Ageas (AGS.BR) stock price, revenue, and financials

Ageas annual revenue was €12.75 b in FY 2017

€2.9 B

Ageas Revenue H1, 2018
Ageas Gross profit (H1, 2018)1.1 B
Ageas Gross profit margin (H1, 2018), %38.9%
Ageas Net income (H1, 2018)247.7 M
Ageas Cash, 31-Mar-20182.7 B

Ageas Revenue

Ageas revenue was €12.75 b in FY, 2017 which is a 8.4% year over year decrease from the previous period.

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Ageas Revenue Breakdown

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Ageas revenue breakdown by geographic segment: 12.8% from UK, 21.3% from Continental Europe , 63.1% from Belgium and 2.7% from Other

Ageas Income Statement

Annual

EURFY, 2016FY, 2017

Revenue

13.9b12.7b

Revenue growth, %

(8%)

Cost of goods sold

10.0b9.2b

Gross profit

3.9b3.6b

Gross profit Margin, %

28%28%

Operating expense total

3.3b2.3b

Depreciation and amortization

64.7m21.8m

Interest expense

167.2m116.8m

Pre tax profit

434.7m1.1b

Income tax expense

211.9m258.2m

Net Income

27.1m623.2m

Half Year

EURH1, 2018

Revenue

2.9b

Cost of goods sold

1.8b

Gross profit

1.1b

Gross profit Margin, %

39%

Operating expense total

722.0m

Depreciation and amortization

9.9m

Interest expense

28.1m

Pre tax profit

362.7m

Income tax expense

57.2m

Net Income

247.7m

Ageas Balance Sheet

Annual

EURFY, 2016FY, 2017

Cash

2.2b2.6b

Accounts Receivable

8.7b9.4b

PP&E

1.2b1.2b

Total Assets

104.3b103.3b

Total Debt

5.2b4.4b

Total Liabilities

94.1b93.2b

Total Equity

10.2b10.2b

Debt to Equity Ratio

0.5 x0.4 x

Debt to Assets Ratio

0 x0 x

Financial Leverage

10.2 x10.2 x

Quarterly

EURQ1, 2018

Cash

2.7b

Accounts Receivable

9.5b

PP&E

1.2b

Total Assets

103.4b

Total Debt

1.9b

Total Liabilities

93.0b

Total Equity

10.4b

Debt to Equity Ratio

0.2 x

Debt to Assets Ratio

0 x

Financial Leverage

9.9 x

Ageas Cash Flow

Annual

EURFY, 2016FY, 2017

Net Income

27.1m623.2m

Depreciation and Amortization

748.8m742.9m

Accounts Receivable

(1.5b)(619.4m)

Cash From Operating Activities

404.8m(725.5m)

Purchases of PP&E

(89.7m)(63.4m)

Cash From Investing Activities

257.3m2.0b

Short-term Borrowings

(56.2m)(13.9m)

Dividends Paid

(338.3m)(419.4m)

Cash From Financing Activities

(844.9m)(865.2m)

Ageas Ratios

EURY, 2018

Revenue/Employee

256.4k

Debt/Equity

0.2 x

Financial Leverage

9.9 x

Ageas Operating Metrics

Ageas's Total Loans was reported to be €9.4b in FY, 2017. Ageas's Customers was reported to be 38 m in FY, 2017.
FY, 2016FY, 2017Q1, 2018

Customers

38 m

Insurance Policies Owned

43 m

Claims Ratio

67%59.7%

COR

101.1%95.2%98.3%

Countries

15

Expense Ratio

34.1%35%

Total Loans

€8.69 b€9.42 b