Carver Bancorp (CARV) stock price, revenue, and financials

Carver Bancorp market cap is $16.3 m, and annual revenue was $3.74 m in FY 2020

$16.3 M

CARV Mkt cap, 23-Sept-2020

$3.7 M

Carver Bancorp Revenue FY, 2020
Carver Bancorp Net income (FY, 2020)-5.4 M
Carver Bancorp Cash, 31-Mar-202047.5 M
Carver Bancorp EV530.4 K

Carver Bancorp Income Statement

Annual

USDFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Revenue

19.9m1.1m6.8m5.6m6.5m4.6m14.4m4.9m3.7m

Revenue growth, %

(7%)(70%)

R&D expense

1.1m733.0k1.1m1.5m1.7m1.8m1.8m

General and administrative expense

801.0k416.0k244.0k

Operating expense total

1.1m733.0k1.1m2.3m10.1m9.7m7.6m

EBIT

(836.0k)364.0k(170.0k)

EBIT margin, %

(12%)7%(3%)

Interest expense

8.1m1.1m4.0m3.9m4.5m4.9m5.3m6.1m5.6m

Interest income

489.0k5.6m1.3m1.3m1.3m764.0k680.0k1.3m868.0k

Pre tax profit

(23.7m)(844.0k)249.0k(42.0k)

Income tax expense

(961.0k)(64.0k)102.0k166.0k128.0k119.0k(33.0k)133.0k

Net Income

(22.8m)687.0k(836.0k)364.0k(170.0k)(2.9m)5.4m(5.9m)(5.4m)

Quarterly

USDQ1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Revenue

5.3m5.7m5.1m4.8m4.9m4.7m4.6m5.0m5.0m1.2m1.6m1.4m1.2m1.1m2.7m1.2m1.3m971.0k1.2m1.1m1.3m1.3m1.1m1.3m960.0k1.2m

Sales and marketing expense

109.0k

R&D expense

326.0k356.0k226.0k244.0k277.0k43.0k77.0k349.0k232.0k455.0k328.0k371.0k379.0k393.0k425.0k385.0k424.0k413.0k457.0k405.0k421.0k

Operating expense total

326.0k356.0k226.0k244.0k277.0k43.0k77.0k349.0k232.0k455.0k328.0k371.0k431.0k393.0k425.0k385.0k424.0k413.0k457.0k2.0m1.9m

EBIT

(361.0k)(136.0k)474.0k410.0k342.0k(107.0k)173.0k210.0k111.0k178.0k(165.0k)437.0k408.0k

EBIT margin, %

(7%)(3%)10%9%7%(2%)14%13%8%15%(15%)16%35%

Interest expense

2.0m1.8m1.9m1.3m1.3m1.2m1.0m977.0k979.0k992.0k992.0k1.0m1.1m1.1m1.2m1.2m1.4m1.3m1.2m1.3m1.4m1.6m1.6m1.5m1.4m1.4m

Interest income

110.0k116.0k114.0k200.0k307.0k349.0k348.0k348.0k313.0k324.0k329.0k345.0k341.0k341.0k317.0k228.0k195.0k174.0k158.0k156.0k163.0k264.0k325.0k326.0k282.0k230.0k

Pre tax profit

(6.1m)(8.1m)(2.3m)(1.1m)(152.0k)352.0k576.0k448.0k(248.0k)206.0k120.0k22.0k191.0k(86.0k)504.0k445.0k(252.0k)(1.2m)(611.0k)(564.0k)(913.0k)(1.0m)(2.0m)(1.3m)(1.1m)(1.0m)

Income tax expense

(109.0k)185.0k(1.0m)159.0k36.0k68.0k73.0k16.0k6.0k16.0k57.0k62.0k13.0k79.0k67.0k37.0k30.0k30.0k31.0k66.0k34.0k

Net Income

(6.1m)(9.4m)(680.0k)(1.2m)(188.0k)284.0k503.0k432.0k(254.0k)173.0k63.0k(40.0k)178.0k(165.0k)437.0k162.0k(252.0k)(1.2m)(641.0k)(594.0k)(944.0k)(1.0m)(2.0m)(1.3m)(1.1m)(1.0m)

Carver Bancorp Balance Sheet

Annual

USDFY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Cash

91.7m104.6m122.6m51.0m63.7m58.7m134.6m31.2m47.5m

Accounts Receivable

393.0m359.1m382.7m478.7m3.6m540.5m472.6m424.2m423.8m

Inventories

71.5m

PP&E

9.6m8.6m7.8m7.1m6.0m5.4m3.0m5.1m5.4m

Total Assets

641.2m638.3m639.8m676.4m741.7m687.9m693.9m563.7m578.8m

Accounts Payable

606.7m

Short-term debt

6.1m

Long-term debt

83.4m49.4m38.4m21.4m31.7m

Total Debt

6.1m49.4m38.4m21.4m31.7m

Total Liabilities

584.6m581.5m588.7m621.4m687.5m640.5m641.9m516.6m529.9m

Common Stock

61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k

Preferred Stock

45.1m

Additional Paid-in Capital

54.1m55.7m56.1m55.5m55.5m55.5m55.5m55.5m55.5m

Retained Earnings

(45.1m)(44.4m)(44.6m)(44.2m)(45.7m)(50.9m)(45.5m)(52.2m)(52.3m)

Total Equity

56.6m56.7m51.2m55.0m54.2m47.4m52.0m47.1m48.9m

Financial Leverage

11.3 x11.3 x12.5 x12.3 x13.7 x14.5 x13.4 x12 x11.8 x

Quarterly

USDQ1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

34.1m70.0m106.7m111.0m92.1m121.9m107.9m105.8m118.3m121.4m102.4m64.9m45.8m57.7m46.1m46.0m73.8m61.5m45.5m67.7m76.6m92.1m60.5m40.1m32.6m38.2m

Accounts Receivable

520.4m467.5m437.8m371.3m363.5m350.0m345.4m389.6m384.7m383.8m403.8m429.7m487.8m558.2m596.4m556.5m524.4m528.7m528.6m513.4m491.6m446.7m426.6m422.6m417.3m428.7m

PP&E

10.7m10.4m9.9m9.3m9.1m8.9m8.4m8.2m8.0m7.7m7.5m7.3m7.0m6.9m6.5m5.8m5.6m5.5m5.5m5.7m6.0m3.5m5.1m5.3m5.3m5.4m

Total Assets

678.3m678.0m670.7m645.0m638.3m640.6m634.2m634.8m638.6m644.1m644.1m644.4m670.8m736.7m754.1m697.6m701.7m698.9m661.1m666.4m656.0m638.0m615.0m590.4m572.1m587.0m

Long-term debt

58.4m83.4m88.4m49.4m43.4m58.4m44.4m39.4m38.4m13.4m13.4m13.4m15.4m33.6m

Total Debt

58.4m83.4m88.4m49.4m43.4m58.4m44.4m39.4m38.4m13.4m13.4m13.4m15.4m33.6m

Total Liabilities

605.0m614.2m607.8m590.0m583.1m585.0m581.4m583.1m588.2m591.2m591.0m590.2m616.5m681.5m699.1m642.6m647.3m647.5m613.9m619.7m610.5m587.4m566.8m542.5m519.9m535.7m

Common Stock

25.0k25.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k61.0k

Preferred Stock

19.0m19.0m

Additional Paid-in Capital

27.7m28.4m53.9m54.5m55.1m55.6m55.8m56.0m56.1m56.1m56.1m56.1m55.5m55.5m55.5m55.5m55.5m55.5m55.5m55.5m55.5m55.5m55.5m55.5m55.5m55.5m

Retained Earnings

(27.7m)(37.2m)(37.9m)(45.5m)(45.6m)(45.1m)(44.0m)(43.7m)(43.8m)(44.4m)(44.2m)(44.1m)(44.0m)(44.2m)(43.8m)(45.3m)(45.6m)(46.7m)(51.5m)(52.1m)(53.1m)(47.3m)(49.3m)(50.7m)(48.0m)(49.1m)

Total Equity

21.9m12.3m62.9m55.0m55.2m55.6m52.8m51.8m50.4m52.9m53.1m54.2m54.3m55.2m55.1m55.0m54.4m51.4m47.1m46.7m45.4m50.6m48.3m47.9m52.2m51.3m

Financial Leverage

31 x55.1 x10.7 x11.7 x11.6 x11.5 x12 x12.3 x12.7 x12.2 x12.1 x11.9 x12.4 x13.3 x13.7 x12.7 x12.9 x13.6 x14 x14.3 x14.4 x12.6 x12.7 x12.3 x11 x11.4 x

Carver Bancorp Cash Flow

Annual

Quarterly

USDQ1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Net Income

(6.1m)(14.3m)(15.6m)(1.2m)(1.4m)(1.2m)503.0k936.0k683.0k173.0k381.0k491.0k178.0k12.0k451.0k156.0k(1.0m)(641.0k)(1.2m)(2.2m)(1.0m)(3.0m)(4.4m)(1.1m)(2.2m)

Depreciation and Amortization

372.0k723.0k1.1m292.0k551.0k844.0k279.0k551.0k819.0k122.0k531.0k779.0k245.0k498.0k511.0k215.0k431.0k646.0k203.0k398.0k602.0k146.0k367.0k579.0k218.0k446.0k

Cash From Operating Activities

5.1m10.7m25.5m5.7m12.2m20.9m(1.3m)10.7m11.8m2.9m410.0k(1.4m)782.0k2.3m2.0m716.0k(1.5m)(379.0k)(1.3m)(3.1m)(6.7m)557.0k(2.6m)(3.5m)4.1m1.6m

Purchases of PP&E

(10.0k)(33.0k)(66.0k)(321.0k)(636.0k)(1.1m)(708.0k)(2.5m)(2.9m)(457.0k)(801.0k)

Cash From Investing Activities

13.6m34.9m60.7m9.2m(7.5m)10.3m3.8m(12.2m)(5.4m)(5.4m)(23.7m)(56.9m)238.0k(54.1m)(81.8m)27.4m59.7m36.8m13.5m31.7m54.1m11.9m4.1m7.9m9.1m372.0k

Long-term Borrowings

11.1m10.1m(796.0k)(23.0m)(22.0m)(30.0m)(11.0m)

Dividends Paid

(364.0k)

Cash From Financing Activities

(28.7m)(19.6m)(23.6m)4.5m(4.2m)(974.0k)751.0k2.7m7.3m1.4m3.0m679.0k(6.2m)58.5m74.9m(45.8m)(48.1m)(38.6m)(25.5m)(19.7m)(29.5m)(54.9m)(75.5m)(98.9m)(11.9m)5.1m

Net Change in Cash

(9.9m)25.9m62.6m19.3m380.0k30.2m3.2m1.2m13.7m(1.2m)(20.2m)(57.6m)(5.2m)6.7m(4.9m)(17.6m)10.1m(2.2m)(13.2m)9.0m18.0m(42.5m)(74.0m)(94.5m)1.4m7.0m

Interest Paid

1.9m4.0m5.9m1.2m2.3m3.5m988.0k1.8m2.7m881.0k1.7m2.6m934.0k1.9m2.6m1.1m4.7m4.7m1.1m2.1m3.3m1.3m2.5m4.0m1.2m2.4m

Income Taxes Paid

775.0k808.0k808.0k29.0k49.0k130.0k20.0k88.0k124.0k30.0k86.0k143.0k57.0k57.0k175.0k225.0k31.0k77.0k17.0k32.0k

Carver Bancorp Ratios

USDQ1, 2012

Financial Leverage

31 x

Carver Bancorp Employee Rating

3.324 votes
Culture & Values
3.4
Work/Life Balance
3
Senior Management
2.8
Salary & Benefits
3
Career Opportunities
2.9
Source