Bank Hapoalim (POLI) stock price, revenue, and financials

Bank Hapoalim annual revenue was ₪16.82 b in FY 2017

₪4.2 B

Bank Hapoalim Revenue Q3, 2018
Bank Hapoalim Gross profit (Q3, 2018)3.4 B
Bank Hapoalim Gross profit margin (Q3, 2018), %81.2%
Bank Hapoalim Net income (Q3, 2018)928 M
Bank Hapoalim Cash, 30-Sept-201877.6 B
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Bank Hapoalim Revenue

Bank Hapoalim revenue was ₪16.82 b in FY, 2017 which is a 0.6% year over year increase from the previous period.

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Bank Hapoalim Revenue Breakdown

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Bank Hapoalim revenue breakdown by business segment: 24.0% from Small Businesses and Microbusinesses, 10.5% from Financial Management, 6.9% from Mid-sized Businesses, 12.0% from Large Businesses, 36.0% from Households and 10.6% from Other

Bank Hapoalim revenue breakdown by geographic segment: 94.7% from Israel and 5.3% from Overseas

Bank Hapoalim Income Statement

Annual

ILSFY, 2015FY, 2016FY, 2017

Revenue

16.3b16.7b16.8b

Revenue growth, %

3%1%

Cost of goods sold

2.4b2.3b2.5b

Gross profit

13.9b14.5b14.3b

Gross profit Margin, %

85%86%85%

General and administrative expense

4.9b4.8b4.8b

Operating expense total

8.8b9.5b9.6b

Depreciation and amortization

1.6b1.5b1.5b

Pre tax profit

5.1b5.0b4.7b

Income tax expense

2.1b2.4b2.1b

Net Income

3.0b2.6b2.6b

Bank Hapoalim Balance Sheet

Annual

ILSFY, 2015FY, 2016FY, 2017

Cash

65.0b80.4b86.1b

Accounts Receivable

281.1b274.5b281.0b

PP&E

3.4b3.4b3.4b

Total Assets

431.6b448.1b454.4b

Accounts Payable

326.9b343.2b351.8b

Total Debt

34.5b33.6b29.1b

Total Liabilities

398.4b413.9b418.4b

Additional Paid-in Capital

8.1b8.1b8.1b

Retained Earnings

24.7b26.7b28.5b

Total Equity

33.2b34.2b36.0b

Debt to Equity Ratio

1 x1 x0.8 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x

Financial Leverage

13 x13.1 x12.6 x

Quarterly

ILSQ1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Cash

63.1b68.5b71.8b77.1b81.9b85.6b78.1b83.3b77.6b

Accounts Receivable

282.5b281.0b280.3b272.2b262.5b264.7b286.6b274.8b278.1b

PP&E

3.3b3.3b3.3b3.3b3.0b3.0b3.3b3.0b3.0b

Total Assets

434.9b440.9b440.2b445.8b449.7b449.8b448.2b451.4b447.9b

Accounts Payable

325.8b332.1b330.2b342.2b345.2b346.1b348.8b349.9b346.4b

Total Debt

36.8b36.1b35.8b31.2b30.7b29.4b26.2b29.9b28.6b

Total Liabilities

401.4b406.3b405.9b410.8b414.1b414.1b412.0b414.6b410.2b

Additional Paid-in Capital

8.1b8.1b8.1b8.1b8.1b8.1b8.1b8.1b8.1b

Retained Earnings

25.3b26.3b26.7b27.4b27.9b28.0b28.8b29.5b30.5b

Total Equity

33.5b34.5b34.3b35.1b35.6b35.7b36.2b36.8b37.7b

Debt to Equity Ratio

1.1 x1 x1 x0.9 x0.9 x0.8 x0.7 x0.8 x0.8 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x

Financial Leverage

13 x12.8 x12.8 x12.7 x12.6 x12.6 x12.4 x12.3 x11.9 x

Bank Hapoalim Cash Flow

Annual

ILSFY, 2015FY, 2016FY, 2017

Net Income

3.0b2.6b2.6b

Depreciation and Amortization

692.0m675.0m623.0m

Cash From Operating Activities

12.1b26.6b19.7b

Purchases of PP&E

(631.0m)(619.0m)(662.0m)

Cash From Investing Activities

(878.0m)(9.9b)(8.0b)

Long-term Borrowings

(4.5b)(3.4b)(4.4b)

Dividends Paid

(569.0m)(685.0m)(873.0m)

Cash From Financing Activities

720.0m(948.0m)(5.0b)

Net Change in Cash

11.9b15.8b6.8b

Interest Paid

(3.4b)(2.8b)(2.5b)

Income Taxes Paid

(1.9b)(2.0b)(1.5b)

Quarterly

ILSQ1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Net Income

671.0m1.8b2.5b760.0m1.6b2.0b619.0m1.5b2.5b

Depreciation and Amortization

157.0m331.0m490.0m147.0m307.0m470.0m171.0m337.0m467.0m

Cash From Operating Activities

(2.8b)1.5b1.0b3.2b4.6b6.8b(4.6b)(4.4b)2.1b

Purchases of PP&E

(94.0m)(224.0m)(364.0m)(95.0m)(211.0m)(369.0m)(104.0m)(271.0m)(389.0m)

Cash From Investing Activities

(2.2b)(802.0m)1.9b(5.2b)(4.6b)(1.0b)1.2b2.8b(4.0b)

Long-term Borrowings

(268.0m)(1.2b)(1.5b)(2.1b)(2.7b)(4.0b)(2.2b)(3.2b)(4.5b)

Dividends Paid

(117.0m)(252.0m)(475.0m)(344.0m)(669.0m)(496.0m)(496.0m)

Cash From Financing Activities

2.7b1.7b1.1b(3.0b)(176.0m)(511.0m)(5.7b)(1.4b)(6.2b)

Net Change in Cash

(2.3b)2.3b4.1b(4.9b)(152.0m)5.2b(9.0b)(3.0b)(8.0b)

Interest Paid

(694.0m)(894.0m)(1.9b)(927.0m)(1.4b)(1.9b)(882.0m)(1.4b)(2.2b)

Income Taxes Paid

(424.0m)(2.4b)(3.1b)(2.0b)(862.0m)(1.2b)(857.0m)(1.5b)(2.1b)

Bank Hapoalim Ratios

ILSFY, 2015

Debt/Equity

1 x

Debt/Assets

0.1 x

Financial Leverage

13 x

Bank Hapoalim Operating Metrics

Bank Hapoalim's Assets Under Management was reported to be ₪978.9b in Q3, 2018. Bank Hapoalim's Total Deposits was reported to be ₪346.4b in Q3, 2018. Bank Hapoalim's Total Loans was reported to be ₪278.1b in Q3, 2018.

Bank Hapoalim Human Capital

FY, 2017FY, 2016FY, 2015
Male, percent35%35.6%35%
Female, percent65%64.4%65%

Bank Hapoalim Employee Rating

3.4142 votes
Culture & Values
3.3
Work/Life Balance
4.3
Senior Management
3.2
Salary & Benefits
3.3
Career Opportunities
3.5
Source