$428.4 M

ATB Financial Revenue Q2, 2021
ATB Financial Net income (Q2, 2021)90.4 M
ATB Financial Cash, 30-Sept-20204.5 B

ATB Financial Funding

Summary Metrics

Founding Date

1938

ATB Financial Revenue Breakdown

Embed Graph

ATB Financial revenue breakdown by business segment: 34.9% from Everyday Financial Services, 19.7% from Business and Agriculture, 24.4% from Corporate Financial Services, 14.4% from ATB Wealth, 5.3% from Strategic services units and 1.2% from Other

ATB Financial Income Statement

Annual

USDFY, 2018FY, 2019FY, 2020

Revenue

1.6b1.7b1.7b

Revenue growth, %

6%3%

General and administrative expense

65.0m72.7m83.3m

Operating expense total

1.1b1.2b1.2b

Depreciation and amortization

96.2m103.0m101.0m

Pre tax profit

356.2m180.3m132.6m

Income tax expense

81.7m41.6m30.7m

Net Income

274.6m138.7m101.9m

Quarterly

USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021Q2, 2021

Revenue

412.0m422.2m427.2m433.9m419.2m446.8m424.6m428.4m

General and administrative expense

15.4m14.0m18.4m20.4m18.9m20.6m10.3m12.8m

Operating expense total

287.2m278.9m290.7m308.4m298.7m299.4m293.5m285.8m

Depreciation and amortization

24.5m26.5m26.2m25.9m25.1m25.8m25.2m25.6m

Pre tax profit

74.5m90.3m67.3m59.4m88.2m105.1m(114.2m)90.4m

Income tax expense

17.2m20.8m15.5m13.6m20.3m23.4m

Net Income

57.3m69.5m51.8m45.8m68.0m81.7m(114.2m)90.4m

ATB Financial Balance Sheet

Annual

USDFY, 2018FY, 2019FY, 2020

Cash

1.4b1.3b1.4b

Accounts Receivable

44.1b47.0b47.0b

PP&E

333.1m285.6m279.0m

Total Assets

51.9b54.3b55.8b

Accounts Payable

32.7b35.9b35.4b

Long-term debt

13.4b12.9b12.9b

Total Debt

13.4b12.9b12.9b

Total Liabilities

48.6b50.7b51.7b

Retained Earnings

3.5b3.7b3.8b

Total Equity

3.3b3.6b4.1b

Debt to Equity Ratio

4.1 x3.5 x3.2 x

Debt to Assets Ratio

0.3 x0.2 x0.2 x

Financial Leverage

15.8 x14.9 x13.7 x

ATB Financial Cash Flow

Annual

USDFY, 2018FY, 2019FY, 2020

Net Income

274.6m138.7m101.9m

Depreciation and Amortization

130.1m137.7m124.8m

Accounts Receivable

(3.3b)(3.0b)(114.6m)

Accounts Payable

(1.2b)3.2b(548.2m)

Cash From Operating Activities

(4.2b)819.8m196.3m

Cash From Investing Activities

36.1m349.6m558.9m

Long-term Borrowings

(7.5b)(10.0b)(10.1b)

Cash From Financing Activities

4.1b(1.3b)357.3m

Net Change in Cash

(28.8m)(83.5m)1.1b

Interest Paid

589.8m773.8m908.9m

Income Taxes Paid

39.8m10.8m

ATB Financial Ratios

USDFY, 2018

Revenue/Employee

298.6k

Debt/Equity

4.1 x

Debt/Assets

0.3 x

Financial Leverage

15.8 x

ATB Financial Operating Metrics

ATB Financial's Total Loans was reported to be $45.1b in Q2, 2021. ATB Financial's Total Deposits was reported to be $36.7b in Q2, 2021. ATB Financial's Customers was reported to be 800 k in Jan, 2021.
FY, 2018Q1, 2019Q2, 2019Q3, 2019FY, 2019Q1, 2020Q2, 2020Q3, 2020FY, 2020Q1, 2021Q2, 2021Jan, 2021

Customers

800 k

Locations

300

Memberships

4

Networks

6

Total Deposits

$32.68 b$34.45 b$34.89 b$35.91 b$35.92 b$36.1 b$36.21 b$35.1 b$35.37 b$35.98 b$36.66 b

Total Loans

$44.11 b$45.11 b$46.08 b$47.03 b$47.01 b$46.53 b$46.31 b$46.63 b$46.98 b$45.78 b$45.06 b

ATB Financial Employee Rating

3.9991 votes
Culture & Values
4
Work/Life Balance
4
Senior Management
3.5
Salary & Benefits
3.8
Career Opportunities
3.5
Source