China Construction Bank market cap is ¥1.2 t, and annual revenue was ¥714.22 b in FY 2020

China Construction Bank Revenue growth (FY, 2019 - FY, 2020), %5%

China Construction Bank Net income (FY, 2020)256.7 B

China Construction Bank EBIT (FY, 2020)525.7 B

China Construction Bank Cash, 31-Mar-20212.8 T

China Construction Bank EV7.7 B

China Construction Bank revenue breakdown by business segment: 39.8% from Corporate Banking, 9.3% from Treasury Business, 45.8% from Personal Banking and 5.1% from Others

China Construction Bank revenue breakdown by geographic segment: 15.3% from Pearl River Delta, 14.7% from Bohai Rim, 14.7% from Western, 16.9% from Central, 15.3% from Yangtze River Delta, 16.2% from Head Office and 6.8% from Other

CNY | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Revenue | 633.8b | 678.0b | 714.2b |

| 7% | 5% | |

## Operating expense total | 174.8b | 188.1b | 188.6b |

## Depreciation and amortization | 17.9b | 23.9b | 26.2b |

## EBIT | 459.0b | 489.9b | 525.7b |

| 72% | 72% | 74% |

## Investment income | 140.0m | 249.0m | 895.0m |

## Pre tax profit | 308.2b | 326.6b | 336.6b |

## Income tax expense | 52.5b | 57.4b | 63.0b |

## Net Income | 293.8b | 282.8b | 256.7b |

## EPS | 1.0 | 1.1 | 1.1 |

CNY | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Cash | 2.6t | 2.6t | 2.8t |

## Accounts Receivable | 13.4t | 14.5t | 16.2t |

## PP&E | 169.6b | 170.7b | 172.5b |

## Goodwill | 2.8b | 2.8b | 2.2b |

## Total Assets | 23.2t | 25.4t | 28.1t |

## Accounts Payable | 18.5t | 20.0t | 22.6t |

## Long-term debt | 1.3t | 1.6t | 1.7t |

## Total Debt | 1.3t | 1.6t | 1.7t |

## Total Liabilities | 21.2t | 23.2t | 25.7t |

## Common Stock | 250.0b | 250.0b | 250.0b |

## Retained Earnings | 990.9b | 1.1t | 1.2t |

## Total Equity | 2.0t | 2.2t | 2.4t |

## Debt to Equity Ratio | 0.7 x | 0.7 x | 0.7 x |

## Debt to Assets Ratio | 0.1 x | 0.1 x | 0.1 x |

## Financial Leverage | 11.7 x | 11.4 x | 11.8 x |

CNY | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 | Q1, 2021 |
---|---|---|---|---|---|---|---|

## Cash | 2.4t | 2.5t | 2.4t | 2.6t | 2.5t | 2.8t | 2.8t |

## Accounts Receivable | 13.8t | 14.1t | 14.4t | 15.5t | 15.9t | 16.2t | 17.1t |

## PP&E | 166.9b | 165.6b | 165.7b | 169.1b | 167.0b | 165.8b | 169.7b |

## Goodwill | 2.7b | 2.8b | 2.8b | 2.7b | 2.7b | 2.3b | 2.2b |

## Total Assets | 24.2t | 24.4t | 24.5t | 27.1t | 27.7t | 28.3t | 29.4t |

## Accounts Payable | 19.4t | 19.7t | 19.6t | 21.7t | 22.2t | 22.7t | 23.7t |

## Long-term debt | 1.2t | 1.2t | 1.3t | 1.6t | 1.5t | 1.8t | 1.7t |

## Total Debt | 1.2t | 1.2t | 1.3t | 1.6t | 1.5t | 1.8t | 1.7t |

## Total Liabilities | 22.1t | 22.3t | 22.4t | 24.8t | 25.4t | 26.0t | 26.9t |

## Common Stock | 250.0b | 250.0b | 250.0b | 250.0b | 250.0b | 250.0b | 250.0b |

## Retained Earnings | 1.1t | 1.1t | 1.1t | 1.2t | 1.2t | 1.2t | 1.3t |

## Total Equity | 2.1t | 2.1t | 2.2t | 2.3t | 2.3t | 2.3t | 2.5t |

## Debt to Equity Ratio | 0.6 x | 0.6 x | 0.6 x | 0.7 x | 0.7 x | 0.8 x | 0.7 x |

## Debt to Assets Ratio | 0.1 x | 0.1 x | 0.1 x | 0.1 x | 0.1 x | 0.1 x | 0.1 x |

## Financial Leverage | 11.7 x | 11.8 x | 11.4 x | 11.6 x | 12 x | 12.1 x | 11.9 x |

CNY | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Net Income | 293.8b | 282.8b | 256.7b |

## Depreciation and Amortization | 17.9b | 23.9b | 26.2b |

## Accounts Receivable | (852.7b) | (1.3t) | (1.9t) |

## Accounts Payable | 602.5b | 1.5t | 2.5t |

## Cash From Operating Activities | 615.8b | 581.3b | 580.7b |

## Capital Expenditures | (20.8b) | (23.2b) | (25.7b) |

## Cash From Investing Activities | (369.8b) | (292.5b) | (642.2b) |

## Long-term Borrowings | (6.3b) | (79.1b) | (79.2b) |

## Dividends Paid | (76.8b) | (81.0b) | (86.1b) |

## Cash From Financing Activities | 28.9b | (101.8b) | (90.0b) |

## Net Change in Cash | 289.4b | 191.6b | (173.4b) |

## Interest Paid | 308.3b | 337.5b | 325.9b |

## Income Taxes Paid | 49.2b | 65.8b | 82.5b |

## Free Cash Flow | 595.0b | 558.1b | 554.9b |

CNY | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 | Q1, 2021 |
---|---|---|---|---|---|---|---|

## Net Income | 77.5b | 157.0b | 237.9b | 99.9b | 146.2b | 188.9b | 79.9b |

## Depreciation and Amortization | 4.4b | 11.3b | 17.1b | 6.1b | 13.1b | 19.6b | 6.4b |

## Accounts Receivable | (482.7b) | (789.6b) | (1.1t) | (940.6b) | (1.5t) | (1.7t) | (892.6b) |

## Accounts Payable | 840.2b | 1.1t | 1.1t | 1.6t | 2.1t | 2.6t | 1.1t |

## Cash From Operating Activities | 281.7b | 114.2b | 177.9b | 495.0b | 62.7b | 610.7b | 253.4b |

## Capital Expenditures | (4.2b) | (5.4b) | (11.9b) | (2.7b) | (6.2b) | (12.0b) | (2.2b) |

## Cash From Investing Activities | (197.0b) | (213.5b) | (306.8b) | (97.2b) | (448.7b) | (769.2b) | (75.7b) |

## Long-term Borrowings | (28.0b) | (32.0b) | (53.1b) | (12.8b) | (36.9b) | (42.4b) | (4.1b) |

## Dividends Paid | (28.0m) | (76.5b) | (95.0m) | (80.1b) | |||

## Cash From Financing Activities | (18.4b) | (19.9b) | (94.4b) | (15.6b) | (18.3b) | (36.4b) | 19.1b |

## Net Change in Cash | 57.3b | (119.5b) | (212.2b) | 389.3b | (399.6b) | (201.8b) | 197.6b |

## Interest Paid | 84.4b | 159.8b | 256.1b | 81.0b | (159.5b) | 241.7b | 89.5b |

## Income Taxes Paid | 15.8b | 64.2b | 67.0b | 8.8b | 81.9b | 82.0b | 7.5b |

## Free Cash Flow | 277.5b | 108.8b | 166.0b | 492.3b | 56.5b | 598.7b | 251.2b |

CNY | FY, 2018 |
---|---|

## Revenue/Employee | 1.8m |

## Debt/Equity | 0.7 x |

## Debt/Assets | 0.1 x |

## Financial Leverage | 11.7 x |

FY, 2020 | |
---|---|

Male, percent | 45.8% |

Female, percent | 54.2% |