Capital One (COF) stock price, revenue, and financials

Capital One market cap is $31 b, and annual revenue was $28.59 b in FY 2019

$31 B

COF Mkt cap, 29-May-2020

$7.2 B

Capital One Revenue Q1, 2020
Capital One Net income (Q1, 2020)-1.3 B
Capital One EBIT (Q1, 2020)-1.3 B
Capital One Cash, 31-Mar-20204.5 B
Capital One EV75.6 B

Capital One Revenue Breakdown

Embed Graph

Capital One revenue breakdown by business segment: 10.9% from Commercial Banking, 26.2% from Consumer Banking, 62.3% from Credit Card and 0.6% from Other

Capital One Income Statement

Annual

USDFY, 2010FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

16.2b25.0b27.5b30.0b28.1b28.6b

Revenue growth, %

5%10%9%

Cost of goods sold

1.6b2.0b2.8b

Gross profit

23.4b25.5b27.2b

Gross profit Margin, %

94%93%91%

Sales and marketing expense

958.0m1.7b1.8b1.7b2.2b2.3b

R&D expense

693.0m1.3b1.3b

Operating expense total

1.7b13.0b13.6b14.2b5.7b5.6b

Depreciation and amortization

430.0m386.0m245.0m174.0m112.0m

EBIT

3.1b6.0b5.5b

EBIT margin, %

19%21%19%

Interest expense

2.9b4.3b5.2b

Pre tax profit

4.3b5.9b5.5b5.5b7.3b6.9b

Income tax expense

1.3b1.9b1.7b3.4b1.3b1.3b

Net Income

2.7b4.1b3.8b2.0b6.0b5.5b

EPS

7.16.93.5

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q1, 2016Q2, 2016Q3, 2016Q4, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020

Revenue

1.1b807.0m907.0m942.0m857.0m871.0m5.2b6.1b6.4b981.0m5.6b6.7b6.7b7.0b25.5b7.1b7.4b7.7b7.8b8.2b8.1b7.1b7.1b7.0b7.2b

Cost of goods sold

461.0m478.0m517.0m596.0m655.0m720.0m919.0m1.0b1.1b

Gross profit

6.2b6.3b6.5b6.5b6.7b7.0b6.9b7.2b7.0b

Gross profit Margin, %

93%93%93%92%91%91%88%87%86%

Sales and marketing expense

180.5m219.0m250.0m276.0m329.0m312.0m321.0m334.0m316.0m317.0m330.0m428.0m415.0m393.0m1.8b396.0m435.0m379.0m414.0m425.0m504.0m517.0m546.0m501.0m491.0m

R&D expense

169.3m164.0m178.0m164.0m162.0m178.0m173.0m203.0m198.0m210.0m233.0m1.2b303.0m329.0m312.0m302.0m

Operating expense total

349.8m383.0m428.0m1.2b1.3b1.3b1.3b1.7b1.6b1.1b1.1b3.2b3.3b3.4b5.0b3.4b3.4b3.6b3.6b3.4b3.8b1.3b1.4b1.4b1.3b

Depreciation and amortization

101.0m95.0m89.0m386.0m62.0m61.0m61.0m44.0m43.0m44.0m30.0m29.0m25.0m22.0m

EBIT

719.5m812.0m818.0m1.0b945.0m865.0m1.5b193.0m1.2b1.1b1.2b3.8b1.4b1.6b1.3b(1.3b)

EBIT margin, %

68%101%90%110%110%99%29%3%19%117%22%15%20%23%19%(18%)

Interest expense

801.7m738.0m706.0m612.0m563.0m552.0m565.0m615.0m608.0m481.0m457.0m2.0b1.3b1.3b1.3b1.1b

Pre tax profit

963.8m1.2b1.2b1.4b1.4b1.2b1.9b236.0m1.7b1.6b1.8b1.5b1.4b1.5b5.5b1.1b1.5b1.6b1.7b2.5b1.9b1.7b2.0b1.7b(1.9b)

Income tax expense

244.4m369.0m335.0m354.0m450.0m370.0m353.0m43.0m535.0m494.0m581.0m452.0m424.0m496.0m1.7b314.0m443.0m448.0m319.0m575.0m420.0m309.0m387.0m375.0m(563.0m)

Net Income

636.3m608.0m803.0m1.0b911.0m813.0m1.4b93.0m1.2b1.1b1.1b1.0b942.0m1.0b3.8b810.0m1.0b1.1b1.3b1.9b1.5b1.4b1.6b1.3b(1.3b)

EPS

1.81.71.91.51.92.12.63.73.0

Capital One Balance Sheet

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

2.1b2.1b3.4b8.0b10.0b14.0b4.8b4.1b

Accounts Receivable

120.3b131.6b200.7b224.7b239.1b247.0b238.7b258.6b

PP&E

2.7b2.7b3.6b3.6b3.7b4.0b4.2b4.4b

Goodwill

13.6b13.6b13.9b14.5b14.5b14.5b14.5b14.7b

Total Assets

197.5b206.0b312.9b334.0b357.0b365.7b372.5b390.4b

Accounts Payable

217.7b236.8b243.7b

Short-term debt

13.1b7.3b21.1b

Long-term debt

28.7b32.3b28.8b

Total Debt

41.8b39.6b49.9b59.1b60.5b60.3b

Total Liabilities

171.0b176.4b272.4b286.8b309.5b317.0b320.9b332.4b

Common Stock

5.0m5.0m6.0m6.0m7.0m7.0m7.0m7.0m

Preferred Stock

Additional Paid-in Capital

19.1b19.3b26.2b29.7b31.2b31.7b32.0b33.0b

Retained Earnings

10.4b13.5b16.9b27.0b29.8b30.7b35.9b40.3b

Total Equity

26.5b29.7b40.5b47.3b47.5b48.7b51.7b58.0b

Debt to Equity Ratio

1.6 x1.3 x1.2 x1.3 x1.3 x1.2 x

Debt to Assets Ratio

0.2 x0.2 x0.2 x0.2 x0.2 x0.2 x

Financial Leverage

7.4 x6.9 x7.7 x7.1 x7.5 x7.5 x7.2 x6.7 x

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2014Q1, 2016Q2, 2016Q3, 2016Q4, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020

Cash

2.9b2.7b2.0b2.0b2.0b1.8b2.2b2.3b1.9b1.9b2.2b2.7b5.2b7.1b9.1b4.2b9.3b6.7b8.5b14.0b12.3b10.9b4.6b5.2b4.5b4.5b

Accounts Receivable

122.4b120.3b120.2b119.0b124.5b125.7b169.8b197.8b198.0b186.7b187.1b197.4b222.2b228.7b231.8b239.1b233.6b237.1b245.0b240.7b228.8b231.5b233.0b237.3b242.3b248.9b

PP&E

2.7b2.7b2.7b2.7b2.8b2.8b3.1b3.6b3.5b3.7b3.8b3.8b3.5b3.6b3.6b3.7b3.7b3.8b4.0b4.1b4.1b4.1b4.2b4.2b4.3b4.3b

Goodwill

13.6b13.6b13.6b13.6b13.6b13.6b13.6b13.9b13.9b13.9b13.9b14.0b14.5b14.5b14.5b14.5b14.5b14.5b14.5b14.5b14.5b14.5b14.5b14.5b14.6b14.6b

Total Assets

200.7b197.5b196.9b199.3b199.8b200.1b294.5b296.6b302.0b300.2b296.5b300.2b330.3b339.1b345.1b357.0b348.5b350.6b361.4b362.9b364.0b362.9b373.2b373.6b378.8b396.9b

Accounts Payable

221.8b221.1b226.0b241.2b239.8b239.1b250.8b248.2b247.2b

Short-term debt

(868.0m)15.0b2.0b4.4b1.4b770.0m5.5b9.3b12.2b12.0b992.0m335.0m359.0m464.0m

Long-term debt

15.0b29.3b37.8b33.3b32.9b32.1b30.4b29.1b25.3b24.3b49.2b

Total Debt

14.1b44.3b39.8b37.7b34.3b32.9b35.9b38.4b37.5b36.2b50.5b59.2b59.8b992.0m48.4b50.0b59.5b50.7b53.3b52.2b335.0m359.0m464.0m49.2b

Total Liabilities

176.3b172.2b170.9b171.8b171.1b170.8b257.5b259.4b262.3b258.9b255.5b256.2b282.6b291.0b296.8b309.5b300.5b301.5b311.2b313.7b314.1b312.3b319.7b317.9b320.6b340.0b

Common Stock

5.0m5.0m5.0m5.0m5.0m5.0m6.0m6.0m6.0m6.0m6.0m6.0m7.0m7.0m7.0m7.0m7.0m7.0m7.0m7.0m7.0m7.0m7.0m7.0m7.0m7.0m

Preferred Stock

853.0m

Additional Paid-in Capital

19.0b19.0b19.1b19.1b19.2b19.2b25.1b25.2b25.3b26.3b26.3b27.3b29.7b29.8b30.4b31.2b31.3b31.4b31.5b31.8b31.9b32.0b32.2b32.3b33.8b33.5b

Retained Earnings

8.4b9.0b9.7b11.4b12.3b13.1b14.8b14.9b16.1b17.9b18.8b23.2b27.8b28.5b29.2b29.8b30.3b31.1b31.9b32.0b33.6b34.9b37.0b38.4b39.5b36.6b

Total Equity

24.4b25.3b26.1b27.6b28.7b29.4b37.0b37.2b39.7b41.3b41.0b44.0b47.7b48.1b48.2b47.5b48.0b49.1b50.2b49.2b49.9b50.6b53.5b55.8b58.2b56.8b

Debt to Equity Ratio

0.6 x1.7 x1.4 x1.3 x1.2 x0.9 x1 x1 x0.9 x0.9 x1.1 x1.2 x1.2 x0 x1 x1 x1.2 x1 x1.1 x1 x0 x0 x

Debt to Assets Ratio

0.1 x0.2 x0.2 x0.2 x0.2 x0.1 x0.1 x0.1 x0.1 x0.1 x0.2 x0.2 x0.2 x0 x0.1 x0.1 x0.2 x0.1 x0.1 x0.1 x0 x0 x

Financial Leverage

8.2 x7.8 x7.6 x7.2 x7 x6.8 x8 x8 x7.6 x7.3 x7.2 x6.8 x6.9 x7 x7.2 x7.5 x7.3 x7.1 x7.2 x7.4 x7.3 x7.2 x7 x6.7 x6.5 x7 x

Capital One Cash Flow

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

2.7b3.1b3.5b4.1b3.8b2.0b6.0b5.5b

Depreciation and Amortization

327.0m317.0m468.0m2.1b2.4b2.4b2.4b3.3b

Cash From Operating Activities

8.1b7.5b9.1b10.1b11.9b14.2b13.0b16.6b

Purchases of PP&E

(340.0m)(315.0m)(560.0m)(532.0m)(779.0m)(1.0b)(874.0m)(887.0m)

Cash From Investing Activities

4.5b(10.4b)(18.0b)(29.7b)(25.6b)(15.5b)(15.6b)(23.0b)

Short-term Borrowings

(16.1b)11.0m(400.0m)

Long-term Borrowings

(10.1b)(27.7b)(43.8b)

Dividends Paid

(91.0m)(91.0m)(111.0m)(974.0m)(1.0b)(1.0b)(773.0m)(753.0m)

Cash From Financing Activities

(16.0b)3.5b14.1b21.2b17.2b3.2b1.8b6.6b

Net Change in Cash

(3.4b)589.0m5.2b1.6b3.5b1.9b(863.0m)260.0m

Interest Paid

2.9b2.3b2.4b1.6b2.3b2.8b3.9b4.8b

Income Taxes Paid

300.0m982.0m1.6b1.7b2.1b1.2b407.0m626.0m

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q1, 2016Q2, 2016Q3, 2016Q4, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020

Net Income

636.3m1.2b2.0b1.0b1.9b2.7b1.4b1.5b2.7b1.1b2.2b1.0b2.0b3.0b3.8b810.0m1.8b3.0b1.3b3.3b4.8b1.4b3.0b4.4b(1.3b)

Depreciation and Amortization

147.5m316.0m422.0m167.0m299.0m424.0m234.0m692.0m1.3b341.0m1.2b591.0m1.2b1.8b2.4b566.0m1.1b1.7b550.0m1.1b1.7b704.0m1.6b2.4b893.0m

Cash From Operating Activities

2.0b4.8b8.0b1.9b4.4b5.9b1.5b3.2b8.1b2.8b5.6b4.1b6.6b9.9b11.9b3.2b7.0b10.1b1.6b5.7b9.0b4.9b9.1b12.5b5.4b

Purchases of PP&E

(73.5m)(150.0m)(225.0m)(67.0m)(159.0m)(269.0m)(156.0m)(262.0m)(359.0m)(236.0m)(450.0m)(134.0m)(324.0m)(508.0m)(779.0m)(222.0m)(483.0m)(776.0m)(205.0m)(429.0m)(669.0m)(183.0m)(396.0m)(631.0m)(154.0m)

Cash From Investing Activities

6.1b6.5b6.0b(456.0m)(2.8b)(3.1b)23.1b(3.5b)(11.1b)5.1b3.7b(728.0m)(8.9b)(15.2b)(25.6b)2.1b(4.3b)(11.7b)682.0m(3.6b)(5.9b)5.0b(125.0m)(5.9b)1.0b

Short-term Borrowings

(64.0m)18.0m97.0m54.0m(21.0m)(210.0m)67.0m(96.0m)914.0m

Long-term Borrowings

(15.4b)(17.4b)(25.2b)(19.0b)(25.4b)(34.1b)(12.5b)(12.5b)(15.2b)(2.2b)

Dividends Paid

(22.8m)(46.0m)(69.0m)(23.0m)(46.0m)(69.0m)(24.0m)(53.0m)(82.0m)(30.0m)(206.0m)(248.0m)(518.0m)(757.0m)(812.0m)(248.0m)(523.0m)(770.0m)(249.0m)(525.0m)(769.0m)(191.0m)(379.0m)(569.0m)(185.0m)

Cash From Financing Activities

(9.4b)(14.8b)(17.7b)1.3b(190.0m)(1.7b)217.0m489.0m3.1b(12.2b)(15.8b)(6.2b)724.0m5.7b15.7b(7.9b)(8.2b)(2.1b)(2.3b)(3.1b)(5.9b)(3.9b)(6.6b)(2.6b)5.1b

Net Change in Cash

(1.2b)(3.5b)(3.7b)2.7b1.4b1.1b24.8b141.0m131.0m(4.3b)(6.4b)(2.8b)(1.6b)341.0m2.0b(2.7b)(5.5b)(3.7b)(35.0m)(1.1b)(2.7b)5.9b2.3b4.0b11.6b

Interest Paid

543.0m937.0m1.5b2.3b702.0m1.3b2.1b936.0m1.8b2.9b1.2b2.4b3.7b1.2b

Income Taxes Paid

55.0m1.1b1.6b2.1b34.0m467.0m779.0m53.0m171.0m375.0m70.0m181.0m364.0m64.0m

Capital One Ratios

USDY, 2020

EV/EBIT

-56.4 x

EV/CFO

14 x

Financial Leverage

7 x

Capital One Operating Metrics

FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017FY, 2017Q1, 2018Q2, 2018Q3, 2018

Loans Held for Investment

$229.85 b$227.60 b$234.60 b$238 b$245.59 b$240.59 b$244.30 b$252.42 b$254.47 b$248.26 b$236.12 b$238.76 b

ATMs

1.78 k1.89 k

Branches

675 602

Purchase Volume

$271.17 b$68.19 b$48.93 b$78.11 b$307.14 b$73.20 b$83.08 b$84.51 b$336.44 b$86.55 b$97.39 b$97.47 b

Capital One Sustainability Metrics

 FY, 2018

Waste Diverted from Landfills

363 metric tons

Volunteer Hours

422 k

Paper Used

76.71 k tons

Organic Waste Composted

1.14 k tons

Materials Used (Recycled Paper)

2.71 k tons

Energy Used from Renewable Energy Sources (Purchased)

398.89 k MWh

Capital One Human Capital

Capital One's employees are reported to be approximately 53% female and 47% male.

Ethnicity

FY, 2017FY, 2016
White (USA), percent51.6 %44.5 %
Black / African American (USA), percent20.7 %17.8 %
Asian (USA), percent14.6 %12.6 %
Hispanic (USA), percent10.3 %8.9 %
Other2.8 %2.4 %
Ethnically Diverse Management, percent13.8 %

Gender

FY, 2017FY, 2016
Female53 %54 %
Male47 %46 %

Job Roles

FY, 2016
Female (Management), percent22.9 %
Male (Management), percent65.6 %
Management, percent11.5 %