Bankrate Financials

$115.9 M

Revenue Q2, 2017

$1.2 B

Mkt cap, 09-Nov-2017
Gross profit (Q2, 2017)51.5 M
Gross profit margin (Q2, 2017), %44%
Net income (Q2, 2017)(23.3 M)
EBIT (Q2, 2017)(25.7 M)
Cash, 30-Jun-2017188.6 M

Financials

Market Value

Revenue/Financials

Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

457.4 m544.9 m370.5 m434.2 m

Revenue growth, %

19%(32%)17%

Cost of goods sold

151.1 m85.5 m171.8 m227.5 m

Gross profit

306.4 m459.4 m198.7 m206.6 m

Gross profit Margin, %

67%84%54%48%

Sales and marketing expense

17.5 m

General and administrative expense

79.9 m

Operating expense total

97.4 m

EBIT

26.7 m34.6 m50 m(6 m)

EBIT margin, %

6%6%13%(1%)

Pre tax profit

(15.4 m)27.8 m

Income tax expense

(5.4 m)6.9 m10.1 m8.3 m

Net Income

(10 m)5.2 m(13.3 m)(34.1 m)

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Revenue

121.2 m136.5 m130.7 m141.5 m132.9 m140.8 m93.3 m98.3 m128.8 m118.7 m115.9 m

Cost of goods sold

40.5 m46.3 m46.5 m78.7 m74.7 m74.7 m47.2 m52.6 m64.5 m63.2 m64.4 m

Gross profit

80.7 m90.2 m84.2 m62.8 m58.2 m66 m46.1 m45.7 m64.3 m55.5 m51.5 m

Gross profit Margin, %

67%66%64%44%44%47%49%46%50%47%44%

Sales and marketing expense

31.6 m33.4 m33.2 m6.1 m6.3 m6.2 m4.8 m4.5 m4.6 m5.2 m5.3 m

R&D expense

4.5 m

General and administrative expense

12.2 m15.3 m14.2 m18.1 m18.5 m21.1 m16.7 m19.8 m23.9 m21.8 m23.9 m

Operating expense total

67 m76.3 m82.2 m126.9 m125.3 m163.8 m83.8 m142.1 m105.6 m122.2 m141.6 m

EBIT

13.7 m13.9 m2 m14.7 m7.6 m(23.1 m)9.5 m(43.8 m)23.2 m(3.6 m)(25.7 m)

EBIT margin, %

11%10%1%10%6%(16%)10%(45%)18%(3%)(22%)

Interest expense

5.5 m5.4 m

Pre tax profit

(12.4 m)8.7 m(3.2 m)9.4 m(28.6 m)4.6 m(48.8 m)(8.5 m)

Income tax expense

(4.7 m)3.8 m(962 k)4.1 m664 k(5.4 m)3.7 m(7.4 m)7.5 m(3.3 m)(8.1 m)

Net Income

(7.8 m)4.8 m(2.2 m)5 m320 k(23.4 m)283 k(41 m)10.7 m(5.2 m)(23.3 m)

Balance Sheet

Annual

USDY, 2009Y, 2010Y, 2011Y, 2012Y, 2013Y, 2014Y, 2015FY, 2016

Cash

77.7 m115.6 m61 m83.3 m88.6 m243.3 m236.9 m176.7 m

Inventories

9.7 m35.7 m27.7 m42 m

Current Assets

308.9 m256.3 m321.8 m270.9 m

Goodwill

612 m641.4 m567.5 m599.8 m

Total Assets

1.3 b1.3 b1.1 b1.1 b

Accounts Payable

7.1 m8 m10.1 m11.2 m

Current Liabilities

83.5 m80.1 m60 m53.8 m

Total Liabilities

394.5 m

Additional Paid-in Capital

864.2 m892.7 m886.3 m903.2 m

Retained Earnings

(25.3 m)(23.6 m)(37 m)(71.1 m)

Total Equity

839 m823.3 m761.2 m689.4 m

Financial Leverage

1.5 x1.5 x1.5 x1.6 x

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Cash

191.5 m243.9 m175.8 m154.6 m138.5 m144.6 m204.4 m122 m135.8 m183.3 m188.6 m

Current Assets

282.7 m336.4 m302 m260 m250.1 m256.4 m285.4 m214.6 m230.3 m279.1 m293.4 m

Goodwill

611 m612 m638 m642.6 m663.6 m628.1 m567.5 m609 m604.8 m599.8 m599.8 m

Total Assets

1.3 b1.3 b1.3 b1.3 b1.3 b1.2 b1.1 b1.1 b1.1 b1.1 b1.1 b

Accounts Payable

9.9 m9.2 m8.2 m16.8 m12.3 m13.7 m1.4 m5.4 m11.2 m14.3 m9.3 m

Current Liabilities

68.1 m73.5 m78 m71.6 m74.7 m60.8 m41.2 m71 m53.7 m88.6 m122.8 m

Total Liabilities

452 m441.3 m454.1 m427.7 m434.7 m420.4 m347.7 m413.6 m404.7 m399 m428.7 m

Additional Paid-in Capital

854.1 m890.9 m895.3 m861.6 m916.6 m926.3 m889.2 m893.7 m898.4 m902.9 m906.4 m

Retained Earnings

(21.7 m)(20.4 m)(22.7 m)(18.7 m)(18.4 m)(41.8 m)(36.7 m)(77.7 m)(67 m)(76.7 m)(100 m)

Total Equity

832.4 m870.1 m865.9 m832.8 m838.1 m811 m735.6 m674.2 m689.4 m685.4 m672 m

Financial Leverage

1.5 x1.5 x1.5 x1.5 x1.5 x1.5 x1.5 x1.6 x1.6 x1.6 x1.6 x

Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

(10 m)(7 m)(13.3 m)(34.1 m)

Depreciation and Amortization

60.1 m15 m40.5 m42.2 m

Accounts Receivable

(6.2 m)(6.3 m)12.3 m

Accounts Payable

(1.6 m)1.4 m(1.2 m)

Cash From Operating Activities

105.3 m(2.3 m)91.8 m79.8 m

Cash From Investing Activities

(33.2 m)(1.9 m)94.5 m(76.2 m)

Cash From Financing Activities

74.4 m18 m(91 m)(64 m)

Interest Paid

25.8 m19.7 m18.7 m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

(7.8 m)4.8 m(2.2 m)5 m320 k(23.4 m)283 k(41 m)10.7 m(5.2 m)

Depreciation and Amortization

14.7 m14.5 m15.2 m15.7 m15.9 m16.2 m9.6 m11.1 m10.8 m10.5 m

Accounts Receivable

(16.6 m)

Accounts Payable

2.1 m8.2 m16.8 m12.3 m13.7 m1.4 m5.4 m11.2 m14.3 m

Cash From Operating Activities

5.4 m

Cash From Investing Activities

(2 m)

Cash From Financing Activities

10.4 m

Interest Paid

9.7 m

Ratios

USDY, 2017

Revenue/Employee

193.2 k

Financial Leverage

1.6 x

Operating Metrics

Q1, 2014Q2, 2014Q3, 2014Q4, 2014FY, 2014Q1, 2015Q2, 2015Q3, 2015Q4, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016Q4, 2016FY, 2016Q1, 2017

Credit Cards Consumer Inquiries

2.6 m2.5 m2.5 m2.8 m10.3 m2.7 m2.9 m3.3 m3.6 m12.5 m3 m3.5 m4.4 m4.2 m15 m4.1 m

Mortgage and Savings Consumer Inquiries

1.7 m1.7 m1.7 m1.6 m6.6 m1.7 m1.6 m1.7 m1.5 m6.6 m1.8 m1.8 m2.1 m2.1 m8 m2.5 m

Senior Care Consumer Inquiries

11.9 m19 m18.8 m49.7 m24 m26.8 m25.8 m22.7 m99.3 m33.1 m26 m28.6 m22.6 m110.3 m33.5 m