Commercial Credit, Inc., incorporated on August 1, 2014, is an independent financial services company. The Company is engaged in the financing of commercial equipment. The Company provides secured loans and leases to businesses that operate in the construction, fleet transportation and waste industries in the United States and Canada. The Company offers services primarily to middle-market, family owned businesses. The Company offers services to construction companies, for-hire carriers, solid waste haulers and industrial cleaning contractors. The Company originates loans and leases to allow its customers to acquire equipment, as well as refinance its customers' existing obligations.
The Company's construction customers work in the construction and renovation of structures for both public and private projects, infrastructure and engineering projects, such as highways, bridges and utility systems and may include engineering projects in connection with residential construction. Its construction customers are family owned and operated. The Company offers funding for new and used equipment purchases, consolidating existing debt to improve cash flow, cash-out loans, auction purchases and seasonal payment plans. The Company finances and leases equipment, including hydraulic excavators; crawler tractors and loaders; motor graders and scrapers; off-road dumps; cranes and boom trucks; concrete pumps and mixer trucks; dump trucks; day cabs and trailers; crushing and screening, and pavers.
The Company's fleet transportation customers include for-hire carriers maintaining small to midsize fleets. The Company offers terminal rental adjustment clause (TRAC) leasing. The Company finances and leases equipment, including over-the-road tractors, dry vans, refrigerated trailers, specialized and heavy haul trailers, flatbed trailers, pneumatic bulk trailers, tank trailers, school buses and tow trucks.
The Company's solid waste customers are residential and commercial waste companies that provide disposal service to residential homeowners and commercial construction job sites. The Company's liquid waste customers include industrial cleaning contractors, sewer and utility contractors and companies that deliver and maintain portable toilets. The Company finances and leases equipment, including front, side and rear load trucks; roll-off trucks and boxes; containers and compactors; residential carts; landfill and recycling; vacuum trucks; hydro-excavation trucks; water blasters; septic trucks, and sweepers.