Capital One market cap is $73.4 b, and annual revenue was $28.52 b in FY 2020

Capital One Net income (FY, 2020)2.7 B

Capital One EBIT (FY, 2020)2.7 B

Capital One Cash, 31-Dec-20204.7 B

Capital One EV109.1 B

Capital One revenue breakdown by business segment: 64.2% from Credit Card, 25.8% from Consumer Banking, 9.8% from Commercial Banking and 0.2% from Other

USD | FY, 2017 | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|---|

## Revenue | 30.0b | 32.4b | 33.8b | 28.5b |

| 9% | 8% | 4% | |

## Cost of goods sold | 2.8b | 4.3b | 5.2b | |

## Gross profit | 27.2b | 28.1b | 28.6b | |

| 91% | 87% | 85% | |

## Sales and marketing expense | 1.7b | 2.2b | 2.3b | 1.6b |

## R&D expense | 1.2b | |||

## General and administrative expense | 12.5b | 12.7b | 13.2b | |

## Operating expense total | 14.2b | 14.9b | 15.5b | 4.8b |

## Depreciation and amortization | 245.0m | 174.0m | 112.0m | 60.0m |

## EBIT | 2.7b | |||

| 10% | |||

## Interest expense | 3.1b | |||

## Pre tax profit | 5.5b | 7.3b | 6.9b | 3.2b |

## Income tax expense | 3.4b | 1.3b | 1.3b | 486.0m |

## Net Income | 2.0b | 6.0b | 5.5b | 2.7b |

## EPS | 3.5 | 11.8 | 11.1 |

USD | Q1, 2018 | Q2, 2018 | Q3, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 |
---|---|---|---|---|---|---|---|---|---|

## Revenue | 7.8b | 8.2b | 8.1b | 8.4b | 8.5b | 8.3b | 8.3b | 7.4b | 7.4b |

## Cost of goods sold | 919.0m | 1.0b | 1.1b | 1.3b | 1.3b | 1.3b | 1.1b | 858.0m | |

## Gross profit | 6.9b | 7.2b | 7.0b | 7.1b | 7.1b | 7.0b | 7.2b | 6.6b | |

| 88% | 87% | 86% | 84% | 84% | 84% | 87% | 88% | |

## Sales and marketing expense | 414.0m | 425.0m | 504.0m | 517.0m | 546.0m | 501.0m | 491.0m | 273.0m | 283.0m |

## R&D expense | 310.0m | ||||||||

## General and administrative expense | 3.2b | 3.0b | 3.3b | 3.2b | 3.2b | 3.4b | 3.2b | 3.5b | |

## Operating expense total | 3.6b | 3.4b | 3.8b | 3.7b | 3.8b | 3.9b | 3.7b | 3.8b | 982.0m |

## Depreciation and amortization | 44.0m | 43.0m | 44.0m | 30.0m | 29.0m | 25.0m | 22.0m | 16.0m | 14.0m |

## EBIT | 2.4b | ||||||||

| 33% | ||||||||

## Interest expense | 660.0m | ||||||||

## Pre tax profit | 1.7b | 2.5b | 1.9b | 1.7b | 2.0b | 1.7b | (1.9b) | (1.5b) | 3.5b |

## Income tax expense | 319.0m | 575.0m | 420.0m | 309.0m | 387.0m | 375.0m | (563.0m) | (543.0m) | 1.1b |

## Net Income | 1.3b | 1.9b | 1.5b | 1.4b | 1.6b | 1.3b | (1.3b) | (918.0m) | 2.4b |

## EPS | 2.6 | 3.7 | 3.0 | 2.9 | 3.2 | 2.7 | (3.1) | (2.2) |

USD | FY, 2017 | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|---|

## Cash | 14.0b | 13.2b | 13.4b | 4.7b |

## Accounts Receivable | 247.0b | 238.7b | 258.6b | |

## PP&E | 4.0b | 4.2b | 4.4b | 4.3b |

## Goodwill | 14.5b | 14.5b | 14.7b | 14.7b |

## Total Assets | 365.7b | 372.5b | 390.4b | 421.6b |

## Accounts Payable | 243.7b | 249.8b | 262.7b | |

## Short-term debt | 668.0m | |||

## Long-term debt | 39.8b | |||

## Total Debt | 60.3b | 58.9b | 55.7b | 40.5b |

## Total Liabilities | 317.0b | 320.9b | 332.4b | 361.4b |

## Common Stock | 7.0m | 7.0m | 7.0m | 7.0m |

## Preferred Stock | ||||

## Additional Paid-in Capital | 31.7b | 32.0b | 33.0b | 33.5b |

## Retained Earnings | 30.7b | 35.9b | 40.3b | 40.1b |

## Total Equity | 48.7b | 51.7b | 58.0b | 60.2b |

## Debt to Equity Ratio | 1.2 x | 1.1 x | 1 x | |

## Debt to Assets Ratio | 0.2 x | 0.2 x | 0.1 x | |

## Financial Leverage | 7.5 x | 7.2 x | 6.7 x | 7 x |

USD | FY, 2017 | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|---|

## Net Income | 2.0b | 6.0b | 5.5b | 2.7b |

## Depreciation and Amortization | 2.4b | 2.4b | 3.3b | 3.5b |

## Cash From Operating Activities | 14.2b | 13.0b | 16.6b | 16.7b |

## Purchases of PP&E | (1.0b) | (874.0m) | (887.0m) | (710.0m) |

## Cash From Investing Activities | (15.5b) | (15.6b) | (23.0b) | (14.8b) |

## Short-term Borrowings | (400.0m) | 8.7b | (2.1b) | |

## Long-term Borrowings | (43.8b) | (16.8b) | (12.9b) | (6.9b) |

## Dividends Paid | (1.0b) | (1.0b) | (1.0b) | (460.0m) |

## Cash From Financing Activities | 3.2b | 1.8b | 6.6b | 25.2b |

## Net Change in Cash | 1.9b | (863.0m) | 260.0m | 27.0b |

## Interest Paid | 2.8b | 3.9b | 4.8b | 3.6b |

## Income Taxes Paid | 1.2b | 407.0m | 626.0m | 988.0m |

USD | Q1, 2018 | Q2, 2018 | Q3, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 |
---|---|---|---|---|---|---|---|---|---|

## Net Income | 1.3b | 3.3b | 4.8b | 1.4b | 3.0b | 4.4b | (1.3b) | (2.3b) | 148.0m |

## Depreciation and Amortization | 550.0m | 1.1b | 1.7b | 704.0m | 1.6b | 2.4b | 893.0m | 1.8b | 2.7b |

## Cash From Operating Activities | 1.6b | 5.7b | 9.0b | 4.9b | 9.1b | 12.5b | 5.4b | 9.2b | 12.1b |

## Purchases of PP&E | (205.0m) | (429.0m) | (669.0m) | (183.0m) | (396.0m) | (631.0m) | (154.0m) | (342.0m) | (543.0m) |

## Cash From Investing Activities | 682.0m | (3.6b) | (5.9b) | 5.0b | (125.0m) | (5.9b) | 1.0b | 5.1b | (8.9b) |

## Short-term Borrowings | 67.0m | (96.0m) | 914.0m | (9.1b) | (9.1b) | (9.0b) | (927.0m) | (6.8b) | |

## Long-term Borrowings | (12.5b) | (12.5b) | (15.2b) | (2.6b) | (6.9b) | (11.8b) | (3.7b) | (10.7b) | (5.8b) |

## Dividends Paid | (249.0m) | (525.0m) | (769.0m) | (243.0m) | (511.0m) | (754.0m) | (240.0m) | (513.0m) | (415.0m) |

## Cash From Financing Activities | (2.3b) | (3.1b) | (5.9b) | (3.9b) | (6.6b) | (2.6b) | 5.1b | 28.5b | 28.1b |

## Net Change in Cash | (35.0m) | (1.1b) | (2.7b) | 5.9b | 2.3b | 4.0b | 11.6b | 42.8b | 31.3b |

## Interest Paid | 936.0m | 1.8b | 2.9b | 1.2b | 2.4b | 3.7b | 1.2b | 2.1b | 2.9b |

## Income Taxes Paid | 53.0m | 171.0m | 375.0m | 70.0m | 181.0m | 364.0m | 64.0m | 137.0m | 625.0m |

USD | FY, 2017 |
---|---|

## Revenue/Employee | 606.0k |

## Debt/Equity | 1.2 x |

## Debt/Assets | 0.2 x |

## Financial Leverage | 7.5 x |

FY, 2017 | Q1, 2018 | Q2, 2018 | Q3, 2018 | FY, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 | FY, 2019 | Q1, 2020 | Q2, 2020 | |
---|---|---|---|---|---|---|---|---|---|---|---|

## Loans Held for Investment | $254.47 b | $248.26 b | $236.12 b | $238.76 b | $245.9 b | $240.27 b | $244.46 b | $249.36 b | $265.81 b | $262.99 b | $251.51 b |

## ATMs | 1.89 k | 2.09 k | 2.3 k | ||||||||

## Branches | 602 | 536 | 467 | ||||||||

## Offices | 124 | 121 | 121 | ||||||||

## Purchase Volume | $336.44 b | $86.55 b | $97.39 b | $97.47 b | $387.1 b | $93.2 b | $106.9 b | $108.03 b | $424.77 b | $99.92 b | $90.15 b |

FY, 2018 | |
---|---|

## Waste Diverted from Landfills | 363 metric tons |

## Volunteer Hours | 422 k |

## Paper Used | 76.71 k tons |

## Organic Waste Composted | 1.14 k tons |

## Materials Used (Recycled Paper) | 2.71 k tons |

## Energy Used from Renewable Energy Sources (Purchased) | 398.89 k MWh |