.13 t

Deposits from Customers (Corporate)

¥8.67 t¥9.06 t¥8.94 t¥9.87 t¥9.7 t

Deposits from Customers (Personal)

¥7.77 t¥8.49 t¥8.71 t¥9.76 t¥10.18 t

Green Loans

¥1.04 t¥1.18 t¥1.34 t

Loans to Customers

¥13.37 t¥13.78 t¥14.09 t¥14.41 t¥14.54 t¥15.47 t¥15.93 t¥16.16 t¥16.23 t¥17.08 t

Loans to Customers (Corporate)

¥6.5 t¥6.85 t¥6.96 t¥8.07 t¥8.36 t

Loans to Customers (Credit Cards)

¥651.39 b¥672.15 b¥741.2 b¥774.6 b¥825.71 b

Loans to Customers (Personal)

¥5.84 t¥6.13 t¥6.48 t¥6.87 t¥7.23 t

Loans to Customers (Residential Mortgages)

¥4.75 t¥5.06 t¥5.31 t¥5.59 t¥5.83 t

Personal Mobile Banking Users

310 m329 m351 m367 m

Personal Online Banking Users

305 m322 m341 m354 m388 m

SMS Financial Service Users

425 m446 m464 m479 m494 m

Self-service Stations

28.24 k27.78 k27.13 k26.36 k25.53 k

China Construction Bank Human Capital

Gender

FY, 2020
Male, percent45.8%
Female, percent54.2%