Bank of America market cap is $320 b, and annual revenue was $93.75 b in FY 2020

Bank of America Gross profit (Q1, 2021)22.8 B

Bank of America Gross profit margin (Q1, 2021), %95%

Bank of America Net income (Q1, 2021)8.1 B

Bank of America Cash, 31-Mar-2021326.1 B

Bank of America EV266.8 B

Bank of America revenue was $93.75 b in FY, 2020 which is a 17.5% year over year decrease from the previous period.

USD | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Revenue | 110.6b | 113.6b | 93.8b |

| 10% | 3% | (17%) |

## Cost of goods sold | 19.3b | 22.3b | 8.2b |

## Gross profit | 91.2b | 91.2b | 85.5b |

| 83% | 80% | 91% |

## Sales and marketing expense | 1.7b | 1.9b | 1.7b |

## Operating expense total | 53.4b | 54.9b | 55.2b |

## Pre tax profit | 34.6b | 32.8b | 19.0b |

## Income tax expense | 6.4b | 5.3b | 1.1b |

## Net Income | 28.1b | 27.4b | 17.9b |

## EPS | 2.6 | 2.8 | 1.9 |

USD | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 | Q1, 2021 |
---|---|---|---|---|---|---|---|

## Revenue | 28.8b | 29.1b | 28.5b | 26.7b | 24.0b | 21.7b | 24.0b |

## Cost of goods sold | 5.8b | 6.0b | 5.7b | 4.0b | 1.7b | 1.4b | 1.2b |

## Gross profit | 23.0b | 23.1b | 22.8b | 22.8b | 22.3b | 20.3b | 22.8b |

| 80% | 79% | 80% | 85% | 93% | 94% | 95% |

## Sales and marketing expense | 442.0m | 528.0m | 440.0m | 438.0m | 492.0m | 308.0m | 371.0m |

## Operating expense total | 13.2b | 13.3b | 15.2b | 13.5b | 13.4b | 14.4b | 15.5b |

## Pre tax profit | 8.8b | 9.0b | 6.9b | 4.5b | 3.8b | 4.5b | 9.2b |

## Income tax expense | 1.5b | 1.6b | 1.1b | 521.0m | 266.0m | (335.0m) | 1.1b |

## Net Income | 7.3b | 7.3b | 5.8b | 4.0b | 3.5b | 4.9b | 8.1b |

## EPS | 0.7 | 0.7 | 0.6 | 0.4 | 0.4 | 0.5 | 0.9 |

USD | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Cash | 177.4b | 161.6b | 380.5b |

## Accounts Receivable | 937.3b | 974.0b | 909.1b |

## PP&E | 9.9b | 10.6b | 11.0b |

## Goodwill | 69.0b | 69.0b | 69.0b |

## Total Assets | 2.4t | 2.4t | 2.8t |

## Accounts Payable | 1.4t | 1.4t | 1.8t |

## Short-term debt | 20.2b | 24.2b | 19.3b |

## Long-term debt | 229.3b | 240.9b | 262.9b |

## Total Debt | 249.5b | 265.1b | 282.3b |

## Total Liabilities | 2.1t | 2.2t | 2.5t |

## Preferred Stock | 22.3b | 23.4b | 24.5b |

## Additional Paid-in Capital | 118.9b | 91.7b | 86.0b |

## Retained Earnings | 136.3b | 156.3b | 164.1b |

## Total Equity | 265.3b | 264.8b | 272.9b |

## Debt to Equity Ratio | 0.9 x | 1 x | 1 x |

## Debt to Assets Ratio | 0.1 x | 0.1 x | 0.1 x |

## Financial Leverage | 8.9 x | 9.2 x | 10.3 x |

USD | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 | Q1, 2021 |
---|---|---|---|---|---|---|---|

## Cash | 171.6b | 171.4b | 157.1b | 250.4b | 289.3b | 301.0b | 326.1b |

## Accounts Receivable | 936.0b | 954.3b | 963.5b | 1.0t | 979.6b | 935.6b | 886.9b |

## PP&E | 10.3b | 10.4b | 10.5b | 10.8b | 10.8b | 10.9b | 10.8b |

## Goodwill | 69.0b | 69.0b | 69.0b | 69.0b | 69.0b | 69.0b | 69.0b |

## Total Assets | 2.4t | 2.4t | 2.4t | 2.6t | 2.7t | 2.7t | 3.0t |

## Accounts Payable | 1.4t | 1.4t | 1.4t | 1.6t | 1.7t | 1.7t | 1.9t |

## Short-term debt | 14.0b | 27.2b | 30.7b | 30.1b | 18.0b | 17.9b | 21.7b |

## Long-term debt | 233.9b | 238.0b | 243.4b | 256.7b | 261.6b | 255.7b | 251.2b |

## Total Debt | 247.9b | 265.3b | 274.1b | 286.8b | 279.6b | 273.6b | 272.9b |

## Total Liabilities | 2.1t | 2.1t | 2.2t | 2.4t | 2.5t | 2.5t | 2.7t |

## Preferred Stock | 22.3b | 24.7b | 23.6b | 23.4b | 23.4b | 23.4b | 24.3b |

## Additional Paid-in Capital | 112.8b | 106.6b | 99.2b | 85.7b | 85.8b | 86.0b | 83.1b |

## Retained Earnings | 141.9b | 147.6b | 151.2b | 155.9b | 157.6b | 160.4b | 170.1b |

## Total Equity | 267.0b | 271.4b | 268.4b | 264.9b | 265.6b | 268.9b | 274.0b |

## Debt to Equity Ratio | 0.9 x | 1 x | 1 x | 1.1 x | 1.1 x | 1 x | 1 x |

## Debt to Assets Ratio | 0.1 x | 0.1 x | 0.1 x | 0.1 x | 0.1 x | 0.1 x | 0.1 x |

## Financial Leverage | 8.9 x | 8.8 x | 9 x | 9.9 x | 10.3 x | 10.2 x | 10.8 x |

USD | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Net Income | 28.1b | 27.4b | 17.9b |

## Depreciation and Amortization | 2.1b | 1.7b | 1.8b |

## Cash From Operating Activities | 39.5b | 61.8b | 38.0b |

## Cash From Investing Activities | (71.5b) | (80.6b) | (177.7b) |

## Short-term Borrowings | (12.5b) | (4.9b) | |

## Long-term Borrowings | (53.0b) | (50.8b) | (47.9b) |

## Dividends Paid | (6.9b) | (5.9b) | (7.7b) |

## Cash From Financing Activities | 53.1b | 3.4b | 355.8b |

## Net Change in Cash | 20.0b | (15.8b) | 218.9b |

## Interest Paid | 19.1b | 22.2b | 8.7b |

## Income Taxes Paid | 2.5b | 4.4b | 2.9b |

USD | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 | Q1, 2021 |
---|---|---|---|---|---|---|---|

## Net Income | 7.3b | 14.7b | 20.4b | 4.0b | 7.5b | 12.4b | 8.1b |

## Depreciation and Amortization | 418.0m | 852.0m | 1.3b | 432.0m | 880.0m | 1.4b | 461.0m |

## Cash From Operating Activities | 15.1b | 8.4b | 2.7b | 19.0b | 16.0b | (16.6b) | (52.3b) |

## Cash From Investing Activities | (4.8b) | (7.2b) | (37.4b) | (90.4b) | (178.8b) | (123.8b) | (113.1b) |

## Short-term Borrowings | (6.2b) | (7.1b) | (6.2b) | (6.4b) | |||

## Long-term Borrowings | (14.3b) | (33.8b) | (42.8b) | (7.8b) | (20.9b) | (37.1b) | (14.0b) |

## Dividends Paid | (1.9b) | (3.6b) | (4.1b) | (2.1b) | (3.9b) | (5.9b) | (2.1b) |

## Cash From Financing Activities | (15.5b) | (7.6b) | 15.2b | 161.1b | 290.3b | 277.9b | 113.6b |

## Net Change in Cash | (5.8b) | (6.0b) | (20.3b) | 88.8b | 127.8b | 139.4b | (54.4b) |

USD | FY, 2018 |
---|---|

## EV/CFO | 7.9 x |

## Revenue/Employee | 536.2k |

## Debt/Equity | 0.9 x |

## Debt/Assets | 0.1 x |

## Financial Leverage | 8.9 x |

## P/E Ratio | 9.4 |

Bank of America's Total Loans was reported to be $903.1b in Q1, 2021.

FY, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 | FY, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 | FY, 2020 | Q1, 2021 | |
---|---|---|---|---|---|---|---|---|---|---|

## Mobile Banking Users | 26.43 m | 27.13 m | 27.82 m | 28.7 m | 29.17 m | 29.82 m | 30.31 m | 30.6 m | 30.78 m | 31.49 m |

## Digital Banking Users | 36.26 m | 37.03 m | 37.29 m | 37.98 m | 38.27 m | 39.08 m | 39.29 m | 39.27 m | 39.32 m | 40.29 m |

## Customers (Online Banking) | 36 m | 37 m | 37 m | 38 m | 38 m | 39 m | 39 m | 39 m | 39 m | 40 m |

## Branches | 4.34 k | 4.35 k | 4.35 k | 4.3 k | 4.3 k | 4.3 k | 4.3 k | 4.31 k | 4.31 k | 4.32 k |

## New Accounts | 4.54 m | 1.03 m | 1.07 m | 1.17 m | 4.32 m | 1.06 m | 449 k | 487 k | 2.51 m | 674 k |

## ATMs | 16.26 k | 16.38 k | 16.56 k | 16.63 k | 16.79 k | 16.86 k | 16.86 k | 16.96 k | 16.9 k | 16.91 k |

## Countries | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 |

## Facility Space, sq. ft. | 77.3 m | 76.3 m | 74.6 m | |||||||

## Total Loans | $946.9 b | $945.62 b | $963.8 b | $972.91 b | $983.43 b | $1.05 t | $998.94 b | $955.17 b | $927.86 b | $903.09 b |

## Non-performing Loans | $5.24 b | $5.15 b | $4.45 b | $3.72 b | $3.84 b | $4.33 b | $4.61 b | $4.73 b | $5.12 b | $5.3 b |

FY, 2018 | |
---|---|

## Сorporate Сontributions (Environment) | $18.6 m |

## Water Withdrawn (Rain Water) | 13.49 m gallons |

## Water Withdrawn (Municipal) | 2.03 b gallons |

## Water Withdrawn | 7.72 m cubic meters |

## Waste Generated | 95.08 k metric tons |

## Volunteer Hours | 12 m |

## Paper Used | 42.16 k metric tons |

## Nonhazardous Waste (Recycled, Composted and Remarketed) | 51.99 k metric tons |

## Nonhazardous Waste (Landfilled and Incinerated) | 42.42 k metric tons |

## Hazardous Waste (Recycled, Reused and Salvaged) | 670 metric tons |

## Hazardous Waste (Landfilled and Incinerated) | 1 metric tons |

## Greenhouse Gas Emissions (Scope 3, Waste Generated in Operations) | 23.09 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 3, Use of Sold Products) | 4 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 3, Upstream Transportation and Distribution) | 200.81 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 3, Purchased Goods and Services) | 2 m metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 3, Fuel and Energy-Related Activities) | 169.23 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 3, End-of-Life Treatment of Sold Products) | 20 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 3, Employee Commuting) | 345.39 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 3, Downstream Transportation and Distribution) | 1.5 m metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 3, Capital Goods) | 397.79 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 3, Business Travel) | 154.5 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 2, Market-Based) | 108.61 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 2, Location-Based) | 791.17 k metric tons of carbon dioxide equivalent |

## Greenhouse Gas Emissions (Scope 1) | 85.15 k metric tons of carbon dioxide equivalent |

## Energy Used (Natural Gas) | 886.47 k GJ |

## Energy Used (Indirect) | 143.37 k GJ |

## Energy Used (Electricity) | 7.12 m GJ |

## Energy Used (Direct) | 162.95 k GJ |

## Electricity Used from Renewable Energy Sources, percent | 91% |

## Electricity Used from Non-renewable Energy Sources, percent | 9% |

## Diversion Rate | 99% |

## Air Emissions (Volatile Organic Compound) | 2 metric tons |

## Air Emissions (Sulfur Oxide) | 1 metric tons |

## Air Emissions (Particulate Matter) | 3 metric tons |

## Air Emissions (Ozone-Depleting Substances) | 12 metric tons |

## Air Emissions (Nitrogen Oxides) | 20 metric tons |

## Air Emissions (Carbon Dioxide) | 32 metric tons |

FY, 2020 | Oct, 2020 | FY, 2019 | FY, 2018 | |
---|---|---|---|---|

Female, percent | 25% | 25% | 16.7% | 16.7% |

Male (Management), percent | 26% | 18% | 18% | |

Female (Management), percent | 24% | 15.3% | 15.3% | |

Male, percent | 25% | 25% | 16.7% | 16.7% |

Female (Board of Directors), percent | 16% | 11.7% | 10.3% | |

Male (Board of Directors), percent | 34% | 21.7% | 23% |

- Source: www.sec.gov, craft.co, craft.co, craft.co

FY, 2020 | |
---|---|

People of Color (USA), percent | 48% |

Hispanic / Latino (USA), percent | 19% |

Black / African American (USA), percent | 14% |

Race/Ethnicity Undisclosed (USA), percent | 19% |

- Source: www.sec.gov, craft.co, craft.co, craft.co