Arrow Financial (AROW) stock price, revenue, and financials

Arrow Financial market cap is $393.1 m, and annual revenue was $28.56 m in FY 2019

$393.1 M

AROW Mkt cap, 28-Sept-2020

$7.2 M

Arrow Financial Revenue Q2, 2020
Arrow Financial Net income (Q2, 2020)9.2 M
Arrow Financial Cash, 30-Jun-202038.3 M

Arrow Financial Income Statement

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

25.9m27.1m28.1m28.3m28.1m27.8m27.6m28.9m28.6m

Revenue growth, %

3%4%6%

Sales and marketing expense

831.0k

R&D expense

2.3m

Operating expense total

11.0m14.7m12.7m13.0m13.9m14.8m15.1m15.6m10.4m

Interest expense

18.7m12.0m7.9m5.8m4.8m5.4m7.0m12.5m21.7m

Interest income

76.8m69.4m64.1m66.9m70.7m76.9m84.7m96.5m109.8m

Pre tax profit

31.6m31.8m30.9m33.5m35.3m37.7m39.9m45.3m47.1m

Income tax expense

9.7m9.7m9.1m10.2m10.6m11.2m10.5m9.0m9.6m

Net Income

21.9m22.2m21.8m23.4m24.7m26.5m29.3m36.3m37.5m

Arrow Financial Balance Sheet

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

43.7m48.8m50.0m46.3m51.1m43.0m72.8m84.2m47.0m

Accounts Receivable

1.1b1.2b1.3b1.4b1.6b1.9b2.2b2.4b

Inventories

1.8b

PP&E

22.6m28.9m29.2m28.5m27.4m26.9m27.6m30.4m35.5m

Goodwill

22.0m22.0m22.0m22.0m21.9m21.9m21.9m21.9m21.9m

Total Assets

2.0b2.0b2.2b2.2b2.4b2.6b2.8b3.0b3.2b

Accounts Payable

2.1b

Short-term debt

10.0m68.9m70.4m135.2m20.0m20.0m

Long-term debt

30.0m20.0m10.0m55.0m55.0m45.0m30.0m

Total Debt

40.0m64.8m80.4m105.2m75.0m65.0m30.0m

Total Liabilities

1.8b1.8b2.0b2.0b2.2b2.4b2.5b2.7b2.9b

Common Stock

16.1m16.4m16.7m17.1m17.4m18.5m19.0m19.6m

Preferred Stock

Additional Paid-in Capital

207.6m218.7m229.3m239.7m250.7m270.9m290.2m314.5m335.4m

Retained Earnings

23.9m26.3m27.5m29.5m32.1m28.6m28.8m29.3m33.2m

Total Equity

166.4m175.8m192.2m200.9m214.0m232.9m249.6m269.6m301.7m

Debt to Equity Ratio

0.2 x0.3 x0.4 x0.5 x0.3 x0.2 x

Debt to Assets Ratio

0 x0 x0 x0 x0 x0 x

Financial Leverage

11.8 x11.5 x11.3 x11 x11.4 x11.2 x11.1 x11.1 x10.6 x

Quarterly

USDQ2, 2011Q3, 2011Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

33.2m137.8m57.8m136.4m137.2m44.6m76.1m51.8m64.7m111.6m45.1m69.7m60.7m46.1m102.1m64.8m66.1m80.7m100.3m60.7m92.3m36.2m34.7m65.9m32.5m38.3m

Accounts Receivable

1.1b1.1b1.1b1.1b1.2b1.2b1.3b1.3b1.4b1.4b1.5b1.5b1.6b1.7b1.7b1.8b1.9b1.9b2.0b2.0b2.1b2.2b2.3b2.3b2.4b

PP&E

19.5m20.7m24.8m26.6m29.4m29.3m28.7m28.5m28.2m28.4m28.6m28.2m27.1m26.8m26.7m26.6m26.6m26.4m27.8m28.1m28.6m34.9m38.8m40.2m41.0m41.2m

Goodwill

20.8m22.0m22.0m22.0m22.0m22.0m22.0m22.0m22.0m22.0m22.0m22.0m21.9m21.9m21.9m21.9m21.9m21.9m21.9m21.9m21.9m21.9m21.9m21.9m21.9m21.9m

Total Assets

1.9b2.0b2.0b2.0b2.1b2.1b2.2b2.2b2.2b2.3b2.3b2.4b2.5b2.5b2.6b2.7b2.7b2.7b2.8b2.8b3.0b3.0b3.0b3.1b3.3b3.5b

Total Liabilities

1.7b1.8b1.8b1.9b1.9b1.9b2.0b2.0b2.0b2.1b2.1b2.2b2.3b2.3b2.4b2.4b2.5b2.5b2.6b2.6b2.7b2.7b2.7b2.8b3.0b3.2b

Common Stock

15.6m16.1m16.1m16.4m16.4m16.4m16.7m16.7m17.1m17.1m17.1m17.4m17.4m17.4m17.9m17.9m17.9m18.5m18.5m18.5m19.0m19.0m19.0m19.6m19.6m19.6m

Preferred Stock

Additional Paid-in Capital

194.3m206.9m209.4m217.8m219.2m219.8m229.8m230.1m239.2m240.0m240.2m249.9m251.5m252.5m269.7m271.5m272.2m289.3m291.0m292.0m313.8m315.3m316.2m334.6m336.0m336.6m

Retained Earnings

30.0m21.5m29.0m23.7m28.4m30.6m29.7m32.1m26.2m32.2m35.3m28.8m35.4m38.9m25.4m31.9m35.7m22.6m34.1m40.3m24.3m34.2m39.4m27.4m37.4m42.7m

Total Equity

163.6m168.6m171.9m176.3m177.8m177.6m194.5m197.6m200.1m205.0m206.9m211.1m220.7m225.4m229.2m236.1m240.8m244.6m252.7m259.5m264.8m276.6m284.6m292.2m309.4m317.7m

Financial Leverage

11.6 x11.6 x11.4 x11.6 x11.9 x11.7 x11.4 x10.9 x11 x11.4 x11.3 x11.5 x11.2 x11.3 x11.3 x11.3 x11.3 x11.2 x11.2 x11 x11.2 x10.8 x10.6 x10.7 x10.6 x11.2 x

Arrow Financial Cash Flow

Quarterly

USDQ2, 2011Q3, 2011Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Net Income

5.8m5.4m10.9m16.6m5.2m10.4m5.3m10.8m17.0m5.9m12.2m18.1m6.5m13.2m19.9m6.6m13.8m21.3m8.5m18.3m27.5m8.7m17.7m27.7m8.1m17.3m

Depreciation and Amortization

4.4m6.6m2.4m4.8m2.0m3.9m5.6m1.6m3.3m4.8m1.6m3.1m4.6m1.5m3.0m4.2m1.2m2.4m3.6m1.3m2.5m4.0m1.6m3.5m

Cash From Operating Activities

16.7m26.0m9.6m18.6m7.5m14.0m21.5m8.5m13.7m20.0m10.5m15.0m25.2m9.9m18.6m26.4m12.3m21.0m33.6m10.7m21.1m32.7m13.1m15.9m

Purchases of PP&E

(3.1m)(5.2m)(991.0k)(1.5m)(89.0k)(618.0k)(885.0k)(373.0k)(1.1m)(1.2m)(303.0k)(527.0k)(1.1m)(247.0k)(867.0k)(1.3m)(627.0k)(1.4m)(2.4m)(2.1m)(4.4m)(6.7m)(1.1m)(2.0m)

Cash From Investing Activities

5.1m8.3m(8.1m)(78.5m)(32.5m)10.3m(34.7m)(51.4m)(116.0m)(175.3m)(22.8m)(77.6m)(82.3m)(44.1m)(110.6m)(118.7m)(43.0m)(103.5m)(181.6m)(8.5m)(24.2m)(100.5m)(32.1m)(164.3m)

Short-term Borrowings

52.2m50.3m29.5m(13.1m)

Long-term Borrowings

(4.0k)(12.0k)(19.0k)(5.0k)(15.0k)

Dividends Paid

5.9m8.8m3.0m6.0m3.1m6.2m9.3m3.2m(6.3m)(9.5m)(3.2m)(6.5m)(9.7m)(3.4m)(6.7m)(10.1m)(3.5m)(7.0m)(10.6m)(3.8m)(7.5m)(11.3m)(3.9m)(7.8m)

Cash From Financing Activities

(7.8m)58.4m86.8m55.6m51.0m(22.5m)27.8m108.2m101.1m178.7m22.0m74.6m108.1m41.6m100.7m115.6m58.2m70.4m167.5m(25.3m)(18.4m)75.8m87.3m331.5m

Net Change in Cash

14.0m92.7m88.3m(4.2m)26.1m1.8m14.7m65.3m(1.2m)23.4m9.6m12.0m51.0m7.4m8.7m23.3m27.4m(12.1m)19.5m(23.0m)(21.5m)8.1m68.3m183.0m

Interest Paid

7.1m9.9m2.3m4.6m1.6m3.2m4.6m1.1m2.3m3.5m1.3m2.5m3.9m1.5m3.2m5.2m1.9m4.5m7.9m4.9m10.0m15.3m5.3m8.9m

Income Taxes Paid

3.3m6.0m511.0k4.0m335.0k4.5m7.0m635.0k4.9m8.3m726.0k6.2m9.8m294.0k5.6m8.4m390.0k5.3m7.5m311.0k5.0m7.1m344.0k5.0m

Arrow Financial Ratios

USDQ2, 2011

Financial Leverage

11.6 x

Arrow Financial Operating Metrics

Arrow Financial's Total Loans was reported to be $1.9b in Q2, 2017. Arrow Financial's Assets Under Management was reported to be $1.4b in Q2, 2017.