SmartBiz (Better Finance) is a financial technology company, provides leasing and credit solutions to consumers and small businesses online, in-store, and via mobile. It offers SmartPay, a lease-to-own payment plan to get smartphones, accessories, and other high-value items for consumers; SmartBiz, which enables users to apply online for low-interest, long-term, SBA-guaranteed working capital loans between $5,000 and $25,000 for small businesses; and MoreTime2Pay, a secure platform for delivering real-time purchase and payment flexibility to consumers in-store, online, or by mobile phone. 

San Francisco, US
Size (employees)
130 (est)+5%
SmartBiz (Better Finance) was founded in 2009 and is headquartered in San Francisco, US
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Key People/Management at SmartBiz (Better Finance)

Sean OMalley

Sean OMalley

Co-Founder and Board Member
Ryan Gilbert

Ryan Gilbert

Executive Chairman

SmartBiz (Better Finance) Office Locations

SmartBiz (Better Finance) has an office in San Francisco
San Francisco, US (HQ)
417 Montgomery St
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SmartBiz (Better Finance) Financials and Metrics

Summary Metrics

Founding Date


Total Funding

$37 m

Latest funding size

$21 m

Time since last funding

5 years ago


SmartBiz (Better Finance)'s latest funding round in January 2013 was reported to be $21 m. In total, SmartBiz (Better Finance) has raised $37 m
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SmartBiz (Better Finance) Online and Social Media Presence

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