Bank of Marin (BMRC) stock price, revenue, and financials

Bank of Marin market cap is $562.1 m, and annual revenue was $84.86 m in FY 2017

$562.1 M

BMRC Mkt cap, 16-Oct-2019

$25.6 M

Bank of Marin Revenue Q2, 2018
Bank of Marin Gross profit (Q2, 2018)25.1 M
Bank of Marin Gross profit margin (Q2, 2018), %97.8%
Bank of Marin Net income (Q2, 2018)7.9 M
Bank of Marin EBIT (Q2, 2018)22.8 M
Bank of Marin Cash, 31-Dec-201834.2 M
Bank of Marin EV530.5 M

Bank of Marin Revenue

Bank of Marin revenue was $84.86 m in FY, 2017

Embed Graph

Bank of Marin Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

68.6m72.8m78.6m84.6m84.9m

Revenue growth, %

20%(5%)22%

Cost of goods sold

1.8m2.3m2.3m2.3m1.7m

Gross profit

66.8m70.4m76.4m82.3m83.1m

Gross profit Margin, %

97%97%97%97%98%

R&D expense

5.3m3.3m3.6m4.9m

General and administrative expense

4.3m5.5m5.1m5.5m

Operating expense total

44.1m46.9m47.7m53.8m

Depreciation and amortization

1.4m2.0m1.8m1.9m

EBIT

58.2m69.7m66.7m75.0m74.4m

EBIT margin, %

85%96%85%89%88%

Pre tax profit

22.2m31.5m28.9m36.5m28.8m

Income tax expense

7.9m11.7m10.5m13.3m12.9m

Net Income

14.3m19.8m18.4m23.1m16.0m

Quarterly

USDQ3, 2013Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018

Revenue

16.4m20.8m19.4m19.6m19.7m21.4m20.4m21.9m20.1m20.8m24.7m25.6m

Cost of goods sold

429.0k582.0k582.0k564.0k562.0k557.0k827.0k453.0k411.0k399.0k556.0k566.0k

Gross profit

16.0m20.2m18.8m19.1m19.2m20.8m19.6m21.5m19.7m20.4m24.1m25.1m

Gross profit Margin, %

97%97%97%97%97%97%96%98%98%98%98%98%

R&D expense

612.0k748.0k786.0k792.0k835.0k856.0k916.0k894.0k939.0k963.0k1.4m1.0m

General and administrative expense

1.0m1.3m1.3m1.5m1.3m1.3m1.2m1.3m1.3m1.4m1.5m1.5m

Operating expense total

10.1m11.5m11.8m12.3m11.6m12.0m12.0m11.9m13.0m12.6m16.1m14.5m

Depreciation and amortization

343.0k403.0k650.0k441.0k453.0k463.0k547.0k546.0k

EBIT

14.0m17.3m16.6m16.5m16.9m18.6m17.2m20.9m17.6m18.3m18.8m21.9m22.8m

EBIT margin, %

85%83%86%84%86%87%84%95%87%88%89%89%

Pre tax profit

6.4m8.2m6.9m6.7m7.5m8.8m7.6m11.1m6.7m7.8m7.8m8.1m10.6m

Income tax expense

2.4m3.0m2.5m2.5m2.8m3.1m2.7m4.2m2.2m2.6m2.7m1.7m2.7m

Net Income

4.0m5.2m15.1m4.5m4.3m4.8m5.6m4.8m7.0m4.5m5.2m5.1m6.4m7.9m

Bank of Marin Balance Sheet

Annual

USDFY, 2013FY, 2015FY, 2016FY, 2017FY, 2018

Cash

103.8m26.3m203.5m34.2m

Accounts Receivable

Inventories

Goodwill

6.4m30.1m30.1m

Total Assets

1.8b2.0b2.5b2.5b

Accounts Payable

1.6b1.7b581.7m2.1b2.2b

Short-term debt

5.0m5.4m5.7m2.6m

Long-term debt

Total Debt

5.0m5.4m5.7m2.6m

Total Liabilities

1.6b1.8b2.2b2.2b

Retained Earnings

101.5m129.6m155.5m179.9m

Total Equity

180.9m214.5m297.0m316.4m

Debt to Equity Ratio

0 x0 x

Debt to Assets Ratio

0 x0 x

Financial Leverage

10 x9.5 x8.3 x8 x

Quarterly

Bank of Marin Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

14.3m19.8m18.4m23.1m16.0m32.6m

Depreciation and Amortization

1.4m1.6m2.0m1.8m1.9m2.1m

Accounts Receivable

(694.0k)(143.0k)(734.0k)324.0k

Inventories

Accounts Payable

28.0k(40.0k)(26.0k)(53.0k)

Cash From Operating Activities

21.2m18.9m23.7m25.4m26.9m42.1m

Cash From Investing Activities

(36.9m)(42.7m)(263.3m)24.3m7.8m(225.3m)

Cash From Financing Activities

91.2m(38.6m)224.6m(27.3m)120.0m13.9m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018

Net Income

11.9m4.5m9.7m15.1m4.5m4.3m4.8m5.6m4.8m7.0m4.5m5.2m5.1m6.4m14.3m

Depreciation and Amortization

1.0m416.0k819.0k1.2m421.0k650.0k441.0k453.0k441.0k449.0k481.0k463.0k547.0k1.1m

Accounts Receivable

408.0k111.0k139.0k122.0k456.0k109.0k303.0k724.0k676.0k998.0k

Accounts Payable

(32.0k)(33.0k)(35.0k)(44.0k)(5.0k)(4.0k)(13.0k)10.0k(50.0k)(49.0k)

Cash From Operating Activities

14.6m2.1m6.5m14.1m5.9m9.1m17.1m7.6m10.5m20.3m7.0m12.2m20.4m9.2m18.8m

Cash From Investing Activities

18.3m(3.2m)(39.1m)(53.8m)23.4m(10.1m)(104.1m)100.8m110.0m47.3m12.4m11.6m(34.1m)(89.8m)(123.8m)

Cash From Financing Activities

38.1m(11.2m)10.2m(17.6m)32.5m77.2m81.0m(95.0m)(91.4m)2.9m5.0m65.3m113.9m36.4m(14.7m)

Interest Paid

1.3m594.0k1.1m1.7m534.0k1.0m1.6m498.0k1.3m1.7m373.0k

Income Taxes Paid

7.9m4.7m7.2m30.0k5.3m6.6m505.0k7.1m9.1m

Bank of Marin Ratios

USDY, 2018

EV/EBIT

23.2 x

EV/CFO

12.6 x

Financial Leverage

8 x

Bank of Marin Operating Metrics

Bank of Marin's Total Loans was reported to be $1.5b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Bank Branches

21 20 20

Non-accrual Loans

$9.35 m$9.50 m$7.10 m$2.40 m$2.18 m$2.70 m$2.70 m$540 k$145 k$1.22 m$1.18 m

Total Loans

$1.36 b$1.35 b$1.34 b$1.36 b$1.45 b$1.44 b$1.45 b$1.47 b$1.49 b$1.48 b$1.49 b

Bank of Marin Employee Rating

3.620 votes
Culture & Values
3.8
Work/Life Balance
4.0
Senior Management
3.5
Salary & Benefits
3.1
Career Opportunities
3.5
Source