Cass Information Systems (CASS) stock price, revenue, and financials

Cass Information Systems market cap is $544.3 m, and annual revenue was $157.24 m in FY 2019

$544.3 M

CASS Mkt cap, 22-Sept-2020

$33.9 M

Cass Information Systems Revenue Q2, 2020
Cass Information Systems Net income (Q2, 2020)5.4 M
Cass Information Systems Cash, 30-Jun-2020232.1 M

Cass Information Systems Revenue Breakdown

Embed Graph

Cass Information Systems revenue breakdown by business segment: 78.4% from Information Services and 21.6% from Banking Services

Cass Information Systems Income Statement

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

106.5m111.5m114.8m117.2m120.8m125.5m135.3m148.3m157.2m

Revenue growth, %

3%4%

Sales and marketing expense

2.3m

R&D expense

373.0k

Operating expense total

12.5m14.2m11.1m11.5m11.4m12.6m14.1m16.3m18.1m

Depreciation and amortization

535.0k483.0k408.0k408.0k427.0k4.4m563.0k

Interest expense

4.4m3.1m2.8m2.5m2.1m2.0m2.2m3.7m5.2m

Pre tax profit

31.5m31.2m30.7m31.8m31.0m32.1m34.9m36.3m37.5m

Income tax expense

8.5m7.9m7.2m7.8m8.0m7.7m9.9m6.1m7.1m

Net Income

23.0m23.3m23.5m24.0m23.1m24.3m25.0m30.3m30.4m

Cass Information Systems Balance Sheet

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

236.0m141.1m225.3m294.3m253.2m266.7m228.1m230.9m204.0m

Accounts Receivable

658.6m675.4m676.0m711.4m762.1m

Inventories

501.2m5.4m8.5m

PP&E

9.6m10.7m13.2m16.9m19.6m21.1m21.6m22.0m20.5m

Goodwill

7.5m11.6m11.6m11.6m11.6m11.6m12.6m12.6m14.3m

Total Assets

1.3b1.3b1.3b1.5b1.5b1.5b1.6b1.7b1.8b

Accounts Payable

1.1b1.1m1.6m

Short-term debt

(1.4m)18.0m

Long-term debt

18.0m

Total Debt

(1.4m)36.0m

Total Liabilities

1.2b1.1b1.3b1.4b1.5b1.5b

Common Stock

5.4m6.0m6.5m7.8m7.8m

Preferred Stock

Additional Paid-in Capital

81.0m125.1m125.1m126.2m126.3m128.5m204.6m205.8m205.4m

Retained Earnings

89.9m61.0m75.9m90.6m104.0m118.4m59.3m75.2m90.3m

Total Equity

160.5m174.0m190.4m200.4m207.4m208.0m225.1m229.8m244.2m

Debt to Equity Ratio

0 x0.1 x

Debt to Assets Ratio

0 x0 x

Financial Leverage

8.2 x7.4 x7 x7.5 x7 x7.2 x7.1 x7.4 x7.2 x

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

204.1m334.8m159.1m156.7m219.8m166.4m269.9m240.3m199.2m181.7m238.7m226.1m145.3m274.1m303.1m143.6m301.1m242.1m199.6m126.2m180.0m184.4m183.5m222.7m163.2m232.1m

Accounts Receivable

705.6m679.4m677.4m680.8m668.9m668.9m658.5m623.4m653.3m653.9m665.7m659.0m665.2m661.5m647.9m691.8m704.6m716.0m740.8m780.0m756.9m843.9m952.4m

Inventories

684.6m698.1m684.9m

PP&E

9.7m9.9m9.3m9.4m9.3m11.9m12.2m12.7m13.5m14.8m16.0m19.0m19.9m20.7m20.8m21.1m21.3m21.2m22.0m22.5m22.6m21.6m21.2m20.8m19.8m19.7m

Goodwill

7.5m7.5m11.6m11.6m11.6m11.6m11.6m11.6m11.6m11.6m11.6m11.6m11.6m11.6m11.6m11.6m12.6m12.6m12.6m12.6m12.6m12.6m12.6m15.9m14.3m14.3m

Total Assets

1.3b1.4b1.3b1.3b1.4b1.3b1.3b1.3b1.3b1.4b1.5b686.5m709.8m1.4b1.4b1.5b1.5b1.4b1.6b1.6b1.7b1.6b1.7b1.7b1.7b1.8b1.7b1.8b

Accounts Payable

605.8m631.0m624.0m

Short-term debt

(1.1m)(1.2m)1.5m

Total Debt

(1.1m)(1.2m)1.5m

Total Liabilities

1.1b1.2b1.1b1.1b1.2b1.1b1.2b1.2b1.1b1.1b1.2b1.2b1.2b1.3b1.3b1.2b1.4b1.3b1.4b1.3b1.4b1.5b1.5b1.5b1.5b1.6b

Common Stock

5.0m5.0m5.4m5.4m5.4m6.0m6.0m6.0m6.0m6.0m6.0m6.0m6.0m6.0m6.0m6.5m6.5m6.5m7.8m7.8m7.8m7.8m7.8m

Preferred Stock

Additional Paid-in Capital

46.7m47.0m80.7m81.0m81.0m125.0m125.0m124.8m125.3m125.6m126.2m125.9m125.7m125.9m126.0m128.2m128.5m129.1m204.5m204.7m205.0m205.3m205.5m205.8m203.8m204.3m

Retained Earnings

115.7m120.3m94.0m98.2m102.5m64.9m68.9m73.0m79.4m83.2m87.3m100.4m107.3m110.7m114.5m122.1m126.0m130.3m64.5m68.8m73.2m79.6m83.5m87.9m94.0m95.5m

Total Equity

152.1m160.7m163.4m168.5m174.6m176.4m174.7m178.7m196.3m202.7m206.8m199.4m209.0m210.3m212.3m213.1m221.4m224.0m222.4m226.6m229.3m234.5m240.4m246.6m241.3m248.5m

Debt to Equity Ratio

0 x0 x0 x

Debt to Assets Ratio

0 x0 x0 x

Financial Leverage

8.5 x8.7 x7.8 x7.7 x8 x7.3 x7.7 x7.4 x6.8 x6.7 x7 x7.2 x6.6 x7.2 x7.3 x6.8 x7.2 x7 x7.4 x6.9 x7.3 x7.2 x7.2 x7.2 x7.2 x7.4 x

Cass Information Systems Cash Flow

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

23.0m23.3m23.5m24.0m23.1m24.3m25.0m30.3m30.4m

Depreciation and Amortization

4.5m2.5m7.3m8.2m8.9m9.4m11.3m11.2m10.9m

Accounts Receivable

74.0k(3.4m)(4.7m)4.7m988.0k

Inventories

(703.0k)(1.7m)

Accounts Payable

(2.1m)381.0k19.6m(19.6m)(22.4m)

Cash From Operating Activities

25.6m35.3m28.9m69.1m(41.2m)35.2m38.9m48.3m42.1m

Purchases of PP&E

(1.9m)(3.1m)(4.1m)(4.4m)(2.7m)

Cash From Investing Activities

(31.0m)(65.2m)24.9m(100.9m)(3.6m)(41.6m)(139.8m)(46.8m)(75.8m)

Dividends Paid

(6.3m)(7.4m)(8.5m)(9.3m)(9.7m)(10.0m)(10.7m)(13.2m)(15.2m)

Cash From Financing Activities

102.4m(65.0m)30.4m135.2m(71.0m)19.9m62.3m1.3m6.7m

Net Change in Cash

97.0m(94.9m)(38.6m)2.8m(27.0m)

Interest Paid

4.4m3.2m2.9m2.5m2.1m2.0m2.2m3.7m5.2m

Income Taxes Paid

6.3m6.4m8.3m8.5m8.2m7.1m7.7m6.7m7.6m

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Net Income

11.5m17.5m5.9m11.9m18.0m6.0m12.1m18.2m5.8m11.8m18.2m5.5m11.1m17.0m5.8m11.7m17.9m6.3m12.8m19.7m8.1m15.6m23.2m8.2m15.8m24.0m7.5m13.0m

Depreciation and Amortization

2.2m3.3m1.5m3.1m4.9m1.8m3.3m5.2m2.0m4.1m6.0m2.1m4.2m6.5m2.3m4.6m7.0m2.7m5.5m8.4m3.0m5.8m8.5m2.7m5.4m8.1m2.8m5.6m

Accounts Receivable

(3.6m)6.4m3.5m4.0m(485.0k)(1.4m)(399.0k)(105.0k)1.5m

Cash From Operating Activities

14.6m23.0m9.8m16.7m25.0m4.4m14.6m21.9m8.8m18.6m28.4m9.9m17.0m25.8m7.2m17.8m25.6m5.6m21.5m27.9m18.2m25.1m38.8m16.4m26.4m39.8m18.2m32.7m

Purchases of PP&E

(1.1m)(1.8m)(168.0k)(768.0k)(1.2m)(1.7m)(2.3m)(3.4m)(907.0k)(2.9m)(4.7m)(1.6m)(3.4m)(4.3m)(1.1m)(2.6m)(3.5m)(887.0k)(1.9m)(2.8m)(1.4m)(2.8m)(4.0m)(646.0k)(1.2m)(1.9m)(331.0k)(1.4m)

Cash From Investing Activities

(33.9m)(20.9m)(32.1m)(52.7m)(89.2m)30.7m58.1m45.3m(41.6m)(68.0m)(111.4m)12.6m(7.3m)(5.7m)(27.0m)(40.3m)(41.3m)(62.8m)(51.4m)(74.0m)(31.8m)(30.4m)(60.1m)(26.6m)(68.9m)(75.4m)(51.4m)(101.8m)

Short-term Borrowings

(18.0m)(18.0m)

Dividends Paid

(3.0m)(4.5m)(1.8m)(3.5m)(5.3m)(2.1m)(4.1m)(6.2m)(2.3m)(4.6m)(6.9m)(2.4m)(4.8m)(7.2m)(2.5m)(4.9m)(7.4m)(2.6m)(5.2m)(7.7m)(2.9m)(6.1m)(9.3m)(3.8m)(7.5m)(11.3m)(3.9m)(7.8m)

Cash From Financing Activities

84.5m193.7m(54.6m)(43.3m)48.1m(9.9m)56.1m32.0m6.7m5.9m96.3m(108.3m)(145.4m)(88.3m)(88.0m)43.5m65.6m(66.0m)64.3m21.5m(14.9m)(96.6m)(26.7m)(36.4m)(4.9m)27.5m(7.5m)97.3m

Net Change in Cash

65.2m195.9m(76.8m)(79.3m)(16.2m)25.3m128.8m99.2m(26.1m)(43.5m)13.4m(85.8m)(135.7m)(68.3m)(107.8m)21.0m49.9m(123.2m)34.3m(24.6m)(28.5m)(101.9m)(48.1m)(46.6m)(47.4m)(8.2m)(40.8m)28.2m

Interest Paid

2.3m3.4m842.0k1.6m2.4m669.0k1.4m4.3m618.0k1.1m1.9m582.0k1.1m3.3m501.0k1.0m1.5m476.0k956.0k1.5m667.0k1.5m2.5m1.2m2.5m3.8m964.0k1.4m

Income Taxes Paid

4.1m6.2m293.0k3.4m5.0m1.4m3.0m5.9m1.3m2.7m5.3m1.9m3.6m4.5m1.7m2.8m5.1m1.2m3.2m5.8m263.0k1.4m3.8m8.0k4.5m6.6m142.0k2.2m

Cass Information Systems Ratios

USDQ2, 2011

Financial Leverage

8.5 x

Cass Information Systems Operating Metrics

Cass Information Systems's Total Loans was reported to be $671.7m in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-performing Loans

$488 k$3.14 m$245 k

Total Loans

$669.35 m$683.54 m$375.17 m$670.84 m$659.87 m$684.62 m$698.13 m$684.87 m$664.87 m$675.38 m$671.68 m

Cass Information Systems Employee Rating

3.2109 votes
Culture & Values
3
Work/Life Balance
3.5
Senior Management
3
Salary & Benefits
2.8
Career Opportunities
2.7
Source